Company Overview
Card Factory Plc is listed at the official companies registry as Active Public Limited Company. The company was incorporated on Thursday 17 April 2014, so this is a well established company. Card Factory Plc has been in business for 11 years and 11 months. The accounts status is group and the accounts are next due on Friday 31 July 2026.
Registered Address

Century House Brunel Road, 41 Industrial Estate, Wakefield, West Yorkshire, WF2 0XG
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Companies House Data
Company NameCARD FACTORY PLC
Company Number09002747
Registered Office AddressCENTURY HOUSE BRUNEL ROAD
 41 INDUSTRIAL ESTATE
 WF2 0XG
Company CategoryPublic Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/04/2014
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryGROUP
Returns Next Due Date15/05/2017
Returns Last Made Up Date17/04/2016
Previous Company NameChanged Date
CARD FACTORY LIMITED30 Apr 2014
CF LISTCO LIMITED30 Apr 2014
Directors & Members
Secretaries
No Secretaries Appointed
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2015 31-Jan-2014
Balance Sheet
Fixed Assets 370,600,000 370,600,000 370,600,000
Current Assets 134,000,000 134,000,000 97,900,000
Creditors Due Within One Year 55,100,000 55,100,000 58,900,000
Working Cap 78,900,000 78,900,000 39,000,000
Total Assets Less Current Liabilities 449,500,000 449,500,000 409,600,000
Long-term Liabilities 166,600,000 166,600,000 378,500,000
Net Assets 282,900,000 282,900,000 31,100,000
Share Capital & Reserves
Share Cap 3,400,000 3,400,000 2,500,000
Profit & Loss Reserves 70,700,000 70,700,000 27,200,000
Other Reserves 208,800,000 208,800,000 1,400,000
Shareholders Funds 282,900,000 282,900,000 31,100,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2015 31-Jan-2014
Tangible Fixed Assets - - -
Fixed Assets 73.4% 73.4% 79.1%
Stocks Inventory 8.2% 8.2% 8.4%
Debtors 0.0% 0.0% 0.1%
Cash Bank In Hand 13.7% 13.7% 8.7%
Current Assets 26.6% 26.6% 20.9%
Creditors Due Within One Year 10.9% 10.9% 12.6%
Net Current Assets Liabilities 15.6% 15.6% 8.3%
Creditors Due After One Year 33.0% 33.0% 80.8%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 56.1% 56.1% 6.6%
Called Up Share Capital 0.7% 0.7% 0.5%
Share Capital Allotted Called Up Paid 0.7% 0.7% 0.5%
Profit Loss Account Reserve 14.0% 14.0% 5.8%
Shareholder Funds 56.1% 56.1% 6.6%
Capital Employed - - -
Total Assets Less Current Liabilities 89.1% 89.1% 87.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2015 31-Jan-2014
Liquidity Ratio 2.4 2.4 1.7
Solvency Ratio 2.3 2.3 1.1
Reserves to Assets 0.1 0.1 0.1
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2015 31-Jan-2014
Assets 504,600,000 504,600,000 468,500,000
Debt 221,700,000 221,700,000 437,400,000
Net Assets/Debt 282,900,000 282,900,000 31,100,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around WF2 0XG
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CF NEWCO LIMITED
Century House, Wakefield 41 Industrial Estate, Wakefield, West Yorkshire, WF2 0XG
CF MIDCO LIMITED
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CF TOPCO LIMITED
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CARD CONCEPTS LIMITED
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EXCELSIOR GRAPHICS LIMITED
Century House Brunel Road, Wakefield 41 Industrial Estate, Wakefield, West Yorkshire, WF2 0XG
SHORT RHYME LIMITED
Century House Brunel Road, Wakefield 41 Industrial Estate, Wakefield, West Yorkshire, WF2 0XG
PLANET PLATFORMS (HOLDINGS) LIMITED
UNIT A2, OVEREND ROAD, CRADLEY HEATH, WF2 0XG
HEAVY DISTANCE LIMITED
Century House, Wakefield 41 Industrial Estate, Wakefield, West Yorkshire, WF2 0XG
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