Company Overview
Policy Link (Holdings) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 16 February 2016, so this is a well established company. Policy Link (Holdings) Limited has been in business for 10 years and 1 month. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

First Floor Waterside House, Wearfield, Sunderland Enterprise Park, Sunderland, SR5 2TZ
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Companies House Data
Company NamePOLICY LINK (HOLDINGS) LIMITED
Company Number10008299
Registered Office AddressFirst Floor Waterside House
 Wearfield, Sunderland Enterprise Park
 SR5 2TZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/02/2016
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date16/03/2017
Previous Company NameChanged Date
POLICY LINK LIMITED18 Oct 2023
Directors & Members
Show Resigned
Ethan Lowery - Director
(British, 33 years old, born June 1993)
Appointed 01 April 2018
 Active
Mark Rigby - Director
(British, 45 years old, born October 1981)
Appointed 07 February 2020
 Active
Secretaries
Show Resigned
Other Company Directorships
Ethan Lowery
POLICY LINK LIMITED
UK VINTAGE THREADS LIMITED
Mark Rigby
1ST UK COMMERCIAL LTD
BARRY GRAINGER LIMITED
BCM ACQUISITIONS LIMITED
COMUNIK8 LIMITED
HEELS & BROGUES GROUP LIMITED
IREVOLUTION (NORTH EAST) LIMITED
IREVOLUTION CLAIMS (HOLDINGS) LIMITED
IREVOLUTION CLAIMS LIMITED
IREVOLUTION EXTRA (HOLDINGS) LIMITED
IREVOLUTION EXTRA LIMITED
IREVOLUTION GROUP LIMITED
IREVOLUTION PROPERTIES LIMITED
POLICY LINK LIMITED
UTILINK CONSULTING LIMITED
WAYNE BRADSHAW ACQUISITIONS LIMITED
WELL DUNN LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Balance Sheet
Fixed Assets 37,553 37,553 35,214
Current Assets 5,229 5,229 36,636
Creditors Due Within One Year 170,868 170,868 45,420
Working Cap -165,639 -165,639 -8,784
Total Assets Less Current Liabilities -128,086 -128,086 26,430
Long-term Liabilities 0 0 81,978
Net Assets -128,086 -128,086 -55,548
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -128,086 -128,086 -55,548
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Tangible Fixed Assets - - -
Fixed Assets 87.8% 87.8% 49.0%
Stocks Inventory - - -
Debtors 4.2% 4.2% 4.6%
Cash Bank In Hand 8.0% 8.0% 16.3%
Current Assets 12.2% 12.2% 51.0%
Creditors Due Within One Year 399.4% 399.4% 63.2%
Net Current Assets Liabilities -387.2% -387.2% -12.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -299.4% -299.4% -77.3%
Capital Employed - - -
Total Assets Less Current Liabilities -299.4% -299.4% 36.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Liquidity Ratio 0.0 0.0 0.8
Solvency Ratio 0.3 0.3 0.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Assets 42,782 42,782 71,850
Debt 170,868 170,868 127,398
Net Assets/Debt -128,086 -128,086 -55,548

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SR5 2TZ
HERRENKNECHT INTERNATIONAL LIMITED
WEARFIELD, SUNDERLAND ENTERPRISE PARK, SUNDERLAND, TYNE & WEAR, SR5 2TZ
Document Filings
Confirmation statement made on 7 February 2026 with updates
Confirmation statement made on 7 February 2025 with updates
Satisfaction of charge 100082990001 in full
Confirmation statement made on 7 February 2024 with updates
Change of details for Irevolution Group Limited as a person with significant control on 7 February 2020
Consolidated accounts of parent company for subsidiary company period ending 31/03/23
Consolidated accounts of parent company for subsidiary company period ending 31/03/23
Notice of agreement to exemption from audit of accounts for period ending 31/03/23
Audit exemption statement of guarantee by parent company for period ending 31/03/23
Notice of agreement to exemption from audit of accounts for period ending 31/03/23
Audit exemption statement of guarantee by parent company for period ending 31/03/23
Change of details for Irevolution Group Limited as a person with significant control on 25 August 2023
Director's details changed for Mr Ethan Lowery on 20 October 2023
Certificate of change of name
Termination of appointment of Paul Dunn as a director on 23 August 2023
Termination of appointment of Uwais Patel as a secretary on 23 August 2023
Director's details changed for Mr Mark Rigby on 26 April 2023
Registered office address changed from 1C Hylton Park Sunderland SR5 3HD United Kingdom to First Floor Waterside House Wearfield, Sunderland Enterprise Park Sunderland SR5 2TZ on 25 April 2023
Confirmation statement made on 7 February 2023 with no updates
Confirmation statement made on 7 February 2022 with updates
Change of details for Irevolution Group Limited as a person with significant control on 7 February 2020
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