Company Overview
Epayme Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 18 December 2015, so this is a well established company. Epayme Limited has been in business for 10 years and 3 months. The accounts status is full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Basepoint Business Centre, 377-399 London Road, Camberley, Surrey, GU15 3HL
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Companies House Data
Company NameEPAYME LIMITED
Company Number09921785
Registered Office AddressBasepoint Business Centre
 377-399 London Road
 GU15 3HL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/12/2015
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/12/2023
Accounts Account CategoryFULL
Returns Next Due Date15/01/2017
Directors & Members
Show Resigned
Darren Fields - Director
(British, 57 years old, born June 1969)
Appointed 04 August 2023
 Active
Iain Murphy - Director
(British, 43 years old, born August 1983)
Appointed 04 March 2026
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Darren Fields
CORE ACS LIMITED
CORE FINANCE MANAGEMENT LIMITED
CORE INVOICING SOLUTIONS LTD
CORE JOINT EMPLOYMENT LTD
CORE MANAGEMENT GROUP LIMITED
EB SPORTING VILLAGE LIMITED
FAST TRACK MONEY LIMITED
FASTTRACK HOMEBUYERS ASSOCIATES LIMITED
FASTTRACK PROPERTY SOLUTIONS LIMITED
INTELLIGENT PROPERTY SOLUTIONS LIMITED
NAPRIL HOLDING LTD
NAPRIL OPERATIONS LTD
NATHAN ALAN LTD
NOKE INVESTMENTS LIMITED
SMART ETHOS LTD
SOCIAL BLUE BUSINESS SERVICES LIMITED
Iain Murphy
NEXORA MANAGEMENT LIMITED
PROPORTA CONSTRUCTION LTD
PROPORTA MOBILE LTD
PROPORTA TECHNOLOGIES LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 33,967 33,967 21,467
Current Assets 3,498,325 3,498,325 2,875,890
Creditors Due Within One Year 3,000,714 3,000,714 2,611,977
Working Cap 497,611 497,611 263,913
Total Assets Less Current Liabilities 531,578 531,578 285,380
Long-term Liabilities 7,803 7,803 4,423
Net Assets 523,775 523,775 280,957
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 523,775 523,775 280,957
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 1.0% 1.0% 0.7%
Stocks Inventory - - -
Debtors 5.7% 5.7% 1.8%
Cash Bank In Hand 93.3% 93.3% 97.4%
Current Assets 99.0% 99.0% 99.3%
Creditors Due Within One Year 85.0% 85.0% 90.2%
Net Current Assets Liabilities 14.1% 14.1% 9.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 14.8% 14.8% 9.7%
Capital Employed - - -
Total Assets Less Current Liabilities 15.0% 15.0% 9.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.2 1.2 1.1
Solvency Ratio 1.2 1.2 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Assets 3,532,292 3,532,292 2,897,357
Debt 3,008,517 3,008,517 2,616,400
Net Assets/Debt 523,775 523,775 280,957

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Darren Steven Fields as a director on 4 March 2026
Appointment of Mr Iain Samuel Murphy as a director on 4 March 2026
Confirmation statement made on 17 December 2025 with no updates
Amended full accounts made up to 31 December 2023
Confirmation statement made on 17 December 2024 with updates
Termination of appointment of Sarah Jane Sharpe as a director on 31 July 2024
Termination of appointment of Andrew Ian Johnston as a director on 31 July 2024
Sub-division of shares on 4 April 2024
Resolutions
Resolutions
Resolutions
Memorandum and Articles of Association
Resolutions
Statement of capital following an allotment of shares on 5 April 2024
Confirmation statement made on 17 December 2023 with updates
Resolutions
Memorandum and Articles of Association
Notification of Napril Holding Ltd as a person with significant control on 4 August 2023
Cessation of Sarah Jane Sharpe as a person with significant control on 4 August 2023
Cessation of Andrew Ian Johnston as a person with significant control on 4 August 2023
Appointment of Mr Darren Steven Fields as a director on 4 August 2023
Confirmation statement made on 17 December 2022 with no updates
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