Company Overview
Life Chance Education Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 08 September 2015, so this is a well established company. Life Chance Education Limited has been in business for 10 years and 7 months. The accounts status is audit exemption subsidiary and the accounts are next due on Sunday 31 May 2026.
Registered Address

Atria, Spa Road, Bolton, BL1 4AG
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameLIFE CHANCE EDUCATION LIMITED
Company Number09768252
Registered Office AddressAtria
 Spa Road
 BL1 4AG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/09/2015
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/08/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date06/10/2016
Directors & Members
Show Resigned
Helen Lecky - Director
(English, 45 years old, born April 1981)
Appointed 14 February 2025
 Active
Richard Power - Director
(Irish, 44 years old, born June 1982)
Appointed 14 February 2025
 Active
Secretaries
Show Resigned
Fiona Smith - Secretary
Appointed 02 October 2025
 Active
Other Company Directorships
Helen Lecky
3 DIMENSIONS CARE LIMITED
ACORN ACADEMIES LIMITED
ACORN CARE & EDUCATION (OPS) LTD
ACORN CARE AND EDUCATION LIMITED
ACORN EDUCATION AND CARE SERVICES LTD
ACORN NORFOLK LIMITED
ASCOT COLLEGE LIMITED
BEECH HALL SCHOOL LTD
BELMONT SCHOOL LIMITED
BOSTON HOLDCO A LIMITED
BOTLEY PROPERTIES LIMITED
BUZZ LEARNING LIMITED
CARE FIRST MANAGEMENT SERVICES LIMITED
COMMUNITY PROSPECTS CIC
CRUCIBLE EDUCATION LIMITED
ENHANCED CHILDRENS SERVICES LIMITED
ENHANCED LEARNING SERVICES LIMITED
ENHANCED PARENT AND CHILD SERVICES LTD
FAMILY OPTIONS LIMITED
GILMOURBANKS LIMITED
HALL SCHOOL WIMBLEDON LIMITED
HEATH FARM (2) LIMITED
HIGH TREES LIMITED
HILLCREST CARE DEVELOPMENTS LTD
HILLCREST CARE PROPERTIES LIMITED
HILLCREST LEARNING DISABILITY SERVICES LTD
HOPSCOTCH SOLUTIONS LIMITED
HOUSE OF FALKLAND LIMITED
KESTREL HOUSE LONDON LIMITED
KNOSSINGTON GRANGE SCHOOL LIMITED
OUTCOMES FIRST 5 LIMITED
P BLOOM LIMITED
PATTISON COLLEGE LIMITED
THE LONDON CHILDREN'S PRACTICE (2009) LIMITED
Richard Power
BRAMFIELD HOUSE SCHOOL LIMITED
CARE FIRST MANAGEMENT SERVICES LIMITED
COMMUNITY PROSPECTS CIC
CROOKHEY HALL LIMITED
HILLCREST CHILDRENS SERVICES LIMITED
KNOSSINGTON GRANGE SCHOOL LIMITED
OUTCOMES FIRST 5 LIMITED
OUTCOMES FIRST GROUP (OPERATIONS) 1 LIMITED
OUTCOMES FIRST GROUP (OPERATIONS) 2 LIMITED
PATHWAY CARE SOLUTIONS GROUP LIMITED
PATHWAY CARE SOLUTIONS LIMITED
RESPITE BREAKS LIMITED
WATERLOO LODGE SCHOOL LTD.
