Company Overview
Finpaytech Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 21 August 2013, so this is a well established company. Finpaytech Ltd has been in business for 12 years and 7 months. The accounts status is micro entity and the accounts are next due on Sunday 31 May 2026.
Registered Address

Suite 713, Crown House North Circular Road, London, NW10 7PN
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Companies House Data
Company NameFINPAYTECH LTD
Company Number08659844
Registered Office AddressSuite 713, Crown House North Circular Road
 NW10 7PN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date21/08/2013
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/08/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date15/06/2017
Returns Last Made Up Date18/05/2016
Previous Company NameChanged Date
FINPAYTECH GLOBAL SOLUTIONS LTD.11 Jan 2021
OG TRADING (DISTRIBUTORS) LTD21 Jan 2015
Directors & Members
Show Resigned
Ibrahim Adam - Director
(Kenyan, 42 years old, born July 1984)
Appointed 14 April 2025
 Active
Shukaiba Ghafoor - Director
(Pakistani, 33 years old, born August 1993)
Appointed 10 January 2026
 Active
Nyron Parr - Director
(British, 45 years old, born December 1981)
Appointed 01 August 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Ibrahim Adam
No companies found
Shukaiba Ghafoor
PAYMIT LIMITED
Nyron Parr
AMG TIPPER & GRAB HIRE LTD
THE BASEMENT COFFEE LOUNGE LTD
Balance Sheet Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Balance Sheet
Fixed Assets 14,765 14,765 22,135
Current Assets 1,743 1,743 2,757
Creditors Due Within One Year 990 990 1,387
Working Cap 753 753 1,370
Total Assets Less Current Liabilities 15,518 15,518 23,505
Long-term Liabilities 13,491 13,491 19,650
Net Assets 2,027 2,027 3,855
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,027 2,027 3,855
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Tangible Fixed Assets - - -
Fixed Assets 89.4% 89.4% 88.9%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 10.6% 10.6% 11.1%
Creditors Due Within One Year 6.0% 6.0% 5.6%
Net Current Assets Liabilities 4.6% 4.6% 5.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 12.3% 12.3% 15.5%
Capital Employed - - -
Total Assets Less Current Liabilities 94.0% 94.0% 94.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Liquidity Ratio 1.8 1.8 2.0
Solvency Ratio 1.1 1.1 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Assets 16,508 16,508 24,892
Debt 14,481 14,481 21,037
Net Assets/Debt 2,027 2,027 3,855

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Ms Shukaiba Ghafoor as a director on 10 January 2026
Confirmation statement made on 16 December 2025 with updates
Appointment of Mr Nyron Hugh Parr as a director on 1 August 2025
Termination of appointment of Abdulkadir Ahmed Mohamed as a director on 31 July 2025
Appointment of Mr Abdulkadir Ahmed Mohamed as a director on 2 June 2025
Termination of appointment of Nyron Hugh Parr as a director on 6 June 2025
Confirmation statement made on 14 April 2025 with updates
Appointment of Mr Ibrahim Ahmed Adam as a director on 14 April 2025
Registered office address changed from 79 Atlantic Road London SW9 8PU England to Suite 713, Crown House North Circular Road London NW10 7PN on 14 April 2025
Notification of Ibrahim Ahmed Adam as a person with significant control on 14 April 2025
Change of details for Mr Nyron Hugh Parr as a person with significant control on 14 April 2025
Director's details changed for Mr Nyron Hugh Parr on 1 November 2024
Confirmation statement made on 11 October 2024 with updates
Confirmation statement made on 4 July 2024 with updates
Statement of capital following an allotment of shares on 31 August 2023
Registered office address changed from 156 Cherry Orchard Road Croydon CR0 6BB England to 79 Atlantic Road London SW9 8PU on 15 January 2024
Confirmation statement made on 17 July 2023 with updates
Confirmation statement made on 18 May 2023 with no updates
Confirmation statement made on 18 May 2022 with no updates
Notification of Nyron Hugh Parr as a person with significant control on 17 May 2022
Cessation of Richard Amoah as a person with significant control on 16 May 2022
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