Company Overview
Aci Retail Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 23 March 2016, so this is a well established company. Aci Retail Finance Limited has been in business for 10 years. The accounts status is micro entity and the accounts are next due on Wednesday 30 June 2021.
Registered Address

67 Bloomfield Drive, Huntingdon, PE29 6LD
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Companies House Data
Company NameACI RETAIL FINANCE LIMITED
Company Number10080533
Registered Office Address67 Bloomfield Drive
 PE29 6LD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/03/2016
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date30/06/2021
Accounts Last Made Up Date30/06/2019
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date20/04/2017
Previous Company NameChanged Date
VALERIO GROUP LIMITED17 Jul 2017
VR CARS LIMITED27 Jun 2016
Directors & Members
Show Resigned
Darren Jones - Director
(British, 57 years old, born September 1969)
Appointed 30 November 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Darren Jones
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Jun-2019 30-Jun-2018 30-Jun-2017
Balance Sheet
Fixed Assets 14,872 -51,129 89,901
Current Assets 40,873 26,591 62,949
Creditors Due Within One Year 38,072 -32,139 294,015
Working Cap 2,801 58,730 -215,827
Total Assets Less Current Liabilities 17,673 7,601 -141,165
Long-term Liabilities 0 245,523 10,969
Net Assets 17,673 188,846 -152,134
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 17,673 188,846 -152,134
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2019 30-Jun-2018 30-Jun-2017
Tangible Fixed Assets - - -
Fixed Assets 26.7% 208.4% 58.8%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 73.3% -108.4% 41.2%
Creditors Due Within One Year 68.3% 131.0% 192.4%
Net Current Assets Liabilities 5.0% -239.3% -141.2%
Creditors Due After One Year - - 3.9%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -99.5%
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 31.7% -769.6% -99.5%
Capital Employed - - -
Total Assets Less Current Liabilities 31.7% -31.0% -92.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2019 30-Jun-2018 30-Jun-2017
Liquidity Ratio 1.1 -0.8 0.2
Solvency Ratio 1.5 -0.1 0.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2019 30-Jun-2018 30-Jun-2017
Assets 55,745 -24,538 152,850
Debt 38,072 213,384 304,984
Net Assets/Debt 17,673 188,846 -152,134
The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PE29 6LD
No other companies found in the same location
Document Filings
Cessation of Lynda Ann Smith as a person with significant control on 30 November 2020
Compulsory strike-off action has been suspended
First Gazette notice for compulsory strike-off
Notification of Darren Jones as a person with significant control on 4 December 2020
Termination of appointment of Lynda Ann Smith as a director on 30 November 2020
Appointment of Mr Darren Jones as a director on 30 November 2020
Registered office address changed from West Walk House 99 Princess Road East Leicester LE1 7LF England to 67 Bloomfield Drive Huntingdon PE29 6LD on 30 November 2020
Registered office address changed from Bushloe Barn High Street North Kilworth Lutterworth LE17 6ET England to West Walk House 99 Princess Road East Leicester LE1 7LF on 8 July 2020
Confirmation statement made on 1 July 2020 with no updates
Registration of charge 100805330004, created on 23 April 2020
Previous accounting period extended from 31 March 2019 to 30 June 2019
Confirmation statement made on 1 July 2019 with updates
Satisfaction of charge 100805330003 in full
Registered office address changed from 10B Kibworth Business Park Nursery Court Kibworth Harcourt Leicester LE8 0EX England to Bushloe Barn High Street North Kilworth Lutterworth LE17 6ET on 12 June 2019
Cessation of Aci Financial Limited as a person with significant control on 11 June 2019
Termination of appointment of Timothy Patrick Mutton as a director on 11 June 2019
Notification of Lynda Ann Smith as a person with significant control on 11 June 2019
Appointment of Miss Lynda Ann Smith as a director on 11 June 2019
Confirmation statement made on 18 April 2019 with no updates
Notification of Aci Financial Limited as a person with significant control on 18 April 2018
Cessation of John David Voss as a person with significant control on 18 April 2018
Termination of appointment of John David Voss as a director on 3 October 2018
Appointment of Mr Timothy Patrick Mutton as a director on 1 August 2018
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