Company Overview
S & J Trading Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 05 March 2015, so this is a well established company. S & J Trading Limited has been in business for 11 years. The accounts status is micro entity and the accounts are next due on Saturday 31 October 2026.
Registered Address

31 31 Northbrook Road, Swanage, Dorset, BH19 1PP
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Companies House Data
Company NameS & J TRADING LIMITED
Company Number09474104
Registered Office Address31 31 Northbrook Road
 BH19 1PP
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date05/03/2015
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date02/04/2017
Returns Last Made Up Date05/03/2016
Directors & Members
Julie Wright - Director
(British, 57 years old, born March 1969)
Appointed 05 March 2015
 Active
Stephen Wright - Director
(British, 58 years old, born January 1968)
Appointed 05 March 2015
 Active
Secretaries
Julie Wright - Secretary
Appointed 05 March 2015
 Active
Other Company Directorships
Julie Wright
ARKWRIGHTS STORES LIMITED
S & J PROPERTIES (SWANAGE) LIMITED
Stephen Wright
3 PROPERTIES LIMITED
ARKWRIGHTS STORES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Balance Sheet
Fixed Assets 263,800 263,800 229,758
Current Assets 9,146 9,146 123,237
Creditors Due Within One Year 9,753 9,753 98,065
Working Cap -607 -607 25,172
Total Assets Less Current Liabilities 263,193 263,193 254,930
Long-term Liabilities 263,093 263,093 254,830
Net Assets 100 100 100
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 100 100 100
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Tangible Fixed Assets - - -
Fixed Assets 96.6% 96.6% 65.1%
Stocks Inventory - - -
Debtors - - 0.4%
Cash Bank In Hand 3.4% 3.4% 34.5%
Current Assets 3.4% 3.4% 34.9%
Creditors Due Within One Year 3.6% 3.6% 27.8%
Net Current Assets Liabilities -0.2% -0.2% 7.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities 96.4% 96.4% 72.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Liquidity Ratio 0.9 0.9 1.3
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Assets 272,946 272,946 352,995
Debt 272,846 272,846 352,895
Net Assets/Debt 100 100 100

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BH19 1PP
3 PROPERTIES LIMITED
31 NORTHBROOK ROAD, SWANAGE, DORSET, BH19 1PP
Document Filings
Confirmation statement made on 1 March 2026 with no updates
Confirmation statement made on 5 March 2025 with updates
Satisfaction of charge 094741040001 in full
Confirmation statement made on 5 March 2024 with no updates
Registered office address changed from 31 Northbrook Road Swanage BH19 1PP England to 31 31 Northbrook Road Swanage Dorset BH19 1PP on 20 November 2023
Registered office address changed from Herston Cross House 230 High Street Swanage Dorset BH19 2PQ United Kingdom to 31 Northbrook Road Swanage BH19 1PP on 20 November 2023
Confirmation statement made on 5 March 2023 with updates
Confirmation statement made on 5 March 2022 with updates
Confirmation statement made on 19 November 2021 with updates
Confirmation statement made on 5 March 2021 with updates
Confirmation statement made on 5 March 2020 with updates
Director's details changed for Mr Stephen Andrew Wright on 5 March 2020
Director's details changed for Mrs Julie Ann Wright on 5 March 2020
Change of details for Mr Stephen Andrew Wright as a person with significant control on 5 March 2020
Change of details for Mrs Julie Ann Wright as a person with significant control on 5 March 2020
Previous accounting period shortened from 31 March 2020 to 31 January 2020
Confirmation statement made on 5 March 2019 with updates
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