Company Overview
Build My Home Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 13 December 2013, so this is a well established company. Build My Home Ltd has been in business for 12 years and 3 months. The accounts status is micro entity and the accounts are next due on Saturday 28 February 2026.
Registered Address

21 Beacon Hill Avenue, Harwich, CO12 3NR
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Companies House Data
Company NameBUILD MY HOME LTD
Company Number08814911
Registered Office Address21 Beacon Hill Avenue
 CO12 3NR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/12/2013
Accounting Reference Date Day30
Accounting Reference Date Month5
Accounts Next Due Date28/02/2027
Accounts Last Made Up Date30/05/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date10/01/2017
Returns Last Made Up Date13/12/2015
Directors & Members
Michael Ford - Director
(British, 45 years old, born October 1981)
Appointed 13 December 2013
 Active
Graham Ford - Director
(British, 72 years old, born March 1954)
Appointed 13 December 2013
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Michael Ford
DEVLAN DECOR LTD
JOHN FORD & ASSOCIATES LIMITED
Graham Ford
DEVLAN DECOR LTD
FEDERATION OF MASTER BUILDERS LIMITED
JOHN FORD & ASSOCIATES LIMITED
SUFFOLK AND ESSEX DEVELOPMENTS LIMITED
WM THORBY LTD
Balance Sheet Unlock full report
Accounts Date 30-May-2025 30-May-2022 30-May-2021
Balance Sheet
Fixed Assets 20,639 20,639 20,663
Current Assets 299,890 299,890 253,870
Creditors Due Within One Year 162,623 162,623 115,121
Working Cap 137,267 137,267 138,749
Total Assets Less Current Liabilities 157,906 157,906 159,412
Long-term Liabilities 1,453 1,453 1,453
Net Assets 156,453 156,453 157,959
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 156,453 156,453 157,959
Common Size Financial Analysis Unlock full report
Accounts Date 30-May-2025 30-May-2022 30-May-2021
Tangible Fixed Assets - - -
Fixed Assets 6.4% 6.4% 7.5%
Stocks Inventory - - -
Debtors - - 10.0%
Cash Bank In Hand - - 77.1%
Current Assets 93.6% 93.6% 92.5%
Creditors Due Within One Year 50.7% 50.7% 41.9%
Net Current Assets Liabilities 42.8% 42.8% 50.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 48.8% 48.8% 57.5%
Capital Employed - - -
Total Assets Less Current Liabilities 49.3% 49.3% 58.1%
Financial Ratio Analysis Unlock full report
Accounts Date 30-May-2025 30-May-2022 30-May-2021
Liquidity Ratio 1.8 1.8 2.2
Solvency Ratio 2.0 2.0 2.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-May-2025 30-May-2022 30-May-2021
Assets 320,529 320,529 274,533
Debt 164,076 164,076 116,574
Net Assets/Debt 156,453 156,453 157,959

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CO12 3NR
SAYGO LOGISTICS INTERNATIONAL LTD
3 Beacon Hill Avenue, Harwich, CO12 3NR
JOHN FORD & ASSOCIATES LIMITED
21 Beacon Hill Avenue, Harwich, CO12 3NR
COURT PROPERTY COMPANY LIMITED
SAPPHIRE HOUSE, WHITEHALL ROAD, COLCHESTER, CO12 3NR
WM THORBY LTD
21 BEACON HILL AVENUE, HARWICH, CO12 3NR
Document Filings
Change of details for Mr Michael David Ford as a person with significant control on 15 February 2024
Cessation of John Ford as a person with significant control on 15 February 2024
Change of details for Mr Michael David Ford as a person with significant control on 15 February 2024
Registered office address changed from , 91 91 Northease Drive, Hove, BN3 8LH, England to 91 Northease Drive Hove BN3 8LH on 5 February 2026
Registered office address changed from , 21 Beacon Hill Avenue, Harwich, CO12 3NR to 91 Northease Drive Hove BN3 8LH on 5 February 2026
Confirmation statement made on 27 January 2026 with no updates
Confirmation statement made on 27 January 2025 with no updates
Confirmation statement made on 27 January 2024 with updates
Statement of capital following an allotment of shares on 31 March 2023
Director's details changed for Mr Michael David Ford on 24 October 2023
Change of details for Mr Michael David Ford as a person with significant control on 20 October 2023
Director's details changed for Mr Michael David Ford on 20 October 2023
Confirmation statement made on 27 January 2023 with updates
Change of details for Mr Michael David Ford as a person with significant control on 27 January 2023
Director's details changed for Mr Michael David Ford on 31 January 2023
Director's details changed for Mr Michael David Ford on 27 January 2023
Statement of capital following an allotment of shares on 30 April 2020
Confirmation statement made on 27 January 2022 with no updates
Change of details for Mr Michael David Ford as a person with significant control on 27 January 2022
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