Company Overview
Spud Commercial Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 16 April 2013, so this is a well established company. Spud Commercial Limited has been in business for 12 years and 11 months. The accounts status is micro entity and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Bayfordbury Mansion, Lower Hatfield Road, Hertford, Hertfordshire, SG13 8RE
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Companies House Data
Company NameSPUD COMMERCIAL LIMITED
Company Number08489830
Registered Office AddressBayfordbury Mansion
 Lower Hatfield Road
 SG13 8RE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/04/2013
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date09/04/2017
Returns Last Made Up Date12/03/2016
Directors & Members
Show Resigned
Mark Lahiff - Director
(British, 63 years old, born October 1963)
Appointed 26 February 2015
 Active
William Lahiff - Director
(British, 25 years old, born July 2001)
Appointed 01 March 2025
 Active
Secretaries
No Secretaries Appointed
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Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 1,750,000 1,750,000 1,750,000
Current Assets 656,039 656,039 1,155,529
Creditors Due Within One Year 797,987 797,987 1,338,495
Working Cap -141,948 -141,948 -182,966
Total Assets Less Current Liabilities 1,608,052 1,608,052 1,567,034
Long-term Liabilities 0 0 0
Net Assets 1,608,052 1,608,052 1,567,034
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,608,052 1,608,052 1,567,034
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 72.7% 72.7% 60.2%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 27.3% 27.3% 39.8%
Creditors Due Within One Year 33.2% 33.2% 46.1%
Net Current Assets Liabilities -5.9% -5.9% -6.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 66.8% 66.8% 53.9%
Capital Employed - - -
Total Assets Less Current Liabilities 66.8% 66.8% 53.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 0.8 0.8 0.9
Solvency Ratio 3.0 3.0 2.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 2,406,039 2,406,039 2,905,529
Debt 797,987 797,987 1,338,495
Net Assets/Debt 1,608,052 1,608,052 1,567,034

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SG13 8RE
MING (UK) LIMITED
Bayfordbury Mansion, Lower Hatfield Road, Hertford, Hertfordshire, SG13 8RE
BAYFORDBURY MANSION LIMITED
3 BAYFORDBURY MANSION LOWER HATFIELD ROAD, BAYFORD, HERTFORD, HERTFORDSHIRE, SG13 8RE
Document Filings
Confirmation statement made on 12 March 2025 with updates
Appointment of Mr William Robert Lahiff as a director on 1 March 2025
Confirmation statement made on 12 March 2024 with updates
Confirmation statement made on 12 March 2023 with updates
Confirmation statement made on 12 March 2022 with updates
Director's details changed for Mr Mark Andrew Lahiff on 1 January 2022
Confirmation statement made on 12 March 2021 with no updates
Confirmation statement made on 12 March 2020 with no updates
Confirmation statement made on 12 March 2019 with no updates
Confirmation statement made on 12 March 2018 with no updates
Confirmation statement made on 12 March 2017 with updates
Registration of charge 084898300003, created on 13 February 2017
Registered office address changed from 83 Dukes Avenue Muswell Hill London N10 2QD United Kingdom to Bayfordbury Mansion Lower Hatfield Road Hertford Hertfordshire SG13 8RE on 24 October 2016
Annual return made up to 12 March 2016 with full list of shareholders
Registered office address changed from 3 Bayfordbury Mansion Lower Hatfield Road Bayford Hertford SG13 8RE to 83 Dukes Avenue Muswell Hill London N10 2QD on 7 April 2016
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