WESSEX COLLEGE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Aug-2024 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 362,756 362,756 245,715
Current Assets 1,420,594 1,420,594 1,388,463
Creditors Due Within One Year 1,301,855 1,301,855 1,017,000
Working Cap 118,739 118,739 371,463
Total Assets Less Current Liabilities 481,495 481,495 617,178
Long-term Liabilities 43,803 43,803 23,953
Net Assets 437,692 437,692 593,225
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 437,692 437,692 593,225
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 20.3% 20.3% 15.0%
Stocks Inventory - - -
Debtors 3.2% 3.2% 2.5%
Cash Bank In Hand 76.4% 76.4% 82.5%
Current Assets 79.7% 79.7% 85.0%
Creditors Due Within One Year 73.0% 73.0% 62.2%
Net Current Assets Liabilities 6.7% 6.7% 22.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 24.5% 24.5% 36.3%
Capital Employed - - -
Total Assets Less Current Liabilities 27.0% 27.0% 37.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Jul-2022 31-Jul-2021
Liquidity Ratio 1.1 1.1 1.4
Solvency Ratio 1.3 1.3 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Jul-2022 31-Jul-2021
Assets 1,783,350 1,783,350 1,634,178
Debt 1,345,658 1,345,658 1,040,953
Net Assets/Debt 437,692 437,692 593,225

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BL1 4AG
CHORLEY YOUTH ZONE
Inspire Youth Zone, Chapel Street, Chorley, BL1 4AG
INDEPENDENT CONNECTIONS LIMITED
CAROLINE HOUSE, 125 BRADSHAWGATE, BOLTON, BL1 4AG
WIRRAL YOUTH ZONE
WIRRAL YOUTH ZONE, BRIGHT STREET, BIRKENHEAD, BL1 4AG
GOTHAM CASE MANAGEMENT LTD
Orchard St Business Centre, 13-14 Orchard Street, Bristol, BL1 4AG
WESTBY HOMES (PRESTBURY) LIMITED
88 Wood Street, London, BL1 4AG
MRH CORPORATE LIMITED
CAROLINE HOUSE, 115-125 BRADSHAWGATE, BOLTON, BL1 4AG
MEADOW VIEW ESTATES (NORTH WEST) LTD
Beever And Struthers One Express, 1 George Leigh Street, Manchester, BL1 4AG
IMPERIUM (UK) LTD
Atria House, Spa Road, Bolton, BL1 4AG
BOLTON LADS' AND GIRLS' CLUB
18 Spa Road, Bolton, BL1 4AG
CONSUMER CLAIMS MANAGEMENT LIMITED
Atria, Spa Road, Bolton, BL1 4AG
Document Filings
Appointment of Miss Fiona Sarah Rachel Smith as a secretary on 2 October 2025
Termination of appointment of Mary Jo Logue as a secretary on 30 September 2025
Confirmation statement made on 14 August 2025 with no updates
Consolidated accounts of parent company for subsidiary company period ending 31/08/24
Audit exemption statement of guarantee by parent company for period ending 31/08/24
Notice of agreement to exemption from audit of accounts for period ending 31/08/24
Appointment of Mrs Helen Elizabeth Lecky as a director on 14 February 2025
Appointment of Mr Richard Power as a director on 14 February 2025
Termination of appointment of David Jon Leatherbarrow as a director on 14 February 2025
Termination of appointment of Jean-Luc Emmanuel Janet as a director on 14 February 2025
Termination of appointment of Richard John Cooke as a director on 14 February 2025
Confirmation statement made on 14 August 2024 with updates
Current accounting period extended from 31 July 2024 to 31 August 2024
Memorandum and Articles of Association
Resolutions
Appointment of Mary Jo Logue as a secretary on 18 April 2024
Cessation of Life Chance Holdings Limited as a person with significant control on 18 April 2024
Notification of Acorn Care and Education Limited as a person with significant control on 18 April 2024
Termination of appointment of Mark Clive Escott as a director on 18 April 2024
Appointment of Mr Richard John Cooke as a director on 18 April 2024
Appointment of Mr Jean-Luc Emmanuel Janet as a director on 18 April 2024
Appointment of Mr David Jon Leatherbarrow as a director on 18 April 2024
Registered office address changed from College House, Ashburton Road, Newton Abbot, Devon Ashburton Road Newton Abbot TQ12 1NH England to Atria Spa Road Bolton BL1 4AG on 1 May 2024
Resolutions
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free