Company Overview
Pension Income Planning Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 01 April 2015, so this is a well established company. Pension Income Planning Limited has been in business for 11 years. The accounts status is total exemption full and the accounts are next due on Saturday 31 January 2026.
Registered Address

Sterling Court, 4 Gresham Road, Brentwood, Essex, CM14 4HN
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Companies House Data
Company NamePENSION INCOME PLANNING LIMITED
Company Number09520852
Registered Office AddressSterling Court
 4 Gresham Road
 CM14 4HN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/04/2015
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2026
Accounts Last Made Up Date30/04/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date29/04/2017
Returns Last Made Up Date01/04/2016
Directors & Members
John Broom - Director
(British, 65 years old, born August 1961)
Appointed 01 April 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
John Broom
BELL AND CASTLE LIMITED
BRAAVOS RIVERS LIMITED
BROOM CONSULTANTS EOT LIMITED
BROOM CONSULTANTS LIMITED
COUNTRYWIDE SOUTH EAST LLP
CRESTWAY DEVELOPMENTS LIMITED
FIXED FEE WEALTH MANAGEMENT LIMITED
HATHA HOMES LTD
HEXABELT HOLDINGS LIMITED
IVORY PENTHOUSE LIMITED
JACK BASS LIMITED
PENSION INCOME PLANNING HOLDINGS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2023 30-Apr-2022
Balance Sheet
Fixed Assets 120 120 573
Current Assets 114,610 114,610 804,449
Creditors Due Within One Year 28,433 28,433 179,492
Working Cap 86,177 86,177 624,957
Total Assets Less Current Liabilities 86,297 86,297 625,530
Long-term Liabilities 23 23 109
Net Assets 86,274 86,274 625,421
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 86,274 86,274 625,421
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2023 30-Apr-2022
Tangible Fixed Assets - - -
Fixed Assets 0.1% 0.1% 0.1%
Stocks Inventory - - -
Debtors 68.9% 68.9% 41.0%
Cash Bank In Hand 31.0% 31.0% 58.9%
Current Assets 99.9% 99.9% 99.9%
Creditors Due Within One Year 24.8% 24.8% 22.3%
Net Current Assets Liabilities 75.1% 75.1% 77.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 75.2% 75.2% 77.7%
Capital Employed - - -
Total Assets Less Current Liabilities 75.2% 75.2% 77.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2023 30-Apr-2022
Liquidity Ratio 4.0 4.0 4.5
Solvency Ratio 4.0 4.0 4.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2023 30-Apr-2022
Assets 114,730 114,730 805,022
Debt 28,456 28,456 179,601
Net Assets/Debt 86,274 86,274 625,421

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Confirmation statement made on 2 March 2026 with no updates
Confirmation statement made on 2 March 2025 with no updates
Confirmation statement made on 2 March 2024 with no updates
Confirmation statement made on 2 March 2023 with updates
Notification of Pension Income Planning Holdings Ltd as a person with significant control on 13 May 2021
Cessation of John Anthony Broom as a person with significant control on 13 May 2021
Confirmation statement made on 2 March 2022 with no updates
Confirmation statement made on 2 March 2021 with no updates
Confirmation statement made on 2 March 2020 with no updates
Confirmation statement made on 2 March 2019 with no updates
Director's details changed for Mr John Anthony Broom on 7 March 2019
Confirmation statement made on 2 March 2018 with no updates
Confirmation statement made on 2 March 2017 with updates
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