Company Overview
Wealthify Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 12 May 2014, so this is a well established company. Wealthify Limited has been in business for 11 years and 11 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Tec Marina, Terra Nova Way, Penarth, Cardiff, CF64 1SA
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Companies House Data
Company NameWEALTHIFY LIMITED
Company Number09034828
Registered Office AddressTec Marina
 Terra Nova Way
 CF64 1SA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/05/2014
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date09/06/2017
Returns Last Made Up Date12/05/2016
Directors & Members
Show Resigned
Richard Ambrose - Director
(British, 52 years old, born October 1974)
Appointed 26 November 2024
 Active
Michael Ashford - Director
(British, 39 years old, born May 1987)
Appointed 01 March 2016
 Active
Alessia Kosagowsky - Director
(British,Italian, 57 years old, born September 1969)
Appointed 20 October 2022
 Active
Nathalie Oestmann - Director
(American, 55 years old, born December 1971)
Appointed 13 December 2023
 Active
Christopher Wood - Director
(British, 62 years old, born November 1964)
Appointed 30 November 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Richard Ambrose
AZIMO HOLDING LTD
AZIMO LTD
WEALTHIFY GROUP LIMITED
Michael Ashford
No companies found
Alessia Kosagowsky
WEALTHIFY GROUP LIMITED
Nathalie Oestmann
CURVE OS HOLDING LIMITED
CURVE UK LIMITED
NOTTING VENTURED LTD
OUTLIER VENTURES SERVICES LIMITED
PAY.UK LIMITED
WEALTHIFY GROUP LIMITED
Christopher Wood
ASOURCE GLOBAL LIMITED
AVIVA INVESTMENT SOLUTIONS UK LIMITED
AVIVA PENSION TRUSTEES UK LIMITED
AVIVA TRUSTEES UK LIMITED
AVIVA WRAP UK LIMITED
SUCCESSION EMPLOYEE BENEFIT SOLUTIONS LIMITED
SUCCESSION FINANCIAL MANAGEMENT LIMITED
SUCCESSION GROUP LTD
SUCCESSION WEALTH MANAGEMENT LIMITED
WEALTHIFY GROUP LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 156,961 156,961 190,369
Current Assets 10,567,669 10,567,669 7,289,790
Creditors Due Within One Year 5,493,536 5,493,536 3,872,672
Working Cap 5,074,133 5,074,133 3,417,118
Total Assets Less Current Liabilities 5,231,094 5,231,094 3,607,487
Long-term Liabilities 2,843,779 2,843,779 2,074,685
Net Assets 2,387,315 2,387,315 1,532,802
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,387,315 2,387,315 1,532,802
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 1.5% 1.5% 2.5%
Stocks Inventory - - -
Debtors 9.3% 9.3% 15.0%
Cash Bank In Hand 89.2% 89.2% 82.5%
Current Assets 98.5% 98.5% 97.5%
Creditors Due Within One Year 51.2% 51.2% 51.8%
Net Current Assets Liabilities 47.3% 47.3% 45.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 22.3% 22.3% 20.5%
Capital Employed - - -
Total Assets Less Current Liabilities 48.8% 48.8% 48.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.9 1.9 1.9
Solvency Ratio 1.3 1.3 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 10,724,630 10,724,630 7,480,159
Debt 8,337,315 8,337,315 5,947,357
Net Assets/Debt 2,387,315 2,387,315 1,532,802

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Statement of capital following an allotment of shares on 9 January 2026
Statement of capital following an allotment of shares on 2 October 2025
Termination of appointment of Joanne Marie Phillips as a director on 3 October 2025
Confirmation statement made on 26 July 2025 with updates
Termination of appointment of a director
Termination of appointment of Michelle Anne Pearce-Burke as a director on 11 February 2025
Statement of capital following an allotment of shares on 8 January 2025
Appointment of Mr Richard John Ambrose as a director on 26 November 2024
Admin Removed The material was formerly considered to form part of the register but is no longer considered by the registrar to do so 
Admin Removed The material was formerly considered to form part of the register but is no longer considered by the registrar to do so 
Second filing of a statement of capital following an allotment of shares on 12 July 2024
Termination of appointment of Andrew Christopher Russell as a director on 12 July 2024
Confirmation statement made on 26 July 2024 with no updates
Statement of capital following an allotment of shares on 12 July 2024
Confirmation statement made on 1 May 2024 with updates
Director's details changed for Ms Alessia Maria Emilia Kosagowsky on 27 March 2024
Appointment of Mrs Joanne Marie Phillips as a director on 21 March 2024
Confirmation statement made on 7 February 2024 with updates
Statement of capital following an allotment of shares on 2 January 2024
Termination of appointment of Benjamin Mark Luckett as a director on 13 December 2023
Appointment of Mrs Nathalie Marie Oestmann as a director on 13 December 2023
Termination of appointment of Akshaya Bhargava as a director on 10 July 2023
Confirmation statement made on 30 June 2023 with updates
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