Company Overview
Life Quote Direct Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 01 February 2016, so this is a well established company. Life Quote Direct Limited has been in business for 10 years and 2 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 January 2026.
Registered Address

Lingmell House, Water Street, Chorley, Lancashire, PR7 1EE
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Companies House Data
Company NameLIFE QUOTE DIRECT LIMITED
Company Number09979110
Registered Office AddressLingmell House
 Water Street
 PR7 1EE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/02/2016
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date01/03/2017
Previous Company NameChanged Date
PRIME PROTECT LIMITED05 Mar 2021
Directors & Members
Show Resigned
James Slater - Director
(British, 51 years old, born March 1975)
Appointed 01 February 2016
 Active
Natasha Slater - Director
(British, 47 years old, born January 1979)
Appointed 27 August 2025
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
James Slater
DOT DOT DOT INVESTMENTS LIMITED
FORTIFIX LIMITED
OUR VAULT LTD
ST&R LIMITED
Natasha Slater
DOT DOT DOT INVESTMENTS LIMITED
FITNESS FODA LIMITED
FORTIFIX LIMITED
IREVIEW LTD
JST GROUP LTD
KYB LIMITED
ST&R LIMITED
ST&R SYSTEMS LIMITED
YOUR VAULT LTD
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 50,000 50,000 0
Current Assets 199,229 199,229 1,084
Creditors Due Within One Year 47,211 47,211 100
Working Cap 152,018 152,018 984
Total Assets Less Current Liabilities 202,018 202,018 984
Long-term Liabilities 0 0 0
Net Assets 202,018 202,018 984
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 202,018 202,018 984
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 20.1% 20.1% 0.0%
Stocks Inventory - - -
Debtors - - 98.8%
Cash Bank In Hand 79.9% 79.9% 1.2%
Current Assets 79.9% 79.9% 100.0%
Creditors Due Within One Year 18.9% 18.9% 9.2%
Net Current Assets Liabilities 61.0% 61.0% 90.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 81.1% 81.1% 90.8%
Capital Employed - - -
Total Assets Less Current Liabilities 81.1% 81.1% 90.8%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Liquidity Ratio 4.2 4.2 10.8
Solvency Ratio 5.3 5.3 10.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Assets 249,229 249,229 1,084
Debt 47,211 47,211 100
Net Assets/Debt 202,018 202,018 984

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PR7 1EE
BATES TRADING LTD
100 Water Street, Chorley, Lancashire, PR7 1EE
Document Filings
Confirmation statement made on 7 November 2025 with updates
Registration of charge 099791100002, created on 27 August 2025
Memorandum and Articles of Association
Resolutions
Appointment of Mrs Natasha Slater as a director on 27 August 2025
Memorandum and Articles of Association
Resolutions
Change of share class name or designation
Notification of Jst Group Ltd as a person with significant control on 27 August 2025
Change of details for Mr James Slater as a person with significant control on 27 August 2025
Notification of Natasha Slater as a person with significant control on 27 August 2025
Satisfaction of charge 099791100001 in full
Confirmation statement made on 21 February 2025 with updates
Change of details for Mr James Slater as a person with significant control on 3 December 2024
Director's details changed for Mr James Slater on 3 December 2024
Registered office address changed from 120-124 Towngate Leyland Lancashire PR25 2LQ England to Lingmell House Water Street Chorley Lancashire PR7 1EE on 3 December 2024
Memorandum and Articles of Association
Resolutions
Registration of charge 099791100001, created on 13 June 2024
Confirmation statement made on 21 February 2024 with updates
Registered office address changed from Lingmell House Water Street Chorley Lancashire PR7 1EE England to 120-124 Towngate Leyland Lancashire PR25 2LQ on 26 April 2023
Registered office address changed from 120 - 124 Towngate Leyland Lancashire PR25 2LQ England to Lingmell House Water Street Chorley Lancashire PR7 1EE on 21 February 2023
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