Company Overview
V & C (Sw) Properties Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 13 September 2013, so this is a well established company. V & C (Sw) Properties Limited has been in business for 12 years and 6 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 October 2026.
Registered Address

17 Saron Close, Penyrheol, Swansea, SA4 4FB
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Companies House Data
Company NameV & C (SW) PROPERTIES LIMITED
Company Number08690545
Registered Office Address17 Saron Close
 Penyrheol
 SA4 4FB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/09/2013
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date11/10/2016
Returns Last Made Up Date13/09/2015
Directors & Members
Julie McCormick - Director
(British, 52 years old, born July 1974)
Appointed 13 September 2013
 Active
Vincent McCormick - Director
(British, 57 years old, born March 1969)
Appointed 01 July 2014
 Active
Philip Owen - Director
(British, 63 years old, born November 1963)
Appointed 01 July 2014
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Julie McCormick
V & C (SW) LIMITED
VJM PROPERTIES LIMITED
Vincent McCormick
BURRY PORT DEVELOPMENTS LTD
GOWER DEVELOPMENTS UK LIMITED
J & S PLASTERING AND DRY LINING LIMITED
V & C (SW) LIMITED
V&C PLASTERING AND PAINTING SOLUTIONS LTD
Philip Owen
FORESIGHT FINANCIAL SERVICES LTD
HEOL NEWYDD MANAGEMENT COMPANY LTD
MADOG30 LIMITED
SWANSEA UPLANDS RFC LIMITED
TAFARN Y PIOD MANAGEMENT COMPANY LTD
Y GERDDI MANAGEMENT COMPANY LTD
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Balance Sheet
Fixed Assets 107,998 107,998 91,286
Current Assets 3,615,976 3,615,976 1,841,914
Creditors Due Within One Year 724,794 724,794 218,685
Working Cap 2,891,182 2,891,182 1,623,229
Total Assets Less Current Liabilities 2,999,180 2,999,180 1,714,515
Long-term Liabilities 2,776,695 2,776,695 1,583,088
Net Assets 222,485 222,485 131,427
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 222,485 222,485 131,427
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Tangible Fixed Assets - - -
Fixed Assets 2.9% 2.9% 4.7%
Stocks Inventory - - -
Debtors 0.7% 0.7% 0.5%
Cash Bank In Hand 4.1% 4.1% 2.6%
Current Assets 97.1% 97.1% 95.3%
Creditors Due Within One Year 19.5% 19.5% 11.3%
Net Current Assets Liabilities 77.6% 77.6% 84.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 6.0% 6.0% 6.8%
Capital Employed - - -
Total Assets Less Current Liabilities 80.5% 80.5% 88.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Liquidity Ratio 5.0 5.0 8.4
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 12
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 8
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Assets 3,723,974 3,723,974 1,933,200
Debt 3,501,489 3,501,489 1,801,773
Net Assets/Debt 222,485 222,485 131,427

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SA4 4FB
UNDERWEAR ONLINE LTD
19 Saron Close, Gorseinon, Swansea, SA4 4FB
V & C (SW) LIMITED
17 SARON CLOSE, PENYRHEOL, SWANSEA, SA4 4FB
VIQ LTD
25 HEOL CYNAN, SWANSEA, WALES, SA4 4FB
HEOL NEWYDD MANAGEMENT COMPANY LTD
30 DYSGWYLFA, SKETTY, SWANSEA, SA4 4FB
VJM PROPERTIES LIMITED
17 SARON CLOSE, GORSEINON, SWANSEA, SA4 4FB
Document Filings
Registration of charge 086905450013, created on 20 February 2026
Satisfaction of charge 086905450009 in full
Satisfaction of charge 086905450011 in full
Confirmation statement made on 3 October 2025 with no updates
Satisfaction of charge 086905450012 in full
Registration of charge 086905450012, created on 11 February 2025
Registration of charge 086905450011, created on 11 February 2025
Confirmation statement made on 3 October 2024 with no updates
Confirmation statement made on 3 October 2023 with updates
Registration of charge 086905450010, created on 4 November 2022
Registration of charge 086905450009, created on 4 November 2022
Confirmation statement made on 3 October 2022 with updates
Satisfaction of charge 086905450001 in full
Satisfaction of charge 086905450002 in full
Satisfaction of charge 086905450003 in full
Satisfaction of charge 086905450004 in full
Satisfaction of charge 086905450006 in full
Satisfaction of charge 086905450007 in full
Satisfaction of charge 086905450005 in full
Memorandum and Articles of Association
Resolutions
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