Company Overview
Rga Business Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 17 July 2014, so this is a well established company. Rga Business Services Limited has been in business for 11 years and 8 months. The accounts status is micro entity and the accounts are next due on Thursday 30 April 2026.
Registered Address

Blackthorn House Skull House Lane, Appley Bridge, Wigan, WN6 9DB
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Companies House Data
Company NameRGA BUSINESS SERVICES LIMITED
Company Number09134705
Registered Office AddressBlackthorn House Skull House Lane
 Appley Bridge
 WN6 9DB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/07/2014
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/07/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date14/08/2016
Returns Last Made Up Date17/07/2015
Directors & Members
Graham Shipley - Director
(British, 47 years old, born February 1979)
Appointed 17 July 2014
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Graham Shipley
HELIX BUILDING SERVICES LIMITED
HELIX CIVILS LTD
HELIX COMMERCIAL LTD
HELIX PROPERTY DEVELOPMENTS LIMITED
JENTEX LIMITED
RGA DEVELOPMENTS LTD
Balance Sheet Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 1,665 1,665 1,900
Current Assets 105,185 105,185 87,287
Creditors Due Within One Year 14,689 14,689 28,597
Working Cap 90,496 90,496 58,690
Total Assets Less Current Liabilities 92,161 92,161 60,590
Long-term Liabilities 17,631 17,631 17,108
Net Assets 74,530 74,530 43,482
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 74,530 74,530 43,482
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 1.6% 1.6% 2.1%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 98.4% 98.4% 97.9%
Creditors Due Within One Year 13.7% 13.7% 32.1%
Net Current Assets Liabilities 84.7% 84.7% 65.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 69.8% 69.8% 48.8%
Capital Employed - - -
Total Assets Less Current Liabilities 86.3% 86.3% 67.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Liquidity Ratio 7.2 7.2 3.1
Solvency Ratio 3.3 3.3 2.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Assets 106,850 106,850 89,187
Debt 32,320 32,320 45,705
Net Assets/Debt 74,530 74,530 43,482

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 17 July 2025 with updates
Confirmation statement made on 17 July 2024 with updates
Change of details for Mr Graham Philip Shipley as a person with significant control on 17 July 2024
Confirmation statement made on 17 July 2023 with updates
Confirmation statement made on 17 July 2022 with updates
Confirmation statement made on 17 July 2021 with updates
Director's details changed for Mr Graham Philip Shipley on 1 July 2021
Registered office address changed from 112 Spendmore Lane Coppull Chorley Lancs PR7 5BX England to Blackthorn House Skull House Lane Appley Bridge Wigan WN6 9DB on 15 September 2021
Change of details for Mr Graham Philip Shipley as a person with significant control on 17 July 2021
Confirmation statement made on 17 July 2020 with no updates
Confirmation statement made on 17 July 2019 with no updates
Confirmation statement made on 17 July 2018 with no updates
Confirmation statement made on 17 July 2017 with updates
Director's details changed for Mr Graham Philip Shipley on 1 June 2017
Registered office address changed from C/O Fairhurst Douglas Bank House Wigan Lane Wigan Lancashire WN1 2TB England to 112 Spendmore Lane Coppull Chorley Lancs PR7 5BX on 9 June 2017
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