Company Overview
Congruent Financial Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 03 March 2015, so this is a well established company. Congruent Financial Limited has been in business for 11 years. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

141-142 Fenchurch Street, London, EC3M 6BL
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameCONGRUENT FINANCIAL LIMITED
Company Number09467628
Registered Office Address141-142 Fenchurch Street
 EC3M 6BL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date03/03/2015
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date31/03/2017
Returns Last Made Up Date03/03/2016
Directors & Members
Roger Grenville-Jones - Director
(British, 84 years old, born March 1942)
Appointed 03 March 2015
 Active
Nasar Zamir - Director
(British, 57 years old, born October 1969)
Appointed 03 March 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Roger Grenville-Jones
AFFODELL CYFYNGEDIG LIMITED
BIAS HARROGATE LIMITED
BROADSTONE REGULATORY & RISK ADVISORY LIMITED
CHECKMY.COM LIMITED
CONGRUENT ACTUARIAL LIMITED
CONGRUENT ADMINISTRATORS LIMITED
CONGRUENT ANALYTICS LIMITED
CONGRUENT HOLDINGS LIMITED
CONGRUENT MANAGEMENT LIMITED
CONGRUENT MANAGEMENT SYSTEMS LIMITED
CONGRUENT RISK LIMITED
CONGRUENT TRUSTEES LIMITED
Nasar Zamir
CONGRUENT ACTUARIAL LIMITED
CONGRUENT ADMINISTRATORS LIMITED
CONGRUENT ANALYTICS LIMITED
CONGRUENT FINANCIAL PARTNERS LTD
CONGRUENT FP LIMITED
CONGRUENT HOLDINGS LIMITED
CONGRUENT MANAGEMENT LIMITED
CONGRUENT MANAGEMENT SYSTEMS LIMITED
CONGRUENT RISK LIMITED
CONGRUENT TRUSTEES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 1,000 1,000 1,000
Current Assets 0 0 0
Creditors Due Within One Year 0 0 0
Working Cap 0 0 0
Total Assets Less Current Liabilities 1,000 1,000 1,000
Long-term Liabilities 0 0 0
Net Assets 1,000 1,000 1,000
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,000 1,000 1,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 100.0% 100.0% 100.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 0.0% 0.0% 0.0%
Creditors Due Within One Year 0.0% 0.0% 0.0%
Net Current Assets Liabilities 0.0% 0.0% 0.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 100.0% 100.0% 100.0%
Capital Employed - - -
Total Assets Less Current Liabilities 100.0% 100.0% 100.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio ∞ ∞ ∞
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 1,000 1,000 1,000
Debt 0 0 0
Net Assets/Debt 1,000 1,000 1,000
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC3M 6BL
W.E. COX CLAIMS GROUP LIMITED
2 Leman Street, London, EC3M 6BL
TAMITA MANAGEMENT & CONSULTING LIMITED
1ST FLOOR SACKVILLE HOUSE, 143-149 FENCHURCH STREET, LONDON, EC3M 6BL
CROFT COURT HOTELS LIMITED
1st Floor Sackville House, 143-149 Fenchurch Street, London, EC3M 6BL
SMOKERS PARADISE (LONDON) LIMITED
144 Fenchurch Street, London, EC3M 6BL
WALLECTOR LIMITED
61 High Street, Chobham, Woking, Surrey, EC3M 6BL
W.E. COX CLAIMS GROUP (EUROPE) LIMITED
3RD FLOOR, 86-90 PAUL STREET, LONDON, EC3M 6BL
BROADSTONE REGULATORY & RISK ADVISORY LIMITED
100 WOOD STREET, LONDON, EC3M 6BL
ARTAIUS (MPC) NOMINEES LIMITED
1st Floor Sackville House, 143-149 Fenchurch Street, London, EC3M 6BL
LX INNOVATION LTD.
1st Floor Sackville House, 143-149 Fenchurch Street, London, EC3M 6BL
74 WANDSWORTH BRIDGE ROAD LIMITED
1ST FLOOR SACKVILLE HOUSE, 143-149 FENCHURCH STREET, LONDON, EC3M 6BL
Document Filings
Confirmation statement made on 2 March 2026 with no updates
Register inspection address has been changed to Celixir House Stratford Business and Technology Park Innovation Way, Banbury Road Stratford-upon-Avon Warwickshire CV37 7GZ
Notification of Congruent Holdings Limited as a person with significant control on 6 April 2016
Confirmation statement made on 2 March 2025 with no updates
Confirmation statement made on 2 March 2024 with no updates
Confirmation statement made on 2 March 2023 with no updates
Confirmation statement made on 2 March 2022 with no updates
Confirmation statement made on 2 March 2021 with no updates
Confirmation statement made on 2 March 2020 with no updates
Confirmation statement made on 2 March 2019 with no updates
Confirmation statement made on 2 March 2018 with no updates
Confirmation statement made on 3 March 2017 with updates
Previous accounting period shortened from 31 March 2016 to 31 December 2015
Annual return made up to 3 March 2016 with full list of shareholders
Incorporation
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free