Company Overview
Specialist Motor Finance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 01 May 2015, so this is a well established company. Specialist Motor Finance Services Limited has been in business for 10 years and 11 months. The accounts status is small and the accounts are next due on Wednesday 30 September 2026.
Registered Address

The Gate, International Drive, Solihull, B90 4WA
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Companies House Data
Company NameSPECIALIST MOTOR FINANCE SERVICES LIMITED
Company Number09572045
Registered Office AddressThe Gate
 International Drive
 B90 4WA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/05/2015
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategorySMALL
Returns Next Due Date29/05/2017
Returns Last Made Up Date01/05/2016
Directors & Members
Show Resigned
Patrick Hanlon - Director
(Scottish, 65 years old, born April 1961)
Appointed 03 August 2020
 Active
James Pearson - Director
(British, 46 years old, born April 1980)
Appointed 01 December 2025
 Active
Secretaries
Show Resigned
Harsimar Gharial - Secretary
Appointed 24 December 2025
 Active
Other Company Directorships
Patrick Hanlon
ACF CAR FINANCE LIMITED
COUNTY LEASING & FINANCE LIMITED
CYGNET FINANCIAL SERVICES LIMITED
SPECIALIST MOTOR FINANCE GROUP LIMITED
SPECIALIST MOTOR FINANCE LIMITED
TFC REALISATIONS LIMITED
THE FUNDING CORPORATION (1) LIMITED
THE FUNDING CORPORATION (2) LIMITED
THE FUNDING CORPORATION (4) LIMITED
THE FUNDING CORPORATION (BENTON) LIMITED
THE FUNDING CORPORATION LIMITED
James Pearson
DAIHATSU VEHICLE DISTRIBUTORS LIMITED
GREAT WALL MOTOR COMPANY LIMITED
GREAT WALL MOTOR DISTRIBUTORS (UK) LIMITED
I.M. HOLDINGS LIMITED
I.M. MAPS (UK) LIMITED
I.M. NELCV (UK) LIMITED
I.M. NEV MOTOR DISTRIBUTORS (UK) LIMITED
I.M. NSC (UK) LIMITED
I.M. PARTS AND SERVICE LIMITED
I.M. TRADE ASSIST LIMITED
I.M. UK TRADE COMPANY LIMITED
I.M. VEHICLE RENTALS LIMITED
INTERNATIONAL MOTORS FINANCE LIMITED
INTERNATIONAL MOTORS LIMITED
ISUZU (UK) LIMITED
MAHINDRA CARS DISTRIBUTORS (UK) LIMITED
SUBARU (UK) LIMITED
XPENG (UK) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets - - -
Current Assets - - -
Creditors Due Within One Year - - -
Working Cap - - -
Total Assets Less Current Liabilities - - -
Long-term Liabilities - - -
Net Assets 5,000 5,000 5,000
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,000 5,000 5,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year - - -
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities - - -
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 5
Mortgages Outstanding 5
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets - - -
Debt - - -
Net Assets/Debt 5,000 5,000 5,000
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around B90 4WA
No other companies found in the same location
Document Filings
Confirmation statement made on 7 March 2026 with no updates
Termination of appointment of Gary Ernest Hutton as a director on 24 December 2025
Termination of appointment of Adrian Graham Clarke as a secretary on 24 December 2025
Appointment of Mr Harsimar Gharial as a secretary on 24 December 2025
Appointment of Mr James Pearson as a director on 1 December 2025
Termination of appointment of Simon Bayley as a director on 23 June 2025
Confirmation statement made on 7 March 2025 with updates
Statement of capital following an allotment of shares on 27 December 2024
Registration of charge 095720450005, created on 23 December 2024
Resolutions
Memorandum and Articles of Association
Registration of charge 095720450004, created on 4 October 2024
Confirmation statement made on 7 March 2024 with no updates
Confirmation statement made on 7 March 2023 with no updates
Confirmation statement made on 19 May 2022 with no updates
Registration of charge 095720450001, created on 6 October 2021
Registration of charge 095720450002, created on 6 October 2021
Registration of charge 095720450003, created on 6 October 2021
Director's details changed for Mr Simon Bayley on 5 July 2021
Appointment of Mr Simon Bayley as a director on 5 July 2021
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