ZUTO HOLDINGS TRUSTEE LIMITED Credit Check Report

Company Overview

Zuto Holdings Trustee Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 02 February 2015, so this is a well established company. Zuto Holdings Trustee Limited has been in business for 11 years and 2 months. The accounts status is small and the accounts are next due on Tuesday 31 March 2026.

Registered Address

Winterton House, Winterton Way, Macclesfield, Cheshire, SK11 0LP

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Companies House Data

Company Name	ZUTO HOLDINGS TRUSTEE LIMITED
Company Number	09417906
Registered Office Address	Winterton House
	Winterton Way
	SK11 0LP
Company Category	Private Limited Company
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	02/02/2015
Accounting Reference Date Day	30
Accounting Reference Date Month	6
Accounts Next Due Date	31/03/2027
Accounts Last Made Up Date	30/06/2025
Accounts Account Category	SMALL
Returns Next Due Date	02/03/2017
Returns Last Made Up Date	02/02/2016

Previous Company Name	Changed Date
CAR LOAN 4U HOLDINGS LIMITED	01 Sep 2017
ZUTO HOLDINGS LIMITED	26 May 2015

Directors & Members

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	Ryan Dignan - Director (British, 42 years old, born November 1984) Appointed 29 May 2015, Resigned 18 November 2025	Resigned
	Michael Harris - Director (British, 59 years old, born June 1967) Appointed 02 February 2015, Resigned 29 May 2015	Resigned
	Steve Johnson - Director (British, 54 years old, born June 1972) Appointed 19 June 2018, Resigned 21 April 2019	Resigned
	David Parsons - Director (British, 42 years old, born April 1984) Appointed 18 November 2025	Active
	Paul Ramsden - Director (British, 42 years old, born January 1984) Appointed 25 August 2017, Resigned 23 March 2018	Resigned
	Muriel Thorne - Director (British, 45 years old, born April 1981) Appointed 02 February 2015, Resigned 29 May 2015	Resigned
	James Wilkinson - Director (British, 45 years old, born June 1981) Appointed 29 May 2015	Active
	Oakwood Corporate Secretary Limited - Secretary Appointed 02 February 2015, Resigned 29 May 2015	Resigned

Secretaries

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	Christopher Basford - Secretary Appointed 06 April 2021	Active
	Thomas Dunlop - Secretary Appointed 23 March 2018, Resigned 05 July 2019	Resigned
	David Parsons - Secretary Appointed 05 July 2019, Resigned 06 April 2021	Resigned
	Paul Ramsden - Secretary Appointed 29 May 2015, Resigned 23 March 2018	Resigned
	Oakwood Corporate Secretary Limited - Secretary Appointed 02 February 2015, Resigned 29 May 2015	Resigned

Other Company Directorships

David Parsons
CAR LOAN 4U LIMITED
ZUTO HOLDINGS LIMITED
ZUTO LIMITED

James Wilkinson
CAR LOAN 4U LIMITED
MANCHESTER DIGITAL LIMITED
ZUTO LIMITED

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around SK11 0LP

	CAR LOAN 4U LIMITED WINTERTON HOUSE, WINTERTON WAY, MACCLESFIELD, CHESHIRE, SK11 0LP
	MIKE J PATTISON LLP Beechfield House Winterton Way, Lyme Green Business Park, Macclesfield, Cheshire, SK11 0LP
	STARFIELD SEVEN LIMITED Beechfield House Winterton Way, Lyme Green Business Park, Macclesfield, Cheshire, SK11 0LP
	HORTICULTURAL SERVICES LIMITED 22 NORTHWARD ROAD, WILMSLOW, CHESHIRE, SK11 0LP
	PREMIER HEATING SPARES LIMITED Beechfield House Winterton Way, Lyme Green Business Park, Macclesfield, Cheshire, SK11 0LP
	ZUTO HOLDINGS LIMITED WINTERTON HOUSE, WINTERTON WAY, MACCLESFIELD, CHESHIRE, SK11 0LP
	J W PROFESSIONAL PARTNERSHIPS LTD Beechfield House Winterton Way, Lyme Green Business Park, Macclesfield, Cheshire, SK11 0LP
	BOARDMAN-SMITH LIMITED Beechfield House Winterton Way, Lyme Green Business Park, Macclesfield, Cheshire, SK11 0LP
	SUHEND LTD Suite 19 Beechfield House Winterton Way, Lyme Green Business Park, Macclesfield, Cheshire, SK11 0LP
	ECROIGNARD TRUSTEES LIMITED OAK HOUSE 317 GOLDEN HILL LANE, LEYLAND, PRESTON, LANCASHIRE, SK11 0LP

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