Company Overview
Thomson Finch Consulting Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 30 March 2016, so this is a well established company. Thomson Finch Consulting Limited has been in business for 10 years. The accounts status is micro entity and the accounts are next due on Wednesday 31 December 2025.
Registered Address

10 Bolton Road West, Ramsbottom, Bury, Greater Manchester, BL0 9ND
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Companies House Data
Company NameTHOMSON FINCH CONSULTING LIMITED
Company Number10089967
Registered Office Address10 Bolton Road West
 Ramsbottom
 BL0 9ND
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date30/03/2016
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date27/04/2017
Directors & Members
John Finch - Director
(British, 76 years old, born November 1950)
Appointed 30 March 2016
 Active
Morag Finch - Director
(British, 57 years old, born February 1969)
Appointed 30 March 2016
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
John Finch
CFA SOCIETY OF THE UK
Morag Finch
BURY SHOPMOBILITY
THE UK COUNTRY MUSIC ASSOCIATION CIC
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 1,982 1,982 4,035
Current Assets 19,100 19,100 23,852
Creditors Due Within One Year 12,587 12,587 16,345
Working Cap 6,513 6,513 7,507
Total Assets Less Current Liabilities 8,495 8,495 11,542
Long-term Liabilities 780 780 780
Net Assets 7,715 7,715 10,762
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 7,715 7,715 10,762
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 9.4% 9.4% 14.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 90.6% 90.6% 85.5%
Creditors Due Within One Year 59.7% 59.7% 58.6%
Net Current Assets Liabilities 30.9% 30.9% 26.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 36.6% 36.6% 38.6%
Capital Employed - - -
Total Assets Less Current Liabilities 40.3% 40.3% 41.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Liquidity Ratio 1.5 1.5 1.5
Solvency Ratio 1.6 1.6 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Assets 21,082 21,082 27,887
Debt 13,367 13,367 17,125
Net Assets/Debt 7,715 7,715 10,762

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 29 March 2025 with updates
Registered office address changed from 10 Bolton Road West Ramsbottom Bury Greater Manchester BL0 9nd England to 11 Bridge Street Bury Lancashire BL09AB on 11 April 2025
Director's details changed for Mrs Morag Finch on 12 April 2024
Director's details changed for Mr John Edward Finch on 12 April 2024
Change of details for Mr John Edward Finch as a person with significant control on 12 April 2024
Change of details for Mrs Morag Finch as a person with significant control on 12 April 2024
Confirmation statement made on 29 March 2024 with updates
Confirmation statement made on 29 March 2023 with updates
Registered office address changed from Bedford House 60 Chorley New Road Bolton BL1 4DA England to 10 Bolton Road West Ramsbottom Bury Greater Manchester BL09ND on 24 August 2022
Director's details changed for Mr John Edward Finch on 24 August 2022
Change of details for Mr John Edward Finch as a person with significant control on 24 August 2022
Confirmation statement made on 29 March 2022 with no updates
Director's details changed for Mrs Morag Finch on 22 December 2021
Change of details for Mrs Morag Finch as a person with significant control on 22 December 2021
Director's details changed for Mr John Edward Finch on 22 December 2021
Change of details for Mr John Edward Finch as a person with significant control on 22 December 2021
Registered office address changed from 8-10 Bolton Street Ramsbottom Bury Lancashire BL0 9HX United Kingdom to Bedford House 60 Chorley New Road Bolton BL1 4DA on 22 December 2021
Confirmation statement made on 29 March 2021 with no updates
Confirmation statement made on 29 March 2020 with no updates
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