Company Overview
Tailored Retirement & Investment Planning Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 23 April 2014, so this is a well established company. Tailored Retirement & Investment Planning Limited has been in business for 11 years and 11 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Mayfield Farm Hungerdown Lane, Ardleigh, Colchester, CO7 7LZ
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Companies House Data
Company NameTAILORED RETIREMENT & INVESTMENT PLANNING LIMITED
Company Number09007912
Registered Office AddressMayfield Farm Hungerdown Lane
 Ardleigh
 CO7 7LZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/04/2014
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date21/05/2017
Returns Last Made Up Date23/04/2016
Directors & Members
Show Resigned
Edward Fairey - Director
(British, 53 years old, born February 1973)
Appointed 01 November 2023
 Active
Emma Hatherley - Director
(British, 45 years old, born May 1981)
Appointed 01 November 2018
 Active
Jennifer Hughes - Director
(British, 47 years old, born October 1979)
Appointed 01 November 2023
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Edward Fairey
FAIREY ASSOCIATES LIMITED
FAIREY HOLDINGS LTD
Emma Hatherley
FAIREY ASSOCIATES LIMITED
Jennifer Hughes
FAIREY ASSOCIATES LIMITED
FAIREY HOLDINGS LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 7,709 7,709 11,127
Current Assets 267,392 267,392 229,177
Creditors Due Within One Year 45,522 45,522 79,797
Working Cap 221,870 221,870 149,380
Total Assets Less Current Liabilities 229,579 229,579 160,507
Long-term Liabilities 1,928 1,928 2,114
Net Assets 227,651 227,651 158,393
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 227,651 227,651 158,393
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 2.8% 2.8% 4.6%
Stocks Inventory - - -
Debtors 31.3% 31.3% 9.9%
Cash Bank In Hand 65.9% 65.9% 85.5%
Current Assets 97.2% 97.2% 95.4%
Creditors Due Within One Year 16.5% 16.5% 33.2%
Net Current Assets Liabilities 80.7% 80.7% 62.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 82.8% 82.8% 65.9%
Capital Employed - - -
Total Assets Less Current Liabilities 83.5% 83.5% 66.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 5.9 5.9 2.9
Solvency Ratio 5.8 5.8 2.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 275,101 275,101 240,304
Debt 47,450 47,450 81,911
Net Assets/Debt 227,651 227,651 158,393

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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FAIREY ASSOCIATES LIMITED
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MK5 DEVELOPMENT LIMITED
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STOUR BUSINESS SUPPORT LIMITED
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COSMOS FINANCIAL CONSULTANCY LIMITED
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Document Filings
Confirmation statement made on 15 August 2025 with no updates
Change of details for Fairey Associates Ltd as a person with significant control on 1 November 2023
Confirmation statement made on 15 August 2024 with updates
Notification of Fairey Associates Ltd as a person with significant control on 1 November 2023
Cessation of Desmond William Fitzgerald as a person with significant control on 1 November 2023
Cessation of Diane Jane Cushine as a person with significant control on 1 November 2023
Registered office address changed from Ingram House 6 Meridian Way Norwich Norfolk NR7 0TA to Mayfield Farm Hungerdown Lane Ardleigh Colchester CO7 7LZ on 6 November 2023
Termination of appointment of Diane Jane Cushine as a director on 1 November 2023
Termination of appointment of Desmond William Fitzgerald as a director on 1 November 2023
Appointment of Mr Edward James Fairey as a director on 1 November 2023
Appointment of Ms Jennifer Louise Hughes as a director on 1 November 2023
Change of share class name or designation
Confirmation statement made on 15 August 2023 with updates
Notification of Diane Jane Cushine as a person with significant control on 11 July 2023
Cessation of Diane Jane Cushine as a person with significant control on 27 October 2016
Change of details for Mr Desmond William Fitzgerald as a person with significant control on 11 July 2023
Notification of Diane Jane Cushine as a person with significant control on 27 October 2016
Confirmation statement made on 23 April 2023 with no updates
Confirmation statement made on 23 April 2022 with no updates
Director's details changed for Emma Rose Hatherley on 1 June 2021
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