SPRING HOUSING ASSOCIATION LIMITED Credit Check Report

Company Overview

Spring Housing Association Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Wednesday 01 October 2014, so this is a well established company. Spring Housing Association Limited has been in business for 11 years and 6 months. The accounts status is group and the accounts are next due on Thursday 31 December 2026.

Registered Address

22 Old Walsall Road, Birmingham, B42 1DT

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Companies House Data

Company Name	SPRING HOUSING ASSOCIATION LIMITED
Company Number	09244172
Registered Office Address	22 Old Walsall Road
	B42 1DT
Company Category	Private Limited By Guarantee Without Share Capital
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	01/10/2014
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2026
Accounts Last Made Up Date	31/03/2025
Accounts Account Category	GROUP
Returns Next Due Date	29/10/2016
Returns Last Made Up Date	01/10/2015

Directors & Members

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	Surrinder Bains - Director (British, 63 years old, born May 1963) Appointed 16 December 2025	Active
	Matthew Baird - Director (British, 39 years old, born July 1987) Appointed 01 October 2022, Resigned 12 December 2024	Resigned
	Janette Beckett - Director (British, 57 years old, born July 1969) Appointed 17 December 2014, Resigned 06 March 2015	Resigned
	Darren Bindert - Director (British, 59 years old, born October 1967) Appointed 01 December 2015, Resigned 14 December 2023	Resigned
	Dominic Bradley - Director (British, 47 years old, born November 1979) Appointed 01 October 2014, Resigned 13 December 2017	Resigned
	Louise Cannon - Director (British, 40 years old, born April 1986) Appointed 28 September 2021	Active
	Tonia Clark - Director (British, 57 years old, born August 1969) Appointed 17 December 2014, Resigned 28 September 2021	Resigned
	Neil De-Costa - Director (British, 57 years old, born April 1969) Appointed 07 December 2015, Resigned 18 May 2023	Resigned
	Aran Duggan - Director (British, 46 years old, born October 1980) Appointed 22 September 2023, Resigned 01 April 2024	Resigned
	Kathryn Finch - Director (British, 42 years old, born May 1984) Appointed 09 November 2015, Resigned 15 December 2022	Resigned
	Hannah Floyd - Director (British, 39 years old, born March 1987) Appointed 01 October 2022	Active
	Fady Ghobrial - Director (British, 30 years old, born September 1996) Appointed 14 December 2023	Active
	Preet Gill - Director (British, 54 years old, born November 1972) Appointed 27 June 2016, Resigned 29 September 2020	Resigned
	Sureya Gulzar - Director (British, 41 years old, born April 1985) Appointed 09 July 2025	Active
	Paul Hibbert - Director (British, 57 years old, born April 1969) Appointed 07 December 2015, Resigned 08 December 2020	Resigned
	Vicky Hines - Director (British, 55 years old, born January 1971) Appointed 18 May 2023, Resigned 01 April 2024	Resigned
	Rashid Ikram - Director (British, 53 years old, born March 1973) Appointed 12 December 2019, Resigned 11 December 2024	Resigned
	Catherine Longmore - Director (British, 72 years old, born June 1954) Appointed 17 December 2014, Resigned 10 September 2015	Resigned
	Elizabeth Millett - Director (British, 50 years old, born February 1976) Appointed 01 April 2024, Resigned 13 February 2025	Resigned
	Naomi Owen - Director (British, 42 years old, born July 1984) Appointed 25 September 2018, Resigned 10 March 2022	Resigned
	Natalie Owen - Director (British, 46 years old, born June 1980) Appointed 18 May 2023, Resigned 01 April 2024	Resigned
	David Saunders - Director (British, 64 years old, born July 1962) Appointed 13 December 2017, Resigned 29 September 2022	Resigned
	David Saunders - Director (British, 64 years old, born July 1962) Appointed 01 October 2023, Resigned 01 April 2024	Resigned
	Patrick Smith - Director (British, 71 years old, born May 1955) Appointed 01 October 2014, Resigned 14 February 2017	Resigned
	Neelam Sunder - Director (British, 46 years old, born February 1980) Appointed 13 December 2017, Resigned 15 December 2022	Resigned
	Benjamin Taylor - Director (British, 45 years old, born July 1981) Appointed 01 October 2022, Resigned 01 April 2024	Resigned
	Jennifer Tennant Foster - Director (British, 42 years old, born November 1984) Appointed 18 May 2023	Active
	Nina Warrington - Director (British, 59 years old, born September 1967) Appointed 01 October 2022, Resigned 31 October 2022	Resigned
	Robert Wilson-Styles - Director (British, 38 years old, born October 1988) Appointed 19 September 2024	Active
	St Annes Hostel - Director Appointed 01 April 2024	Active

Secretaries

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	Simon Billingham - Secretary Appointed 22 September 2023	Active
	Dominic Bradley - Secretary Appointed 13 February 2017, Resigned 20 September 2023	Resigned
	Patrick Smith - Secretary Appointed 01 October 2014, Resigned 13 February 2017	Resigned

Other Company Directorships

Surrinder Bains
FIRCROFT COLLEGE OF ADULT EDUCATION
GATEWAY FAMILY SERVICES COMMUNITY INTEREST COMPANY
KALEIDOSCOPE PLUS GROUP
LOVEROCK! CIC
SANDWELL ASIAN FAMILY SUPPORT SERVICE LIMITED
TRINITY HOUSING RESOURCE CENTRE

Louise Cannon
ST ANNE'S HOSTEL

Hannah Floyd
BARKY BLINDERS CAFE LTD
PI SQ LTD

Fady Ghobrial
No companies found

Sureya Gulzar
ACTIVE BLACK COUNTRY LIMITED
NATURES WAY GROUP CIC
ONE WALSALL LTD

Jennifer Tennant Foster
No companies found

Robert Wilson-Styles
ALDER & WILLOW LTD
BIRMINGHAM CONSERVATION TRUST
GREEN WICKETS MANAGEMENT COMPANY LIMITED

St Annes Hostel
No companies found

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around B42 1DT

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