Company Overview
Hilltop Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 11 December 2014, so this is a well established company. Hilltop Finance Limited has been in business for 11 years and 3 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 October 2026.
Registered Address

3 Fabrica 269 Great Ancoats Street, Manchester, M4 7DB
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Companies House Data
Company NameHILLTOP FINANCE LIMITED
Company Number09351168
Registered Office Address3 Fabrica 269 Great Ancoats Street
 M4 7DB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/12/2014
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date08/01/2017
Returns Last Made Up Date11/12/2015
Directors & Members
Show Resigned
Ciaran Hamilton - Director
(British, 52 years old, born February 1974)
Appointed 11 August 2023
Active
Liam Hoddes - Director
(British, 31 years old, born October 1995)
Appointed 12 August 2023
Active
Ryan Hoddes - Director
(British, 33 years old, born November 1993)
Appointed 12 August 2023
Active
Derek Kelly - Director
(British, 54 years old, born January 1972)
Appointed 07 September 2020
Active
Elaine Kelly - Director
(British, 47 years old, born November 1979)
Appointed 07 September 2020
Active
Secretaries
Show Resigned
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2020 31-Jan-2019
Balance Sheet
Fixed Assets 0 0 0
Current Assets 1,199,741 1,199,741 207,479
Creditors Due Within One Year 124,517 124,517 84,295
Working Cap 1,075,224 1,075,224 123,184
Total Assets Less Current Liabilities 1,075,224 1,075,224 123,184
Long-term Liabilities 121,000 121,000 0
Net Assets 954,224 954,224 123,184
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 954,224 954,224 123,184
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2020 31-Jan-2019
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 98.4% 98.4% 78.5%
Cash Bank In Hand 1.6% 1.6% 21.5%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 10.4% 10.4% 40.6%
Net Current Assets Liabilities 89.6% 89.6% 59.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 79.5% 79.5% 59.4%
Capital Employed - - -
Total Assets Less Current Liabilities 89.6% 89.6% 59.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2020 31-Jan-2019
Liquidity Ratio 9.6 9.6 2.5
Solvency Ratio 4.9 4.9 2.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2020 31-Jan-2019
Assets 1,199,741 1,199,741 207,479
Debt 245,517 245,517 84,295
Net Assets/Debt 954,224 954,224 123,184

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 13 June 2025 with no updates
Registered office address changed from Flint Glass Works 64 Jersey Street Manchester M4 6JW England to 3 Fabrica 269 Great Ancoats Street Manchester M4 7DB on 19 July 2024
Confirmation statement made on 13 June 2024 with updates
Cessation of Ciaran Hamilton as a person with significant control on 29 February 2024
Notification of Hilltop Employee Share Ownership Trust Limited as a person with significant control on 29 February 2024
Cessation of Liam Michael Hoddes as a person with significant control on 29 February 2024
Cessation of Ryan Hoddes as a person with significant control on 29 February 2024
Appointment of Mr Liam Michael Hoddes as a director on 12 August 2023
Appointment of Mr Ryan Hoddes as a director on 12 August 2023
Appointment of Mr Ciaran Hamilton as a director on 11 August 2023
Resolutions
Memorandum and Articles of Association
Confirmation statement made on 23 June 2023 with no updates
Confirmation statement made on 23 June 2022 with updates
Confirmation statement made on 10 February 2022 with no updates
Termination of appointment of Mark Colin Hawkins as a director on 5 October 2021
Registered office address changed from Jactin House, 24 Hood Street Ancoats Urban Village Manchester M4 6WX England to Flint Glass Works 64 Jersey Street Manchester M4 6JW on 2 July 2021
Confirmation statement made on 10 February 2021 with updates
Notification of Liam Hoddes as a person with significant control on 7 February 2021
Notification of Ryan Hoddes as a person with significant control on 7 February 2021

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