Company Overview
Smart Pension Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 07 May 2014, so this is a well established company. Smart Pension Limited has been in business for 11 years and 10 months. The accounts status is group and the accounts are next due on Wednesday 30 September 2026.
Registered Address

136 George Street, London, W1H 5LD
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Companies House Data
Company NameSMART PENSION LIMITED
Company Number09026697
Registered Office Address136 George Street
 W1H 5LD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/05/2014
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryGROUP
Returns Next Due Date04/06/2017
Returns Last Made Up Date07/05/2016
Directors & Members
Show Resigned
Eoin Corcoran - Director
(Irish, 41 years old, born March 1985)
Appointed 12 May 2023
 Active
James Devlin - Director
(British, 35 years old, born August 1991)
Appointed 06 March 2024
 Active
Andrew Evans - Director
(British, 50 years old, born June 1976)
Appointed 07 May 2014
 Active
Charles Janeway - Director
(American, 37 years old, born April 1989)
Appointed 12 May 2023
 Active
Stephen Morana - Director
(British, 55 years old, born March 1971)
Appointed 03 August 2023
 Active
Neelam Patel - Director
(British, 47 years old, born January 1979)
Appointed 26 March 2025
 Active
Nicholas Williamson - Director
(British, 47 years old, born March 1979)
Appointed 22 May 2024
 Active
Gordon Wilson - Director
(British, 66 years old, born June 1960)
Appointed 07 May 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
Eoin Corcoran
BLUESKY TRUSTEE COMPANY LTD
CRYSTAL TRUSTEE COMPANY LIMITED
EVOLVE PENSIONS LIMITED
SMART GOVERNANCE LIMITED
SMART PLATFORM LIMITED
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James Devlin
No companies found
Andrew Evans
122 LEADENHALL LIMITED
HABERDASHERS' ASKE'S FEDERATION TRUST
MOVEMBER EUROPE
SMART PLATFORM LIMITED
SMART TECHNOLOGY HOLDINGS LIMITED
THE ANNA FREUD CENTRE
Charles Janeway
No companies found
Stephen Morana
No companies found
Neelam Patel
MUFG PMS CORPORATE DIRECTOR LIMITED
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Nicholas Williamson
No companies found
Gordon Wilson
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Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 30-Jun-2015
Balance Sheet
Fixed Assets 164,576 164,576
Current Assets 1,149,163 1,149,163
Creditors Due Within One Year 124,786 124,786
Working Cap 1,024,377 1,024,377
Total Assets Less Current Liabilities 1,188,953 1,188,953
Long-term Liabilities 0 0
Net Assets 1,188,953 1,188,953
Share Capital & Reserves
Share Cap 12 12
Profit & Loss Reserves -376,511 -376,511
Other Reserves 1,565,452 1,565,452
Shareholders Funds 1,188,953 1,188,953
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Jun-2015
Tangible Fixed Assets - -
Fixed Assets 12.5% 12.5%
Stocks Inventory 0.0% 0.0%
Debtors 3.5% 3.5%
Cash Bank In Hand 84.0% 84.0%
Current Assets 87.5% 87.5%
Creditors Due Within One Year 9.5% 9.5%
Net Current Assets Liabilities 78.0% 78.0%
Creditors Due After One Year 0.0% 0.0%
Accruals Deferred Income - -
Provisions For Liabilities Charges - -
Net Assets Liabilities Including Pension Asset Liability 90.5% 90.5%
Called Up Share Capital 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0%
Profit Loss Account Reserve -28.7% -28.7%
Shareholder Funds 90.5% 90.5%
Capital Employed - -
Total Assets Less Current Liabilities 90.5% 90.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Jun-2015
Liquidity Ratio 9.2 9.2
Solvency Ratio 10.5 10.5
Reserves to Assets -0.3 -0.3
Secured Creditors Unlock full report
Mortgages Charges 9
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 6
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Jun-2015
Assets 1,313,739 1,313,739
Debt 124,786 124,786
Net Assets/Debt 1,188,953 1,188,953

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around W1H 5LD
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130 George Street, London, W1H 5LD
INTERIM SPACES TRADING LIMITED
10 MARKET PLACE, SHEPTON MALLET, SOMERSET, W1H 5LD
Document Filings
Statement of capital following an allotment of shares on 9 March 2026
Statement of capital following an allotment of shares on 29 January 2026
Statement of capital following an allotment of shares on 9 December 2025
Statement of capital following an allotment of shares on 9 December 2025
Statement of capital following an allotment of shares on 9 December 2025
Statement of capital following an allotment of shares on 23 October 2025
Statement of capital following an allotment of shares on 25 September 2025
Information not on the register a notification of an allotment of shares was removed on 09/09/2025 as it is no longer considered to form part of the register.
Statement of capital following an allotment of shares on 20 August 2025
Satisfaction of charge 090266970003 in full
Satisfaction of charge 090266970004 in full
Satisfaction of charge 090266970006 in full
Satisfaction of charge 090266970005 in full
Registration of charge 090266970008, created on 16 July 2025
Registration of charge 090266970009, created on 16 July 2025
Statement of capital following an allotment of shares on 12 June 2025
Confirmation statement made on 7 May 2025 with updates
Statement of capital following an allotment of shares on 17 April 2025
Statement of capital following an allotment of shares on 11 April 2025
Statement of capital following an allotment of shares on 4 April 2025
Director's details changed for Mr Andrew Raymond Evans on 1 March 2025
Statement of capital following an allotment of shares on 4 April 2025
Director's details changed for Gordon James Wilson on 1 March 2025
Appointment of Neelam Patel as a director on 26 March 2025
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