Company Overview
Vista Insurance Brokers Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 16 May 2014, so this is a well established company. Vista Insurance Brokers Ltd has been in business for 11 years and 10 months. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

Windmill Green Industrious 24 Mount Street, 2Nd Floor Industrious, Manchester, M2 3NX
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Companies House Data
Company NameVISTA INSURANCE BROKERS LTD
Company Number09044347
Registered Office AddressWindmill Green Industrious 24 Mount Street
 2nd Floor Industrious
 M2 3NX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/05/2014
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date13/06/2017
Returns Last Made Up Date16/05/2016
Previous Company NameChanged Date
VISTA BROKERS LIMITED11 Aug 2014
Directors & Members
Show Resigned
Gavin Ruben - Director
(British, 55 years old, born March 1971)
Appointed 01 July 2014
 Active
Vaughan Rudd - Director
(British, 56 years old, born August 1970)
Appointed 01 July 2014
 Active
Simon Taylor - Director
(British, 63 years old, born February 1963)
Appointed 16 May 2014
 Active
Peter Warburton - Director
(British, 66 years old, born June 1960)
Appointed 01 July 2014
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Gavin Ruben
BRIDGE INSURANCE BROKERS LIMITED
MWV SOLUTIONS LIMITED
VISTA BROKING GROUP LIMITED
VISTA CAMBIO LTD
Vaughan Rudd
BRIDGE INSURANCE BROKERS LIMITED
CHARTWELL INSURANCE BROKERS LTD.
VISTA BROKING GROUP LIMITED
Simon Taylor
CALSITE COMPANY LIMITED
CAPITA MCLARENS LIMITED
CAT PROPERTIES LTD
CONFIANCE BROKING LIMITED
D. BARNETT (BROKERS) LIMITED
DYNAMO INNS LLP
INSURANCE PROPERTY SURVEYS LIMITED
JEWELLERY VALUATION SERVICES (UK) LIMITED
LJM BROKERS LTD
REICH (LONDON) LIMITED
REICH (MANCHESTER) LIMITED
REICH BROKERS
REICH CHESTNUT LIMITED
REICH GROUP LIMITED
REICH HEALTHCARE LIMITED
REICH INSURANCE BROKERS LIMITED
REICH LIFE LTD
REICH LIMITED
REICH LIMITED
REICH WHOLESALE LIMITED
TRESCALT LIMITED
VISTA BROKING GROUP LIMITED
W B TIDEY & CO LTD
Peter Warburton
BRIDGE INSURANCE BROKERS LIMITED
VISTA BROKERS HOLDINGS LIMITED
VISTA BROKING GROUP LIMITED
VISTA PRIVATE EQUITY AND M&A SERVICES LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets - - 97,240
Current Assets - - 4,676,362
Creditors Due Within One Year 6,020,879 6,020,879 4,265,342
Working Cap - - 411,020
Total Assets Less Current Liabilities 656,686 656,686 508,260
Long-term Liabilities 0 0 60,524
Net Assets 656,686 656,686 447,736
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 656,686 656,686 447,736
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets - - 2.0%
Stocks Inventory - - -
Debtors 50.8% 50.8% 39.0%
Cash Bank In Hand 48.2% 48.2% 59.0%
Current Assets - - 98.0%
Creditors Due Within One Year 90.2% 90.2% 89.4%
Net Current Assets Liabilities - - 8.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 9.8% 9.8% 9.4%
Capital Employed - - -
Total Assets Less Current Liabilities 9.8% 9.8% 10.6%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio -1.0 -1.0 1.1
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Assets 6,677,565 6,677,565 4,773,602
Debt 6,020,879 6,020,879 4,325,866
Net Assets/Debt 656,686 656,686 447,736

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around M2 3NX
No other companies found in the same location
Document Filings
Confirmation statement made on 21 April 2025 with no updates
Registered office address changed from National House Sixth Floor 36 st. Ann Street Manchester M2 7LE to Windmill Green Industrious 24 Mount Street 2nd Floor Industrious Manchester M2 3NX on 24 June 2024
Confirmation statement made on 16 May 2024 with no updates
Confirmation statement made on 16 May 2023 with no updates
Termination of appointment of Daniel Akiva Lopian as a director on 24 November 2022
Confirmation statement made on 16 May 2022 with no updates
Confirmation statement made on 16 May 2021 with updates
Registered office address changed from 50 Trinity Way Salford M3 7FX United Kingdom to National House Sixth Floor 36 st. Ann Street Manchester M2 7LE on 12 October 2020
Director's details changed for Mr Gavin Ruben on 26 May 2020
Confirmation statement made on 16 May 2020 with updates
Director's details changed for Mr Vaughan Lee Rudd on 22 January 2020
Registered office address changed from 13-15 Brewery Yard Deva City Office Park Trinity Way Salford M3 7BB United Kingdom to 50 Trinity Way Salford M3 7FX on 29 May 2019
Change of details for Vista Broking Group Limited as a person with significant control on 20 May 2019
Confirmation statement made on 16 May 2019 with updates
Confirmation statement made on 16 May 2018 with updates
Second filing for the appointment of Vaughan Lee Rudd as a director
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