Company Overview
Certi-Fi Schemes Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 23 December 2013, so this is a well established company. Certi-Fi Schemes Limited has been in business for 12 years and 3 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Strawberry Fields, Euxton Lane, Chorley, PR7 1PS
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Companies House Data
Company NameCERTI-FI SCHEMES LIMITED
Company Number08823843
Registered Office AddressStrawberry Fields
 Euxton Lane
 PR7 1PS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/12/2013
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date20/01/2017
Returns Last Made Up Date23/12/2015
Previous Company NameChanged Date
TAKE A FRESH LOOK LIMITED02 Feb 2017
Directors & Members
Show Resigned
John Christie - Director
(British, 62 years old, born June 1964)
Appointed 14 May 2017
 Active
David Lindsay - Director
(British, 61 years old, born October 1965)
Appointed 22 February 2018
 Active
Anthony Pickup - Director
(British, 63 years old, born November 1963)
Appointed 14 May 2017
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
John Christie
ENERGY SAVING CONSORTIUM SERVICE COMPANY LTD
FLEXIBLE ENERGY OVERSIGHT REGISTRATION BODY LIMITED
HOME IMPROVEMENT CONSUMER PROTECTION SCHEME LTD.
JARION LIMITED
JARPA LIMITED
KARIC INVESTMENTS LTD
MOBILITY AND ACCESSIBILITY CONSUMER PROTECTION SCHEME LTD
PAINTSAVE LIMITED
QA SCHEME SUPPORT SERVICES LTD
QUALITYMARK PROTECTION LTD
SAFE WORLD INSURANCE GROUP (UK) LIMITED
SUREBUY CORPORATE SERVICES LIMITED
SUREBUY LIMITED
THE DOUBLE GLAZING & CONSERVATORY QUALITY ASSURANCE OMBUDSMAN SCHEME
THE INTEGRITY FOUNDATION
THE QUALITY ASSURANCE OMBUDSMAN SCHEME
THE UNDERWRITTEN WARRANTY COMPANY LTD
TIF (CHORLEY) CIC
TORVID LIMITED
David Lindsay
FLEXIBLE ENERGY OVERSIGHT REGISTRATION BODY LIMITED
THE COPPICE (WORSLEY) MANAGEMENT COMPANY LIMITED
Anthony Pickup
ENERGY SAVING CONSORTIUM SERVICE COMPANY LTD
FLEXIBLE ENERGY OVERSIGHT REGISTRATION BODY LIMITED
JARION LIMITED
JARPA LIMITED
QUALITYMARK PROTECTION LTD
SAFE WORLD INSURANCE GROUP (UK) LIMITED
TONY PICKUP INVESTMENTS LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 1,980 1,980 22,505
Current Assets 249,492 249,492 209,509
Creditors Due Within One Year 229,259 229,259 106,117
Working Cap 20,233 20,233 103,392
Total Assets Less Current Liabilities 22,213 22,213 125,897
Long-term Liabilities 0 0 35,725
Net Assets 22,213 22,213 90,172
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 22,213 22,213 90,172
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.8% 0.8% 9.7%
Stocks Inventory - - -
Debtors 55.3% 55.3% 14.2%
Cash Bank In Hand 43.9% 43.9% 76.1%
Current Assets 99.2% 99.2% 90.3%
Creditors Due Within One Year 91.2% 91.2% 45.7%
Net Current Assets Liabilities 8.0% 8.0% 44.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 8.8% 8.8% 38.9%
Capital Employed - - -
Total Assets Less Current Liabilities 8.8% 8.8% 54.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.1 1.1 2.0
Solvency Ratio 1.1 1.1 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 251,472 251,472 232,014
Debt 229,259 229,259 141,842
Net Assets/Debt 22,213 22,213 90,172

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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CHARGEDBERRY LIMITED
48 Pennine Road Pennine Road, Chorley, PR7 1PS
SIMPSONS TRANSPORT AND REMOVALS LIMITED
UNIT D, LION MILL FITTON STREET, ROYTON, OLDHAM, GREATER MANCHESTER, PR7 1PS
Document Filings
Confirmation statement made on 20 December 2025 with updates
Registered office address changed from Strawberry Fields Euxton Lane Chorley PR7 1PS England to Office 9 Strawberry Fields Digital Hub Euxton Lane Chorley PR7 1PS on 18 December 2025
Change of details for Jarion Limited as a person with significant control on 18 December 2025
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Amended audit exemption subsidiary accounts made up to 31 December 2023
Consolidated accounts of parent company for subsidiary company period ending 31/12/23
Notice of agreement to exemption from audit of accounts for period ending 31/12/23
Audit exemption statement of guarantee by parent company for period ending 31/12/23
Confirmation statement made on 20 December 2024 with no updates
Confirmation statement made on 20 December 2023 with no updates
Director's details changed for Mr David Joseph Lindsay on 1 June 2022
Registered office address changed from Centurion House Leyland Business Park, Centurion Way Farington Leyland Lancashire PR25 3GR England to Strawberry Fields Euxton Lane Chorley PR7 1PS on 29 June 2023
Change of details for Jarion as a person with significant control on 21 July 2021
Confirmation statement made on 20 December 2022 with no updates
Director's details changed for Mr Anthony Roy Pickup on 15 March 2022
Confirmation statement made on 20 December 2021 with no updates
Termination of appointment of Jake William Pilkington as a director on 12 August 2021
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