Company Overview
Spencer & Sons Construction Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 19 December 2013, so this is a well established company. Spencer & Sons Construction Ltd has been in business for 12 years and 3 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

2A Chapel Lane, Cosby, Leicester, LE9 1RG
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Companies House Data
Company NameSPENCER & SONS CONSTRUCTION LTD
Company Number08820785
Registered Office Address2a Chapel Lane
 Cosby
 LE9 1RG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/12/2013
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date16/01/2017
Returns Last Made Up Date19/12/2015
Directors & Members
Sam Spencer - Director
(British, 50 years old, born March 1976)
Appointed 19 December 2013
 Active
Secretaries
Show Resigned
Other Company Directorships
Sam Spencer
M S CONTRACT INSTALLATIONS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 8,450 8,450 9,700
Current Assets 64,109 64,109 57,461
Creditors Due Within One Year 31,061 31,061 19,545
Working Cap 33,048 33,048 37,916
Total Assets Less Current Liabilities 41,498 41,498 47,616
Long-term Liabilities 41,667 41,667 50,000
Net Assets -169 -169 -2,384
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -169 -169 -2,384
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 11.6% 11.6% 14.4%
Stocks Inventory - - -
Debtors 19.2% 19.2% 2.6%
Cash Bank In Hand 52.6% 52.6% 53.2%
Current Assets 88.4% 88.4% 85.6%
Creditors Due Within One Year 42.8% 42.8% 29.1%
Net Current Assets Liabilities 45.5% 45.5% 56.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -0.2% -0.2% -3.5%
Capital Employed - - -
Total Assets Less Current Liabilities 57.2% 57.2% 70.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 2.1 2.1 2.9
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 72,559 72,559 67,161
Debt 72,728 72,728 69,545
Net Assets/Debt -169 -169 -2,384

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 13 December 2025 with no updates
Confirmation statement made on 13 December 2024 with no updates
Confirmation statement made on 13 December 2023 with no updates
Confirmation statement made on 13 December 2022 with no updates
Registered office address changed from 14 Fallow Close Broughton Astley Leicester LE9 6WZ England to 2a Chapel Lane Cosby Leicester LE9 1RG on 31 August 2022
Termination of appointment of Andrew Mark Forsythe as a secretary on 22 August 2022
Confirmation statement made on 13 December 2021 with no updates
Confirmation statement made on 13 December 2020 with no updates
Registered office address changed from 10 Fallow Close Broughton Astley Leicester LE9 6WZ England to 14 Fallow Close Broughton Astley Leicester LE9 6WZ on 10 February 2020
Confirmation statement made on 13 December 2019 with no updates
Confirmation statement made on 13 December 2018 with no updates
Confirmation statement made on 19 December 2017 with no updates
Registered office address changed from Sentinel Suite Unit 5 Carr House 8 Hawley Road Hinckley Leicestershire LE10 0PR England to 10 Fallow Close Broughton Astley Leicester LE9 6WZ on 13 February 2017
Registered office address changed from C/O Uk Building Compliance Unit 5 Carr House 8 Hawley Road Hinckley LE10 0PR England to Sentinel Suite Unit 5 Carr House 8 Hawley Road Hinckley Leicestershire LE10 0PR on 11 January 2017
Registered office address changed from C/O Downes Property Office Stockwell Head Hinckley Leicestershire LE10 1RG to C/O Uk Building Compliance Unit 5 Carr House 8 Hawley Road Hinckley LE10 0PR on 5 January 2017
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