Company Overview
Character Investments Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 17 February 2016, so this is a well established company. Character Investments Ltd has been in business for 10 years and 1 month. The accounts status is micro entity and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Winterton House, High Street, Westerham, Kent, TN16 1AJ
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Companies House Data
Company NameCHARACTER INVESTMENTS LTD
Company Number10009957
Registered Office AddressWinterton House
 High Street
 TN16 1AJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/02/2016
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date17/03/2017
Directors & Members
Show Resigned
Stephen Burrows - Director
(British, 66 years old, born September 1960)
Appointed 01 October 2019
 Active
David Stanley - Director
(British, 56 years old, born May 1970)
Appointed 01 October 2019
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Stephen Burrows
ALLIGATOR HOLDINGS LONDON LIMITED
ALLIGATOR SYSTEMS LIMITED
ALTO LONDON MARKETS LIMITED
ALTO SCHEMES LIMITED
BKG CORPORATE RISKS LIMITED
BKG INSURANCE BROKERS LIMITED
BKG WEST LIMITED
BLUE OCTOPUS HOLDINGS LTD
BOOTHBY TAYLOR LIMITED
BURRFORD LIMITED
CHARACTER ADVANTAGE LTD
CHARACTER APPOINTED REPRESENTATIVES LTD
CHARACTER BROKER SOLUTIONS LTD
CHARACTER FINANCIAL SERVICES LIMITED
CHARACTER IB LTD
CHERTSEY ROAD LIMITED
COBRA GILES LIMITED
COBRA J.K. LEE LIMITED
COBRA TB LIMITED
COBRA TUBBS BATTEN LIMITED
COBRA UK & IRELAND HOLDINGS LIMITED
COBRA UK & IRELAND INSURANCE CONSULTANTS LIMITED
CONNECTION FINANCIAL SERVICES LIMITED
DAVID HASKOLL LIMITED
FIRDALE INVESTMENTS LIMITED
KINGFISHER INSURANCE BROKERS LIMITED
OPAL MORTGAGE LIFE AND PENSIONS LIMITED
PHILIP PAUL & ASSOCIATES LIMITED
PROJECT CHARLIE BIDCO LIMITED
PROJECT CHARLIE TOPCO LIMITED
ROBERT EDWARD (SOUTHERN) LIMITED
SILO I LIMITED
THORNWAY INSURANCES LIMITED
WISEMANS INSURANCE SERVICES LIMITED
David Stanley
ALTO INSURANCE GROUP LTD
BKG CORPORATE RISKS LIMITED
BKG INSURANCE BROKERS LIMITED
BKG WEST LIMITED
BLUE OCTOPUS HOLDINGS LTD
BOOTHBY TAYLOR LIMITED
CHARACTER ADVANTAGE LTD
CHARACTER APPOINTED REPRESENTATIVES LTD
CHARACTER BROKER SOLUTIONS LTD
CHARACTER FINANCIAL SERVICES LIMITED
CHARACTER IB LTD
CHERTSEY ROAD LIMITED
COBRA CORPORATE SOLUTIONS LTD
COBRA GILES LIMITED
COBRA HOLDINGS LIMITED
COBRA J.K. LEE LIMITED
COBRA NETWORK LIMITED
COBRA RESOURCE MANAGEMENT LIMITED
COBRA TB LIMITED
COBRA TUBBS BATTEN LIMITED
COBRA UK & IRELAND HOLDINGS LIMITED
COBRA UK & IRELAND INSURANCE CONSULTANTS LIMITED
DAVID HASKOLL LIMITED
HAMMOND FREY MARRINGTON LIMITED
HIREACAMERA.COM LTD
KINGFISHER INSURANCE BROKERS LIMITED
ONBOARD EXPERIENCE LTD
OPAL MORTGAGE LIFE AND PENSIONS LIMITED
PHILIP PAUL & ASSOCIATES LIMITED
ROBERT EDWARD (SOUTHERN) LIMITED
SILO I LIMITED
SIMPLYSNAP LIMITED
THORNWAY INSURANCES LIMITED
WISEMANS INSURANCE SERVICES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 191,086 191,086 191,086
Current Assets 888,430 888,430 313,464
Creditors Due Within One Year 1,642,462 1,642,462 899,816
Working Cap -754,032 -754,032 -586,352
Total Assets Less Current Liabilities -562,946 -562,946 -395,266
Long-term Liabilities 0 0 0
Net Assets -562,946 -562,946 -395,266
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -562,946 -562,946 -395,266
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 17.7% 17.7% 37.9%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 82.3% 82.3% 62.1%
Creditors Due Within One Year 152.1% 152.1% 178.3%
Net Current Assets Liabilities -69.8% -69.8% -116.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -52.1% -52.1% -78.3%
Capital Employed - - -
Total Assets Less Current Liabilities -52.1% -52.1% -78.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 0.5 0.5 0.3
Solvency Ratio 0.7 0.7 0.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 1,079,516 1,079,516 504,550
Debt 1,642,462 1,642,462 899,816
Net Assets/Debt -562,946 -562,946 -395,266

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TN16 1AJ
PORTLAND COMMERCIAL LIMITED
WINTERTON LODGE, HIGH STREET, WESTERHAM, KENT, TN16 1AJ
CARMEL PROPERTIES LIMITED
WINTERTON LODGE HIGH STREET, HIGH STREET, WESTERHAM, KENT, TN16 1AJ
BROOKRISE DEVELOPMENTS LIMITED
WINTERTON LODGE, HIGH STREET, WESTERHAM, KENT, TN16 1AJ
Document Filings
Confirmation statement made on 16 February 2026 with no updates
Registered office address changed from Winterton House High Street Westerham Kent TN16 1AJ England to Winterton House High Street Westerham TN16 1AT on 23 February 2026
Termination of appointment of Lee Grant Wallis as a director on 31 January 2026
Confirmation statement made on 16 February 2025 with no updates
Confirmation statement made on 16 February 2024 with no updates
Confirmation statement made on 16 February 2023 with no updates
Confirmation statement made on 16 February 2022 with no updates
Confirmation statement made on 16 February 2021 with updates
Registered office address changed from 40a Bourne House 475 Godstone Road Whyteleafe CR3 0BL England to Winterton House High Street Westerham Kent TN16 1AJ on 30 November 2020
Resolutions
Termination of appointment of Graham Edmund Ringer as a director on 31 July 2020
Second filing of a statement of capital following an allotment of shares on 7 October 2016
Confirmation statement made on 16 February 2020 with no updates
Registered office address changed from Bourne House 40a, 475 Godstone Road Whyteleafe Surrey CR3 0BL England to 40a Bourne House 475 Godstone Road Whyteleafe CR3 0BL on 9 October 2019
Registered office address changed from 11th Floor 1 Minster Court London EC3R 7AA England to Bourne House 40a, 475 Godstone Road Whyteleafe Surrey CR3 0BL on 2 October 2019
Appointment of Mr David George Edward Stanley as a director on 1 October 2019
Appointment of Mr Stephen Mark Burrows as a director on 1 October 2019
Confirmation statement made on 16 February 2019 with no updates
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