Company Overview
Max Your Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 18 August 2015, so this is a well established company. Max Your Finance Limited has been in business for 8 years and 9 months. The accounts status is micro entity and the accounts are next due on Sunday 31 March 2024.
Registered Address

Natwest Bank Chambers, The Grove, Ilkley, LS29 9LS
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Companies House Data
Company NameMAX YOUR FINANCE LIMITED
Company Number09737098
Registered Office AddressNATWEST BANK CHAMBERS
 THE GROVE
 LS29 9LS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/08/2015
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/03/2024
Accounts Last Made Up Date31/07/2022
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date15/09/2016
Directors & Members
Jonathon Monk - Director
(British, 51 years old, born June 1973)
Company Director - Appointed 18 August 2015
 Active
Abigail Monk - Director
(British, 51 years old, born March 1973)
Company Director - Appointed 18 August 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Jonathon Monk
CYCLING MADE EASY LIMITED
FAIRLAWN PARK MANAGEMENT RTM COMPANY LIMITED
MAX YOUR WEB LIMITED
MONKFISH PROPERTY & FINANCE LIMITED
Abigail Monk
MAX YOUR WEB LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jul-2022 31-Jul-2021 31-Jul-2020
Balance Sheet
Fixed Assets 47,166 47,166 41,941
Current Assets 139 139 5,244
Creditors Due Within One Year 13,753 13,753 18,848
Working Cap -13,614 -13,614 -13,604
Total Assets Less Current Liabilities 33,552 33,552 28,337
Long-term Liabilities 0 0 0
Net Assets 33,552 33,552 28,337
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 33,552 33,552 28,337
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2022 31-Jul-2021 31-Jul-2020
Tangible Fixed Assets - - -
Fixed Assets 99.7% 99.7% 88.9%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 0.3% 0.3% 11.1%
Creditors Due Within One Year 29.1% 29.1% 39.9%
Net Current Assets Liabilities -28.8% -28.8% -28.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 70.9% 70.9% 60.1%
Capital Employed - - -
Total Assets Less Current Liabilities 70.9% 70.9% 60.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2022 31-Jul-2021 31-Jul-2020
Liquidity Ratio 0.0 0.0 0.3
Solvency Ratio 3.4 3.4 2.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2022 31-Jul-2021 31-Jul-2020
Assets 47,305 47,305 47,185
Debt 13,753 13,753 18,848
Net Assets/Debt 33,552 33,552 28,337

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Registered office address changed from Natwest Bank Chambers the Grove Ilkley LS29 9LS England to Suite 4 10-12 the Grove Ilkley West Yorkshire LS29 9EG on 16 April 2024
Confirmation statement made on 14 September 2023 with no updates
Previous accounting period shortened from 31 July 2023 to 31 March 2023
Confirmation statement made on 14 September 2022 with no updates
Registered office address changed from Airport House Suite 43-45, Purley Way Croydon Surrey CR0 0XZ United Kingdom to Natwest Bank Chambers the Grove Ilkley LS29 9LS on 29 April 2022
Confirmation statement made on 14 September 2021 with no updates
Confirmation statement made on 14 September 2020 with no updates
Confirmation statement made on 17 August 2019 with no updates
Confirmation statement made on 17 August 2018 with no updates
Change of details for Abigail Monk as a person with significant control on 1 August 2017
Change of details for Mr Jonathon Edward Monk as a person with significant control on 1 August 2017
Director's details changed for Abigail Monk on 1 August 2017
Director's details changed for Mr Jonathon Edward Monk on 1 August 2017
Confirmation statement made on 17 August 2017 with updates
Current accounting period shortened from 31 August 2017 to 31 July 2017
Registered office address changed from Moorgate House 7B Station Road West Oxted Surrey RH8 9EE United Kingdom to Airport House Suite 43-45, Purley Way Croydon Surrey CR0 0XZ on 19 April 2017
Confirmation statement made on 17 August 2016 with updates
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