Company Overview
Two Financial Services Limited is a Dissolved Private Limited Company.
Registered Address

26-28 Southernhay East, Exeter, Devon, EX1 1NS
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Companies House Data
Company NameTWO FINANCIAL SERVICES LIMITED
Company Number09033145
Registered Office Address26-28 Southernhay East
 EX1 1NS
Company CategoryPrivate Limited Company
Company StatusDissolved
Country of OriginUnited Kingdom
Incorporation Date09/05/2014
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2022
Accounts Last Made Up Date31/01/2021
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date06/06/2017
Returns Last Made Up Date09/05/2016
Directors & Members
Show Resigned
Angie Osborn - Director
(British, 45 years old, born July 1981)
Appointed 27 September 2018
 Active
Matthew Osborn - Director
(British, 48 years old, born September 1978)
Appointed 09 May 2014
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Angie Osborn
OSBORN ENTERPRISES LTD
Matthew Osborn
B2B COMMS LIMITED
KEY DESTINATION VACATIONS LTD
THE ENTERTAINMENT CENTRE LTD
TWO HOMELOANS LIMITED
TWO LEGAL SERVICES LTD
Balance Sheet Unlock full report
Accounts Date 31-Jan-2021 31-Jan-2020 31-Jan-2019
Balance Sheet
Fixed Assets 7,202 9,308 9,842
Current Assets 113,634 232,083 203,770
Creditors Due Within One Year 35,057 61,976 70,702
Working Cap 78,577 170,107 133,068
Total Assets Less Current Liabilities 85,779 179,415 142,910
Long-term Liabilities 50,000 0 2,632
Net Assets 35,779 179,415 140,278
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 35,779 179,415 140,278
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2021 31-Jan-2020 31-Jan-2019
Tangible Fixed Assets - - -
Fixed Assets 6.0% 3.9% 4.6%
Stocks Inventory - - -
Debtors 20.7% 27.8% 44.4%
Cash Bank In Hand 73.3% 68.4% 51.0%
Current Assets 94.0% 96.1% 95.4%
Creditors Due Within One Year 29.0% 25.7% 33.1%
Net Current Assets Liabilities 65.0% 70.5% 62.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 29.6% 74.3% 65.7%
Capital Employed - - -
Total Assets Less Current Liabilities 71.0% 74.3% 66.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2021 31-Jan-2020 31-Jan-2019
Liquidity Ratio 3.2 3.7 2.9
Solvency Ratio 1.4 3.9 2.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2021 31-Jan-2020 31-Jan-2019
Assets 120,836 241,391 213,612
Debt 85,057 61,976 73,334
Net Assets/Debt 35,779 179,415 140,278
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EX1 1NS
BELFIELD KINGSTEIGNTON LLP
26-28 Southernhay East, Exeter, Devon, EX1 1NS
STYLE MATTERS CONSULTING LIMITED
26-28 Southernhay East, Exeter, Devon, EX1 1NS
CALLAND & SONS LIMITED
C/O 26-28 Southernhay East, Exeter, Devon, EX1 1NS
LEXICON 26 LIMITED
26 - 28 Southernhay East, Exeter, Devon, EX1 1NS
BETTERBOND LIMITED
26-28 Southernhay East, Exeter, Devon, EX1 1NS
STEAMERS RESTAURANT LTD
26-28 Southernhay East, Exeter, EX1 1NS
GUSTASIDE LIMITED
26-28 Southernhay East, Exeter, EX1 1NS
EDTC LIMITED
26-28 Southernhay East, Exeter, Devon, EX1 1NS
DRIVE CREATIVE STUDIO LIMITED
26-28 SOUTHERNHAY EAST, EXETER, DEVON, EX1 1NS
STEVE RICE DRY LINING LIMITED
26-28 Southernhay East, Exeter, Devon, EX1 1NS
Document Filings
Final Gazette dissolved following liquidation
Return of final meeting in a creditors' voluntary winding up
Notice to Registrar of Companies of Notice of disclaimer
Registered office address changed from The Old Carriage Works Moresk Road Truro Cornwall TR1 1DG England to 26-28 Southernhay East Exeter Devon EX1 1NS on 19 November 2021
Statement of affairs
Resolutions
Appointment of a voluntary liquidator
Confirmation statement made on 9 May 2021 with no updates
Confirmation statement made on 9 May 2020 with no updates
Confirmation statement made on 9 May 2019 with updates
Appointment of Mrs Angie Osborn as a director on 27 September 2018
Director's details changed for Mr Matthew John Osborn on 5 September 2018
Confirmation statement made on 9 May 2018 with updates
Confirmation statement made on 9 May 2017 with updates
Director's details changed for Mr Matthew John Osborn on 9 May 2017
Annual return made up to 9 May 2016 with full list of shareholders
Termination of appointment of Dean Garry Cooper as a director on 28 October 2015
Previous accounting period shortened from 31 May 2015 to 31 January 2015
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