Company Overview
Gray's Locksmiths Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 14 May 2013, so this is a well established company. Gray's Locksmiths Ltd has been in business for 12 years and 10 months. The accounts status is total exemption full and the accounts are next due on Saturday 28 February 2026.
Registered Address

8-10 Nuthall Road, Nottingham, Nottinghamshire, NG8 5AZ
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Companies House Data
Company NameGRAY'S LOCKSMITHS LTD
Company Number08529170
Registered Office Address8-10 Nuthall Road
 NG8 5AZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/05/2013
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date28/02/2027
Accounts Last Made Up Date31/05/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date11/06/2017
Returns Last Made Up Date14/05/2016
Directors & Members
Karen Palmer - Director
(British, 53 years old, born July 1973)
Appointed 14 May 2013
 Active
Andrew Palmer - Director
(British, 48 years old, born February 1978)
Appointed 14 May 2013
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Karen Palmer
No companies found
Andrew Palmer
PALMERS ENGINEERING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-May-2025 31-May-2022 31-May-2021
Balance Sheet
Fixed Assets 41,152 41,152 49,075
Current Assets 235,377 235,377 366,332
Creditors Due Within One Year 91,619 91,619 82,232
Working Cap 143,758 143,758 284,100
Total Assets Less Current Liabilities 184,910 184,910 333,175
Long-term Liabilities 38,557 38,557 50,800
Net Assets 146,353 146,353 282,375
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 146,353 146,353 282,375
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2022 31-May-2021
Tangible Fixed Assets - - -
Fixed Assets 14.9% 14.9% 11.8%
Stocks Inventory - - -
Debtors 24.0% 24.0% 8.8%
Cash Bank In Hand 49.8% 49.8% 71.6%
Current Assets 85.1% 85.1% 88.2%
Creditors Due Within One Year 33.1% 33.1% 19.8%
Net Current Assets Liabilities 52.0% 52.0% 68.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 52.9% 52.9% 68.0%
Capital Employed - - -
Total Assets Less Current Liabilities 66.9% 66.9% 80.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2022 31-May-2021
Liquidity Ratio 2.6 2.6 4.5
Solvency Ratio 2.1 2.1 3.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2022 31-May-2021
Assets 276,529 276,529 415,407
Debt 130,176 130,176 133,032
Net Assets/Debt 146,353 146,353 282,375

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NG8 5AZ
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14 Nuthall Road, Nottingham, NG8 5AZ
YU RONG (UK.) LTD
14 NUTHALL ROAD, NOTTINGHAM, NG8 5AZ
Document Filings
Change of details for Palmer Prop Co Ltd as a person with significant control on 8 January 2026
Director's details changed for Mrs Karen Palmer on 8 January 2026
Director's details changed for Mr Andrew Palmer on 8 January 2026
Confirmation statement made on 21 May 2025 with no updates
Change of details for Palmer Prop Co Ltd as a person with significant control on 30 January 2025
Confirmation statement made on
Confirmation statement made on 21 May 2023 with updates
Notification of Palmer Prop Co Ltd as a person with significant control on 26 November 2021
Cessation of Andrew Palmer as a person with significant control on 26 November 2021
Confirmation statement made on 21 May 2022 with updates
Registration of charge 085291700002, created on 17 February 2022
Change of details for Mr Andrew Palmer as a person with significant control on 21 February 2022
Director's details changed for Mr Andrew Palmer on 21 February 2022
Director's details changed for Mrs Karen Palmer on 21 February 2022
Registered office address changed from 143 Tamworth Road Long Eaton Nottingham NG10 1BY to 8-10 Nuthall Road Nottingham Nottinghamshire NG8 5AZ on 21 February 2022
Confirmation statement made on 21 May 2021 with no updates
Confirmation statement made on 21 May 2020 with no updates
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