Company Overview
Smart Business Link Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 30 September 2015, so this is a well established company. Smart Business Link Limited has been in business for 10 years and 6 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

130 Asquith Avenue, Morley, Leeds, LS27 9QX
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Companies House Data
Company NameSMART BUSINESS LINK LIMITED
Company Number09802472
Registered Office Address130 Asquith Avenue
 Morley
 LS27 9QX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date30/09/2015
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/10/2016
Previous Company NameChanged Date
COMMERCIAL FACTORING SOLUTIONS LTD07 Mar 2017
Directors & Members
Show Resigned
Shane Ackroyd - Director
(British, 55 years old, born July 1971)
Appointed 02 June 2025
 Active
Simon Bland - Director
(British, 60 years old, born December 1966)
Appointed 27 February 2019
 Active
Steven Pugh - Director
(British, 50 years old, born March 1976)
Appointed 30 September 2015
 Active
Thomas Rollins - Director
(British, 30 years old, born October 1996)
Appointed 02 June 2025
 Active
Thomas Rook - Director
(British, 46 years old, born June 1980)
Appointed 02 June 2025
 Active
Gary Smith - Director
(British, 61 years old, born October 1965)
Appointed 30 September 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Shane Ackroyd
AC REALISATIONS 2015 LIMITED
ASPECTO TRADING LIMITED
Simon Bland
A & B HOLDINGS LIMITED
ABBOTT & BRAMWELL LIMITED
ARB BROKERS HOLDINGS LIMITED
ARB INTERNATIONAL LIMITED
CHANNING LUCAS HOLDING LIMITED
CORPORATE INSURANCE BROKERS LIMITED
CUMBRIA INSURANCE BROKERS LIMITED
D 2 CORPORATE SOLUTIONS LIMITED
DAVID ROBERTS & PARTNERS (EMPLOYEE BENEFITS) LTD
DOVER STREET INSURANCE BROKERS LIMITED
DR & P GROUP LIMITED
F. BERRY (LEYLAND) LIMITED
IFS RISK SOLUTIONS LTD
INTELLIGENT FLOW MANAGEMENT LTD
INTERNATIONAL MARINE SPECIALISTS LIMITED
J.J. YATES & COMPANY LIMITED
LEADENHALL PARTNERSHIPS LTD
LLOYD BOLAM INSURANCE BROKERS LTD
LUCAS & PARTNERS LTD
M.G INSURANCE CONSULTANTS LIMITED
MGIC HOLDINGS LIMITED
MOSTLOAD TRADING LIMITED
PDC HOLDINGS LIMITED
PROJECT FLIGHT BIDCO LIMITED
PROJECT FLIGHT TOPCO LIMITED
PROJECT HAMMOND BIDCO LIMITED
PROJECT HAMMOND MIDCO 1 LIMITED
PROJECT HAMMOND MIDCO 2 LIMITED
PROJECT HAMMOND TOPCO LIMITED
RADIUS (I.B.) LIMITED
SECTOR ASSOCIATES LTD
SMITH ROBINSON LTD
SRM ACQUISITIONS LIMITED
THURSTONE LTD
Steven Pugh
FROSTBYTE IT SOLUTIONS LIMITED
OAKWELL FINANCE LIMITED
SMART BUSINESS GROUP (HOLDINGS) LIMITED
Thomas Rollins
No companies found
Thomas Rook
AUTOBODY ACCIDENT REPAIR CENTRES LIMITED
Gary Smith
BROADSTONE FM LTD
BROADSTONE GROUP LIMITED
BROADSTONE PROPERTY INVESTMENTS LIMITED
CARBON HOUSE GROUP LTD
CARBON HOUSE GROUP LTD
DUNSTON DEVELOPMENTS LIMITED
ELEGANT LIFESTYLE PRODUCTS LTD
IMMODERATUS LTD
LEEDS PLYWOOD & DOORS LIMITED
NEPSHAW CONSTRUCTION LIMITED
SGS RENEWABLES LTD
SMART ASSET FINANCE LIMITED
SMART BUSINESS GROUP (HOLDINGS) LIMITED
SMART BUSINESS PROPERTIES LIMITED
SMART INVOICE FINANCE LTD
SMART TECH IO LIMITED
TREADSTONE UTILITIES LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 429,467 429,467 344,638
Current Assets 11,711,659 11,711,659 6,387,752
Creditors Due Within One Year 517,557 517,557 443,187
Working Cap 11,194,102 11,194,102 5,944,565
Total Assets Less Current Liabilities 11,623,569 11,623,569 6,289,203
Long-term Liabilities 11,444,991 11,444,991 6,252,895
Net Assets 178,578 178,578 36,308
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 178,578 178,578 36,308
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 3.5% 3.5% 5.1%
Stocks Inventory - - -
Debtors 86.5% 86.5% 80.5%
Cash Bank In Hand 9.9% 9.9% 14.4%
Current Assets 96.5% 96.5% 94.9%
Creditors Due Within One Year 4.3% 4.3% 6.6%
Net Current Assets Liabilities 92.2% 92.2% 88.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 1.5% 1.5% 0.5%
Capital Employed - - -
Total Assets Less Current Liabilities 95.7% 95.7% 93.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 22.6 22.6 14.4
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 6
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 12,141,126 12,141,126 6,732,390
Debt 11,962,548 11,962,548 6,696,082
Net Assets/Debt 178,578 178,578 36,308

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around LS27 9QX
POKER SUPPLIES LTD
DENE RIDGE ASQUITH AVENUE, MORLEY, LEEDS, WEST YORKSHIRE, LS27 9QX
BY AURORA UK LTD
DENE RIDGE ASQUITH AVENUE, MORLEY, LEEDS, WEST YORKSHIRE, LS27 9QX
SGS RENEWABLES LTD
130 Asquith Avenue, Morley, Leeds, LS27 9QX
Document Filings
Confirmation statement made on 29 September 2025 with no updates
Appointment of Mr Shane Ackroyd as a director on 2 June 2025
Appointment of Thomas James Rollins as a director on 2 June 2025
Appointment of Thomas Edward Rook as a director on 2 June 2025
Confirmation statement made on 29 September 2024 with updates
Memorandum and Articles of Association
Resolutions
Cessation of Gary Smith as a person with significant control on 28 August 2024
Notification of Smart Business Group (Holdings) Limited as a person with significant control on 28 August 2024
Memorandum and Articles of Association
Resolutions
Resolutions
Sub-division of shares on 27 June 2024
Satisfaction of charge 098024720005 in full
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 29 September 2023 with no updates
Registration of charge 098024720006, created on 12 June 2023
Satisfaction of charge 098024720004 in full
Confirmation statement made on 29 September 2022 with updates
Termination of appointment of Craig Arthur Seed as a director on 31 July 2022
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