Company Overview
Savvy Mortgages Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 24 February 2015, so this is a well established company. Savvy Mortgages Limited has been in business for 11 years and 1 month. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

161 Maidenhead Road, Windsor, SL4 5EZ
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Companies House Data
Company NameSAVVY MORTGAGES LIMITED
Company Number09454714
Registered Office Address161 Maidenhead Road
 SL4 5EZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date24/02/2015
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/07/2016
Returns Last Made Up Date30/06/2015
Directors & Members
Show Resigned
Katie Iliffe - Director
(British, 50 years old, born August 1976)
Appointed 25 March 2015
 Active
Russell Tilbury - Director
(British, 63 years old, born April 1963)
Appointed 05 March 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Katie Iliffe
EARTH MOBILE LTD
RK4 LIMITED
RUDEMENTIAL HIGH LIMITED
Russell Tilbury
EARTH MOBILE LTD
INTELLICO GLOBAL LIMITED
RK4 LIMITED
RUDEMENTIAL HIGH LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 961 961 1,282
Current Assets 41,222 41,222 30,434
Creditors Due Within One Year 14,157 14,157 8,998
Working Cap 27,065 27,065 21,436
Total Assets Less Current Liabilities 28,026 28,026 22,718
Long-term Liabilities 20,138 20,138 22,591
Net Assets 7,888 7,888 127
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 7,888 7,888 127
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 2.3% 2.3% 4.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 97.7% 97.7% 96.0%
Creditors Due Within One Year 33.6% 33.6% 28.4%
Net Current Assets Liabilities 64.2% 64.2% 67.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 18.7% 18.7% 0.4%
Capital Employed - - -
Total Assets Less Current Liabilities 66.4% 66.4% 71.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 2.9 2.9 3.4
Solvency Ratio 1.2 1.2 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 42,183 42,183 31,716
Debt 34,295 34,295 31,589
Net Assets/Debt 7,888 7,888 127

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Amended total exemption full accounts made up to 31 December 2024
Confirmation statement made on 30 September 2025 with no updates
Confirmation statement made on 30 September 2024 with no updates
Confirmation statement made on 30 September 2023 with no updates
Confirmation statement made on 30 September 2022 with no updates
Confirmation statement made on 23 February 2022 with no updates
Confirmation statement made on 30 September 2021 with no updates
Confirmation statement made on 30 September 2020 with no updates
Confirmation statement made on 9 October 2019 with no updates
Confirmation statement made on 30 March 2019 with updates
Change of details for Mr Russell Malcolm Tilbury as a person with significant control on 30 September 2019
Director's details changed for Miss Katie Elizabeth Iliffe on 30 September 2019
Director's details changed for Mr Russell Malcolm Tilbury on 30 September 2019
Registered office address changed from 19 Haselmere Road Windsor Berkshire SL4 5ET to 161 Maidenhead Road Windsor SL4 5EZ on 4 October 2019
Confirmation statement made on 30 September 2018 with no updates
Confirmation statement made on 30 June 2018 with no updates
Confirmation statement made on 13 June 2018 with no updates
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