Company Overview
Finpoint Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 15 January 2014, so this is a well established company. Finpoint Limited has been in business for 12 years and 2 months. The accounts status is micro entity and the accounts are next due on Wednesday 30 September 2026.
Registered Address

77 Cornhill, 7Th Floor, London, EC3V 3QQ
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Companies House Data
Company NameFINPOINT LIMITED
Company Number08846630
Registered Office Address77 Cornhill
 7th Floor
 EC3V 3QQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/01/2014
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date12/02/2017
Returns Last Made Up Date15/01/2016
Directors & Members
Show Resigned
Karen Barretto - Director
(British, 51 years old, born May 1975)
Appointed 30 September 2022
 Active
Christopher Kenning - Director
(British, 43 years old, born March 1983)
Appointed 30 September 2022
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Karen Barretto
AKONI HUB LIMITED
AKONI INNOVATIONS LIMITED
CEDAR UNDERWRITING LIMITED
CRITERION (HADLEY WOOD) MANAGEMENT COMPANY LIMITED
GENESIS SPECIAL RISKS LTD
INSURERCORE LTD
STUBBEN EDGE AND PARTNERS LIMITED
Christopher Kenning
AKONI HUB LIMITED
AKONI INNOVATIONS LIMITED
CEDAR UNDERWRITING LIMITED
FILDES INVESTMENTS LIMITED
GENESIS SPECIAL RISKS LTD
INSURERCORE LTD
JAYWING HOLDINGS LIMITED
JAYWING UK LIMITED
LUCID UX LIMITED
RANDELL DORLING LIMITED
STUBBEN EDGE (RISK) LIMITED
STUBBEN EDGE AND PARTNERS LIMITED
STUBBEN EDGE CAPITAL LIMITED
STUBBEN EDGE CLAIMS LIMITED
STUBBEN EDGE DISTRIBUTION LIMITED
STUBBEN EDGE EVENTS LIMITED
STUBBEN EDGE GROUP LIMITED
STUBBEN EDGE GROUP OPERATIONS LIMITED
STUBBEN EDGE LABS LIMITED
STUBBEN EDGE MARKETS LIMITED
STUBBEN EDGE MEDIA LIMITED
STUBBEN EDGE OPERATIONS LIMITED
STUBBEN EDGE PAYMENTS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 29,025 29,025 29,554
Current Assets 65,438 65,438 189,715
Creditors Due Within One Year 20,960 20,960 52,616
Working Cap 44,478 44,478 137,099
Total Assets Less Current Liabilities 73,503 73,503 166,653
Long-term Liabilities 173,571 173,571 41,177
Net Assets -100,068 -100,068 125,476
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -100,068 -100,068 125,476
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 30.7% 30.7% 13.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 69.3% 69.3% 86.5%
Creditors Due Within One Year 22.2% 22.2% 24.0%
Net Current Assets Liabilities 47.1% 47.1% 62.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -105.9% -105.9% 57.2%
Capital Employed - - -
Total Assets Less Current Liabilities 77.8% 77.8% 76.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 3.1 3.1 3.6
Solvency Ratio 0.5 0.5 2.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 94,463 94,463 219,269
Debt 194,531 194,531 93,793
Net Assets/Debt -100,068 -100,068 125,476

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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1319 LIMITED
73 Cornhill, London, EC3V 3QQ
RED SKY VIEW LIMITED
73 Cornhill, London, EC3V 3QQ
CRAIGSAN HAIR FASHIONS LIMITED
73 CORNHILL, LONDON, EC3V 3QQ
BELGRAVE GARDENS INVESTMENT COMPANY LIMITED
73 CORNHILL, LONDON, EC3V 3QQ
KINSMAN HOUSING LIMITED
Aston House, Cornwall Avenue, London, EC3V 3QQ
RAMOS ESTATES LIMITED
73 CORNHILL, LONDON, EC3V 3QQ
HARPER PETERSEN & CO LIMITED
Union Building, 78 Cornhill, London, EC3V 3QQ
SURREY & COUNTIES PROPERTY INVESTMENT CO. LTD.
73 CORNHILL, LONDON, EC3V 3QQ
ALICORN LAW LIMITED
86-90 3RD FLOOR, PAUL STREET, LONDON, EC3V 3QQ
LSS ADVISORY LIMITED
73 Cornhill, London, EC3V 3QQ
Document Filings
Confirmation statement made on 1 March 2026 with no updates
Confirmation statement made on 1 March 2025 with no updates
Change of details for Stubben Edge Group Limited as a person with significant control on 12 December 2024
Registered office address changed from Fourth Floor, 75-77 Cornhill London EC3V 3QQ United Kingdom to 77 Cornhill 7th Floor London EC3V 3QQ on 12 December 2024
Confirmation statement made on 1 March 2024 with no updates
Resolutions
Memorandum and Articles of Association
Registration of charge 088466300001, created on 1 July 2023
Confirmation statement made on 1 March 2023 with updates
Cessation of Christopher Geoffrey Douglas Hooper as a person with significant control on 30 September 2022
Termination of appointment of Christopher Geoffrey, Douglas Hooper as a director on 30 September 2022
Termination of appointment of Guy Roger Gregory Bridge as a director on 30 September 2022
Notification of Stubben Edge Group Limited as a person with significant control on 30 September 2022
Appointment of Ms Karen Rose Barretto as a director on 30 September 2022
Appointment of Mr Christopher Arthur Berkeley Kenning as a director on 30 September 2022
Registered office address changed from Np-105, Icentre Howard Way Interchange Park Newport Pagnell MK16 9PY England to Fourth Floor, 75-77 Cornhill London EC3V 3QQ on 7 October 2022
Confirmation statement made on 1 March 2022 with updates
Termination of appointment of Rainer Plentl as a director on 6 January 2022
Statement of capital following an allotment of shares on 25 June 2021
Registered office address changed from Np-105, Icentre Howard Way Interchange Park Newport Pagnell MK16 9PY England to Np-105, Icentre Howard Way Interchange Park Newport Pagnell MK16 9PY on 5 August 2021
Registered office address changed from Mercers Manor Barns Sherington Buckinghamshire MK16 9PU United Kingdom to Np-105, Icentre Howard Way Interchange Park Newport Pagnell MK16 9PY on 5 August 2021
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