Company Overview
Monro Financial Management Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 24 October 2014, so this is a well established company. Monro Financial Management Ltd has been in business for 11 years and 5 months. The accounts status is micro entity and the accounts are next due on Wednesday 30 September 2026.
Registered Address

17 Hendon Grove, Epsom, KT19 7LH
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Companies House Data
Company NameMONRO FINANCIAL MANAGEMENT LTD
Company Number09279205
Registered Office Address17 Hendon Grove
 KT19 7LH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date24/10/2014
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date21/11/2016
Returns Last Made Up Date24/10/2015
Directors & Members
Show Resigned
Derek McKechnie - Director
(British, 58 years old, born September 1968)
Appointed 24 October 2014
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Derek McKechnie
EQUESTRIAN FUNDAMENTALS OF PERFORMANCE LLP
FLINTHAM MACKENZIE FINANCIAL SERVICES LTD
INOY MARKETING LTD
MFO HAREWOOD LIMITED
MONRO ADMINISTRATION LTD
MONRO EMPLOYEE BENEFITS LTD
MONRO FAMILY OFFICE LIMITED
MONRO HOLDINGS LIMITED
MONRO PROJECTS LTD
WELLPOINT BEAUTY LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 319 319 319
Current Assets 18,577 18,577 20,144
Creditors Due Within One Year 1,763 1,763 2,107
Working Cap 16,814 16,814 18,037
Total Assets Less Current Liabilities 17,133 17,133 18,356
Long-term Liabilities 14,352 14,352 15,974
Net Assets 2,781 2,781 2,382
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,781 2,781 2,382
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 1.7% 1.7% 1.6%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 98.3% 98.3% 98.4%
Creditors Due Within One Year 9.3% 9.3% 10.3%
Net Current Assets Liabilities 89.0% 89.0% 88.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 14.7% 14.7% 11.6%
Capital Employed - - -
Total Assets Less Current Liabilities 90.7% 90.7% 89.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 10.5 10.5 9.6
Solvency Ratio 1.2 1.2 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 18,896 18,896 20,463
Debt 16,115 16,115 18,081
Net Assets/Debt 2,781 2,781 2,382

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around KT19 7LH
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8 WILSON ROAD, CHESSINGTON, KT19 7LH
CHAREMAL CONSULTING LTD
12 Hendon Grove, Epsom, Surrey, KT19 7LH
MARITIM SOLUTIONS LTD
18 Hendon Grove, Epsom, KT19 7LH
Document Filings
Change of details for Mr Derek Robert Mckechnie as a person with significant control on 1 December 2025
Registered office address changed from 17 Hendon Grove Epsom KT19 7LH England to 1 Global House Business Centre 1 Ashley Avenue Epsom Surrey KT18 5AD on 1 December 2025
Confirmation statement made on 24 October 2025 with no updates
Confirmation statement made on 24 October 2024 with no updates
Confirmation statement made on 24 October 2023 with no updates
Confirmation statement made on 24 October 2022 with no updates
Confirmation statement made on 24 October 2021 with no updates
Confirmation statement made on 24 October 2020 with updates
Termination of appointment of Jonathan Eric Dashfield Pusey as a director on 30 November 2020
Confirmation statement made on 24 October 2019 with no updates
Termination of appointment of Gavin John Le Maistre as a director on 28 October 2019
Director's details changed for Mr Derek Robert Mckechnie on 30 August 2019
Change of details for Mr Derek Robert Mckechnie as a person with significant control on 20 August 2019
Registered office address changed from 17 Richmond Crescent Epsom Surrey KT19 8JA United Kingdom to 17 Hendon Grove Epsom KT19 7LH on 20 August 2019
Confirmation statement made on 24 October 2018 with no updates
Confirmation statement made on 24 October 2017 with updates
Registered office address changed from 17 17 Richmond Crescent Epsom Surrey KT19 8JA United Kingdom to 17 Richmond Crescent Epsom Surrey KT19 8JA on 13 October 2017
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