Company Overview
Snob & Lock Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 03 October 2013, so this is a well established company. Snob & Lock Limited has been in business for 12 years and 6 months. The accounts status is total exemption full and the accounts are next due on Monday 31 August 2026.
Registered Address

4 Grove Street, Wantage, OX12 7AA
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Companies House Data
Company NameSNOB & LOCK LIMITED
Company Number08716443
Registered Office Address4 Grove Street
 OX12 7AA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date03/10/2013
Accounting Reference Date Day30
Accounting Reference Date Month11
Accounts Next Due Date31/08/2026
Accounts Last Made Up Date30/11/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date31/10/2016
Returns Last Made Up Date03/10/2015
Directors & Members
Show Resigned
Richard Swift - Director
(British, 51 years old, born February 1975)
Appointed 03 October 2013
 Active
Samantha Swift - Director
(British, 50 years old, born November 1976)
Appointed 05 April 2017
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Richard Swift
No companies found
Samantha Swift
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Balance Sheet
Fixed Assets 11,805 11,805 9,269
Current Assets 23,526 23,526 35,580
Creditors Due Within One Year 10,749 10,749 19,375
Working Cap 12,777 12,777 16,205
Total Assets Less Current Liabilities 24,582 24,582 25,474
Long-term Liabilities 23,547 23,547 24,242
Net Assets 1,035 1,035 1,232
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,035 1,035 1,232
Common Size Financial Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Tangible Fixed Assets - - -
Fixed Assets 33.4% 33.4% 20.7%
Stocks Inventory - - -
Debtors 3.4% 3.4% 4.1%
Cash Bank In Hand 12.7% 12.7% 35.5%
Current Assets 66.6% 66.6% 79.3%
Creditors Due Within One Year 30.4% 30.4% 43.2%
Net Current Assets Liabilities 36.2% 36.2% 36.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 2.9% 2.9% 2.7%
Capital Employed - - -
Total Assets Less Current Liabilities 69.6% 69.6% 56.8%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Liquidity Ratio 2.2 2.2 1.8
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Assets 35,331 35,331 44,849
Debt 34,296 34,296 43,617
Net Assets/Debt 1,035 1,035 1,232

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 3 October 2025 with no updates
Change of details for Mr Richard Swift as a person with significant control on 28 October 2024
Notification of Samantha Swift as a person with significant control on 28 October 2024
Confirmation statement made on 3 October 2024 with no updates
Confirmation statement made on 3 October 2023 with no updates
Confirmation statement made on 3 October 2022 with no updates
Registered office address changed from , C/O Acclaimed Accounting Ltd Stanford Business Court, 21-23 High Street, Stanford in the Vale, Faringdon, Oxfordshire, SN7 8LH, England to 4 Grove Street Wantage OX12 7AA on 4 February 2022
Registered office address changed from , Post Office Vaults 4 Market Place, Wantage, OX12 8AT, England to 4 Grove Street Wantage OX12 7AA on 4 February 2022
Confirmation statement made on 3 October 2021 with no updates
Confirmation statement made on 3 October 2020 with no updates
Cessation of Peter Watts as a person with significant control on 5 April 2017
Confirmation statement made on 3 October 2019 with updates
Registered office address changed from , 24 Mill Street, Wantage, OX12 9AQ, England to 4 Grove Street Wantage OX12 7AA on 29 March 2019
Registered office address changed from , 4 Grove Street, Wantage, Oxfordshire, OX12 7AA to 4 Grove Street Wantage OX12 7AA on 9 January 2019
Confirmation statement made on 3 October 2018 with no updates
Confirmation statement made on 3 October 2017 with no updates
Termination of appointment of Peter Watts as a director on 5 April 2017
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