Company Overview
Iwc Financial Ltd is listed at the official companies registry as in Liquidation Private Limited Company. The company was incorporated on Thursday 14 April 2016, so this is a well established company. Iwc Financial Ltd has been in business for 10 years. The accounts status is total exemption full and the accounts are next due on Saturday 31 January 2026.
Registered Address

79 Caroline Street, Birmingham, B3 1UP
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Companies House Data
Company NameIWC FINANCIAL LTD
Company Number10125208
Registered Office Address79 Caroline Street
 B3 1UP
Company CategoryPrivate Limited Company
Company StatusLiquidation
Country of OriginUnited Kingdom
Incorporation Date14/04/2016
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2026
Accounts Last Made Up Date30/04/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date12/05/2017
Previous Company NameChanged Date
IWC FINANCIAL LIMITED LIMITED10 Dec 2018
IFAC FINANCE LTD07 Dec 2018
ELKANAH FINANCE LIMITED08 Jan 2018
Directors & Members
Show Resigned
Jason Jones - Director
(British, 53 years old, born June 1973)
Appointed 18 June 2018
 Active
Gareth Morgan - Director
(British, 46 years old, born May 1980)
Appointed 18 June 2018
 Active
Secretaries
Show Resigned
Jason Jones - Secretary
Appointed 18 June 2018
 Active
Other Company Directorships
Jason Jones
ACQUIESCE COVER LTD
ADVANCE ENERGY (UK) LTD
ADVANCE ENERGY SERVICES LTD
BRIGHT ENERGY SERVICES LTD
CORNERSTONE COMMERCIAL FINANCE LTD
CORNERSTONE FINANCE GROUP HOLDINGS LTD
CORNERSTONE FINANCE GROUP LTD
CORNERSTONE INTERNATIONAL FINANCE LTD
CORNERSTONE PROTECTION DIRECT LTD
GLJ PROPERTIES LTD
GREEN ENERGY MATTERS LIMITED
HYDE FINANCIAL MANAGEMENT LTD
IMPERIAL WEALTH INTERNATIONAL LTD
IWC HOLDINGS LIMITED
L&G TOTAL MAINTENANCE LTD
LEGAL PROPERTY MATTERS LIMITED
MAMUN CAPITAL LIMITED
YOUR NEW HOME PLUS LIMITED
Gareth Morgan
CASTLEBRIDGE RISK SOLUTIONS LTD
CORNERSTONE FINANCE GROUP HOLDINGS LTD
CORNERSTONE WILL & ESTATE PLANNING LIMITED
GLJ PROPERTIES LTD
IMPERIAL WEALTH INTERNATIONAL LTD
IWC HOLDINGS LIMITED
MAMUN CAPITAL LIMITED
MOLDEN MORGAN PROPERTY LIMITED
ORCHARDS ESTATES WHITCHURCH LTD
TCN PARTNERSHIP LIMITED
VAYNOR INDEPENDENT PROPERTY LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 82,480 82,480 108,000
Current Assets 88,337 88,337 88,367
Creditors Due Within One Year 68,950 68,950 57,889
Working Cap 19,387 19,387 30,478
Total Assets Less Current Liabilities 101,867 101,867 138,478
Long-term Liabilities 73,387 73,387 127,478
Net Assets 28,480 28,480 11,000
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 28,480 28,480 11,000
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 48.3% 48.3% 55.0%
Stocks Inventory - - -
Debtors 51.7% 51.7% 45.0%
Cash Bank In Hand - - 0.0%
Current Assets 51.7% 51.7% 45.0%
Creditors Due Within One Year 40.4% 40.4% 29.5%
Net Current Assets Liabilities 11.3% 11.3% 15.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 16.7% 16.7% 5.6%
Capital Employed - - -
Total Assets Less Current Liabilities 59.6% 59.6% 70.5%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Liquidity Ratio 1.3 1.3 1.5
Solvency Ratio 1.2 1.2 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Assets 170,817 170,817 196,367
Debt 142,337 142,337 185,367
Net Assets/Debt 28,480 28,480 11,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Registered office address changed from 1st Floor, Suite a Unit E, Copse Walk Pontprennau Cardiff CF23 8RB Wales to 79 Caroline Street Birmingham B3 1UP on 19 December 2025
Declaration of solvency
Appointment of a voluntary liquidator
Resolutions
Confirmation statement made on 12 December 2025 with no updates
Confirmation statement made on 13 December 2024 with updates
Statement of capital following an allotment of shares on 23 April 2024
Resolutions
Resolutions
Confirmation statement made on 13 December 2023 with updates
Statement of capital following an allotment of shares on 30 October 2023
Resolutions
Resolutions
Confirmation statement made on 21 February 2023 with updates
Secretary's details changed for Mr Jason Lee Jones on 20 February 2023
Director's details changed for Mr Gareth Thomas Morgan on 20 February 2023
Registered office address changed from Unit B Upper Boat Trading Estate Pontypridd CF37 5BP Wales to 1st Floor, Suite a Unit E, Copse Walk Pontprennau Cardiff CF23 8RB on 19 January 2023
Statement of capital following an allotment of shares on 2 April 2021
Resolutions
Memorandum and Articles of Association
Registered office address changed from 1st Floor, Suite a Unit E, Copse Walk Cardiff Gate Business Park Cardiff CF23 8RB United Kingdom to Unit B Upper Boat Trading Estate Pontypridd CF37 5BP on 7 April 2022
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