Company Overview
Pension Works Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 14 September 2015, so this is a well established company. Pension Works Limited has been in business for 10 years and 6 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Booths Park 5, Chelford Road, Knutsford, Cheshire, WA16 8GS
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Companies House Data
Company NamePENSION WORKS LIMITED
Company Number09775967
Registered Office AddressBooths Park 5
 Chelford Road
 WA16 8GS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/09/2015
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date12/10/2016
Directors & Members
Show Resigned
James Davis - Director
(British, 41 years old, born January 1985)
Appointed 15 March 2018
 Active
Daniel Lewis - Director
(British, 48 years old, born December 1978)
Appointed 14 September 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
James Davis
No companies found
Daniel Lewis
808 GROUP LIMITED
CASH GENERATOR LIMITED
DIRECT REDRESS LIMITED
DL GROUP HOLDINGS LIMITED
DL GROUP LIMITED
EQUITY RELEASE WORKS LIMITED
INVESTMENT WORKS LIMITED
LIFE 247 LIMITED
ONE & ONLY LEGAL LIMITED
PENSION TRACE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 19,287 19,287 12,368
Current Assets 689,722 689,722 1,271,218
Creditors Due Within One Year 149,804 149,804 278,175
Working Cap 539,918 539,918 993,043
Total Assets Less Current Liabilities 559,205 559,205 1,005,411
Long-term Liabilities 0 0 0
Net Assets 559,205 559,205 1,005,411
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 559,205 559,205 1,005,411
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 2.7% 2.7% 1.0%
Stocks Inventory - - -
Debtors 22.7% 22.7% 3.4%
Cash Bank In Hand 74.6% 74.6% 95.7%
Current Assets 97.3% 97.3% 99.0%
Creditors Due Within One Year 21.1% 21.1% 21.7%
Net Current Assets Liabilities 76.2% 76.2% 77.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 78.9% 78.9% 78.3%
Capital Employed - - -
Total Assets Less Current Liabilities 78.9% 78.9% 78.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 4.6 4.6 4.6
Solvency Ratio 4.7 4.7 4.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 709,009 709,009 1,283,586
Debt 149,804 149,804 278,175
Net Assets/Debt 559,205 559,205 1,005,411

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 3 October 2025 with no updates
Director's details changed for Mr James Davis on 24 January 2025
Confirmation statement made on 3 October 2024 with updates
Confirmation statement made on 13 September 2024 with no updates
Termination of appointment of Christopher Brian Lewis as a director on 9 July 2024
Director's details changed for Mr Christopher Brian Lewis on 1 March 2024
Confirmation statement made on 13 September 2023 with no updates
Director's details changed for Mr Christopher Brian Lewis on 11 January 2023
Termination of appointment of William John King as a director on 19 December 2022
Confirmation statement made on 13 September 2022 with no updates
Confirmation statement made on 13 September 2021 with updates
Particulars of variation of rights attached to shares
Change of share class name or designation
Memorandum and Articles of Association
Resolutions
Current accounting period extended from 30 September 2021 to 31 December 2021
Appointment of Mr William John King as a director on 31 March 2021
Confirmation statement made on 13 September 2020 with no updates
Confirmation statement made on 13 September 2019 with no updates
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