Company Overview
Benjamin Charles Construction Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 08 June 2015, so this is a well established company. Benjamin Charles Construction Ltd has been in business for 10 years and 9 months. The accounts status is micro entity and the accounts are next due on Tuesday 31 March 2026.
Registered Address

Bank Chambers, 93 Lapwing Lane, Manchester, M20 6UR
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Companies House Data
Company NameBENJAMIN CHARLES CONSTRUCTION LTD
Company Number09629008
Registered Office AddressBank Chambers
 93 Lapwing Lane
 M20 6UR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/06/2015
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date06/07/2017
Returns Last Made Up Date08/06/2016
Previous Company NameChanged Date
M20 VENTURES MANCHESTER LTD27 Apr 2023
Directors & Members
Show Resigned
Benjamin Patmore - Director
(English, 48 years old, born December 1978)
Appointed 07 June 2023
 Active
Matthew Stone - Director
(British, 52 years old, born September 1974)
Appointed 08 June 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Benjamin Patmore
BENJAMIN CHARLES GROUP LTD
Matthew Stone
24HR SELF STORE LTD
APJL LTD
BENJAMIN CHARLES ASSET MANAGEMENT LTD
BENJAMIN CHARLES PROPERTY MANAGEMENT LIMITED
BIZ ASSETS LTD
BIZ INDUSTRIALS LTD
BIZ MANCHESTER LTD
BIZ SHEDS LTD
BIZ-PARKS LTD
CAS DESIGN STUDIO LTD
DOLPHIN ASSETS 2 LTD
DOLPHIN ASSETS LTD
DOLPHIN FINANCE LTD
JAMES CHRISTOPHER CONSULTANCY LTD
M20 (EAST DIDSBURY) LTD
M20 CAPITAL 4 LTD
M20 CAPITAL LTD
M20 COMMERCIAL PROPERTIES LIMITED
M20 COMMERCIAL PROPERTY GROUP LIMITED
M20 DEV LTD
M20 HOLDINGS LTD
M20 LEEDS LTD
M20 MANCHESTER LLP
M20 MOSLEY STREET LIMITED
M20 OFFICES 5 LTD
M20 OPPORTUNITIES 2 LTD
M20 OPPORTUNITIES LTD
M20 PROPERTY LLP
M20 REAL ESTATE PARTNERS LIMITED
M20 ST PETER'S SQUARE LTD
PARKWAY HOUSE LIMITED
PENKETH LAND LTD
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 0 0 2
Current Assets 76,203 76,203 9
Creditors Due Within One Year 71,101 71,101 356
Working Cap 5,102 5,102 -347
Total Assets Less Current Liabilities 5,102 5,102 -345
Long-term Liabilities 0 0 0
Net Assets 5,102 5,102 -345
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,102 5,102 -345
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 18.2%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 81.8%
Creditors Due Within One Year 93.3% 93.3% 3236.4%
Net Current Assets Liabilities 6.7% 6.7% -3154.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 6.7% 6.7% -3136.4%
Capital Employed - - -
Total Assets Less Current Liabilities 6.7% 6.7% -3136.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Liquidity Ratio 1.1 1.1 0.0
Solvency Ratio 1.1 1.1 0.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Assets 76,203 76,203 11
Debt 71,101 71,101 356
Net Assets/Debt 5,102 5,102 -345

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 20 January 2026 with updates
Statement of capital following an allotment of shares on 20 January 2026
Confirmation statement made on 20 January 2025 with updates
Change of details for M20 Commercial Properties Ltd as a person with significant control on 17 January 2025
Confirmation statement made on 9 May 2024 with updates
Notification of Benjamin Charles Group Ltd as a person with significant control on 31 January 2024
Cessation of Benjamin Charles Holding Ltd as a person with significant control on 31 January 2024
Confirmation statement made on 29 June 2023 with updates
Confirmation statement made on 8 June 2023 with updates
Appointment of Mr Benjamin Charles Patmore as a director on 7 June 2023
Cessation of Matthew Thomas Stone as a person with significant control on 25 February 2021
Change of details for M20 Commercial Properties Ltd as a person with significant control on 16 June 2023
Notification of M20 Commercial Properties Ltd as a person with significant control on 25 February 2021
Notification of Tam Accountancy and Business Management Ltd as a person with significant control on 16 June 2023
Notification of Benjamin Charles Holding Ltd as a person with significant control on 16 June 2023
Statement of capital following an allotment of shares on 16 June 2023
Registered office address changed from Bank House 91 Lapwing Lane Manchester M20 6UR England to Bank Chambers 93 Lapwing Lane Manchester M20 6UR on 9 May 2023
Certificate of change of name
Change of details for Mr Matthew Thomas Stone as a person with significant control on 11 November 2022
Director's details changed for Mr Matthew Thomas Stone on 11 November 2022
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