Company Overview
Nsfinance Accounts And Bookkeeping Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 17 March 2015, so this is a well established company. Nsfinance Accounts And Bookkeeping Ltd has been in business for 11 years. The accounts status is unaudited abridged and the accounts are next due on Thursday 31 December 2026.
Registered Address

Suite 56, Unit 5 Stansted Courtyard, Personage Road, Takeley, CM22 6PU
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Companies House Data
Company NameNSFINANCE ACCOUNTS AND BOOKKEEPING LTD
Company Number09492783
Registered Office AddressSuite 56, Unit 5 Stansted Courtyard
 Personage Road
 CM22 6PU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/03/2015
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date29/04/2017
Returns Last Made Up Date01/04/2016
Directors & Members
Natalia Smaglo - Director
(British, 37 years old, born December 1989)
Appointed 17 March 2015
Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Natalia Smaglo
AKADEMIA UK LTD
NEWHALL FLAT ROOFING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets -2,520 -2,520 -2,591
Current Assets 14,908 14,908 572
Creditors Due Within One Year -12,634 -12,634 -19,297
Working Cap 27,542 27,542 19,869
Total Assets Less Current Liabilities 25,022 25,022 17,278
Long-term Liabilities 25,268 25,268 38,594
Net Assets 25,022 25,022 17,278
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 25,022 25,022 17,278
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets -20.3% -20.3% 128.3%
Stocks Inventory - - -
Debtors 40.5% 40.5% -107.6%
Cash Bank In Hand 160.9% 160.9% -135.9%
Current Assets 120.3% 120.3% -28.3%
Creditors Due Within One Year -102.0% -102.0% 955.8%
Net Current Assets Liabilities 222.3% 222.3% -984.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 202.0% 202.0% -855.8%
Capital Employed - - -
Total Assets Less Current Liabilities 202.0% 202.0% -855.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio -1.2 -1.2 0.0
Solvency Ratio 1.0 1.0 -0.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 12,388 12,388 -2,019
Debt 12,634 12,634 19,297
Net Assets/Debt 25,022 25,022 17,278

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 25 September 2025 with no updates
Director's details changed for Mrs Natalia Smaglo on 3 June 2025
Change of details for Mrs Natalia Magdalena Smaglo as a person with significant control on 12 October 2023
Director's details changed for Mrs Natalia Smaglo on 15 October 2023
Registered office address changed from Nsfinance Accounts & Bookkeeping Office 60 Southern Way Harlow CM18 7BL England to Suite 56, Unit 5 Stansted Courtyard Personage Road Takeley CM22 6PU on 3 June 2025
Confirmation statement made on 25 September 2024 with no updates
Confirmation statement made on 25 September 2023 with no updates
Confirmation statement made on 27 September 2022 with updates
Confirmation statement made on 31 March 2022 with no updates
Correction of a Director's date of birth incorrectly stated on incorporation / mrs natalia smaglo
Cessation of Przemyslaw Jerzy Smaglo as a person with significant control on 13 December 2021
Director's details changed for Mrs Natalia Smaglo on 1 August 2016
Confirmation statement made on 31 March 2021 with no updates
Confirmation statement made on 31 March 2020 with no updates
Confirmation statement made on 1 April 2019 with updates
Registered office address changed from Unit 11 West Road Suite 6 Harlow Essex CM20 2BU England to Nsfinance Accounts & Bookkeeping Office 60 Southern Way Harlow CM18 7BL on 28 February 2019
Confirmation statement made on 1 April 2018 with no updates

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