Company Overview
Advent Insurance Management Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 10 February 2015, so this is a well established company. Advent Insurance Management Limited has been in business for 11 years and 2 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

27-29 Townfield Street, Chelmsford, CM1 1QL
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Companies House Data
Company NameADVENT INSURANCE MANAGEMENT LIMITED
Company Number09431993
Registered Office Address27-29 Townfield Street
 CM1 1QL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/02/2015
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date10/03/2017
Returns Last Made Up Date10/02/2016
Previous Company NameChanged Date
ADVENT INTEGRATED MANAGEMENT LIMITED28 Mar 2015
Directors & Members
Show Resigned
Paul Bermingham - Director
(Irish, 59 years old, born September 1967)
Appointed 10 February 2015
 Active
Thomas McArthur - Director
(British, 32 years old, born January 1994)
Appointed 30 October 2024
 Active
Piet Middelkoop - Director
(Dutch, 61 years old, born August 1965)
Appointed 16 October 2017
 Active
Barry Milchem - Director
(British, 64 years old, born March 1962)
Appointed 25 January 2018
 Active
Phillip Scarrett - Director
(British, 66 years old, born November 1960)
Appointed 08 December 2022
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Paul Bermingham
ADVENT CLAIMS LIMITED
ADVENT LAW LIMITED
ESPORTADA LIMITED
LCO MARINE LIMITED
LCO NON-MARINE AND AVIATION LIMITED
PCB CAMBRIDGE LIMITED
XCHANGE LIMITED
XCHANGING CLAIMS SERVICES LIMITED
Thomas McArthur
No companies found
Piet Middelkoop
No companies found
Barry Milchem
2IC-CARE LTD
ADVENT CONSULTING SOLUTIONS LIMITED
ECLIPTIC TECHNOLOGY (ARIES) LIMITED
MILCHEM CONSULTANCY LIMITED
OUTSOURCED PROFESSIONAL ADMINISTRATION LIMITED
POLO COMMERCIAL INSURANCE SERVICES LIMITED
Phillip Scarrett
ECLIPTIC TECHNOLOGY (ARIES) LIMITED
MCAUSLAND & TURNER LIMITED
QUADRA CLAIMS SERVICES LIMITED
SPOTLITE CLAIMS LIMITED
VAN AMEYDE UK HOLDING LIMITED
WOODGATE AND CLARK LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 2,136,792 2,136,792 2,693,688
Current Assets 2,577,838 2,577,838 2,255,533
Creditors Due Within One Year 2,664,342 2,664,342 2,314,560
Working Cap -86,504 -86,504 -59,027
Total Assets Less Current Liabilities 2,050,288 2,050,288 2,634,661
Long-term Liabilities - - -
Net Assets - - -
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds - - -
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 45.3% 45.3% 54.4%
Stocks Inventory - - -
Debtors 52.9% 52.9% 44.7%
Cash Bank In Hand 1.8% 1.8% 0.9%
Current Assets 54.7% 54.7% 45.6%
Creditors Due Within One Year 56.5% 56.5% 46.8%
Net Current Assets Liabilities -1.8% -1.8% -1.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities 43.5% 43.5% 53.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.0 1.0 1.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 4,714,630 4,714,630 4,949,221
Debt - - -
Net Assets/Debt - - -

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Resolutions
Confirmation statement made on 19 August 2025 with updates
Change of details for Mr Paul Joseph Bermingham as a person with significant control on 18 August 2025
Director's details changed for Mr Paul Joseph Bermingham on 18 August 2025
Statement of capital following an allotment of shares on 25 March 2025
Change of share class name or designation
Particulars of variation of rights attached to shares
Memorandum and Articles of Association
Resolutions
Statement by Directors
Statement of capital on 17 March 2025
Solvency Statement dated 17/03/25
Resolutions
Appointment of Mr Thomas Hardman Mcarthur as a director on 30 October 2024
Confirmation statement made on 19 August 2024 with updates
Change of details for Mr Paul Joseph Bermingham as a person with significant control on 9 February 2024
Confirmation statement made on 19 August 2023 with updates
Sale or transfer of treasury shares. Treasury capital:
Termination of appointment of David Robert Wilson as a director on 8 December 2022
Appointment of Mr Phillip Keith Scarrett as a director on 8 December 2022
Confirmation statement made on 19 August 2022 with updates
Purchase of own shares. Shares purchased into treasury:
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