Company Overview
J T Mortgage Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 02 April 2015, so this is a well established company. J T Mortgage Limited has been in business for 11 years. The accounts status is micro entity and the accounts are next due on Thursday 31 December 2026.
Registered Address

2 Adventure Place, Hanley, Stoke On Trent, Staffordshire, ST1 3AF
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Companies House Data
Company NameJ T MORTGAGE LIMITED
Company Number09524749
Registered Office Address2 Adventure Place
 Hanley
 ST1 3AF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date02/04/2015
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date30/04/2017
Returns Last Made Up Date02/04/2016
Previous Company NameChanged Date
JULIE TANKARD MORTGAGE SOLUTIONS LIMITED14 Mar 2023
J T MORTGAGE LIMITED27 Apr 2018
J T ADMINISTRATION SERVICES LIMITED08 Apr 2015
Directors & Members
Julie Tankard - Director
(British, 54 years old, born April 1972)
Appointed 02 April 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Julie Tankard
CMP MINI BUSES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 392 392 782
Current Assets 54,300 54,300 25,802
Creditors Due Within One Year 19,100 19,100 16,050
Working Cap 35,200 35,200 9,752
Total Assets Less Current Liabilities 35,592 35,592 10,534
Long-term Liabilities 7,000 7,000 6,758
Net Assets 28,592 28,592 3,776
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 28,592 28,592 3,776
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 0.7% 0.7% 2.9%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 99.3% 99.3% 97.1%
Creditors Due Within One Year 34.9% 34.9% 60.4%
Net Current Assets Liabilities 64.4% 64.4% 36.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 52.3% 52.3% 14.2%
Capital Employed - - -
Total Assets Less Current Liabilities 65.1% 65.1% 39.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 2.8 2.8 1.6
Solvency Ratio 2.1 2.1 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 54,692 54,692 26,584
Debt 26,100 26,100 22,808
Net Assets/Debt 28,592 28,592 3,776

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around ST1 3AF
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SDL WINDOWS (2012) LIMITED
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FIONA MCILWRICK AUDITING AND CONSULTANCY LIMITED
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MODULAR PORTABLE BUILDING SOLUTIONS LTD
2 Adventure Place, Hanley, Stoke On Trent, Staffordshire, ST1 3AF
WILSON BELL ELECTRICAL SERVICES LIMITED
2-6 ADVENTURE PLACE, HANLEY, STOKE ON TRENT, ST1 3AF
CMP MINI BUSES LIMITED
SANDS ROAD GARAGE SANDS ROAD, HARRISEAHEAD, STOKE-ON-TRENT, ST1 3AF
A & A SCAFFOLDING GROUP LIMITED
18A GAWSWORTH AVE, DIDSBURY, MANCHESTER, GREATHER MANCHESTER, ST1 3AF
STABLE DEVELOPMENTS (1999) LIMITED
2-6 Adventure Place, Hanley, Stoke On Trent, Staffordshire, ST1 3AF
MATTHEWS ROOFING LIMITED
2-6 ADVENTURE PLACE, HANLEY, STOKE ON TRENT, STAFFORDSHIRE, ST1 3AF
Document Filings
Confirmation statement made on 2 April 2025 with no updates
Confirmation statement made on 2 April 2024 with no updates
Confirmation statement made on 2 April 2023 with no updates
Certificate of change of name
Confirmation statement made on 2 April 2022 with updates
Confirmation statement made on 2 April 2021 with updates
Confirmation statement made on 2 April 2020 with updates
Change of details for Mrs Julie Tankard as a person with significant control on 6 April 2020
Director's details changed for Mrs Julie Tankard on 6 April 2020
Confirmation statement made on 2 April 2019 with updates
Resolutions
Confirmation statement made on 2 April 2018 with updates
Confirmation statement made on 2 April 2017 with updates
Previous accounting period shortened from 30 April 2016 to 31 March 2016
Annual return made up to 2 April 2016 with full list of shareholders
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