Company Overview
Financialz Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 04 February 2013, so this is a well established company. Financialz Limited has been in business for 13 years and 2 months. The accounts status is micro entity and the accounts are next due on Wednesday 31 December 2025.
Registered Address

5 Strand Court, Bath Road, Cheltenham, GL53 7LW
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Companies House Data
Company NameFINANCIALZ LIMITED
Company Number08387080
Registered Office Address5 Strand Court
 Bath Road
 GL53 7LW
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/02/2013
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date04/03/2017
Returns Last Made Up Date04/02/2016
Previous Company NameChanged Date
ACCUROX OUTSOURCING LIMITED06 Oct 2020
ACCUROX LIMITED13 Sep 2019
ACCOUNTS LOGIC LIMITED18 Nov 2016
Directors & Members
Show Resigned
Khalid Chaudhry - Director
(British, 46 years old, born July 1980)
Appointed 01 January 2026
 Active
Naveed Mughal - Director
(British, 42 years old, born December 1984)
Appointed 04 February 2013
 Active
Secretaries
Show Resigned
Other Company Directorships
Khalid Chaudhry
J AND J CARE SERVICES LTD
MOTOR RING LTD
Naveed Mughal
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 22,500 22,500 22,500
Current Assets 232 232 1,679
Creditors Due Within One Year -1,774 -1,774 -2,777
Working Cap 2,006 2,006 4,456
Total Assets Less Current Liabilities 24,506 24,506 26,956
Long-term Liabilities 23,014 23,014 26,000
Net Assets 1,492 1,492 956
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,492 1,492 956
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 99.0% 99.0% 93.1%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 1.0% 1.0% 6.9%
Creditors Due Within One Year -7.8% -7.8% -11.5%
Net Current Assets Liabilities 8.8% 8.8% 18.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 6.6% 6.6% 4.0%
Capital Employed - - -
Total Assets Less Current Liabilities 107.8% 107.8% 111.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio -0.1 -0.1 -0.6
Solvency Ratio 1.1 1.1 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 22,732 22,732 24,179
Debt 21,240 21,240 23,223
Net Assets/Debt 1,492 1,492 956

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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BOOTE FINANCIAL PLANNING LIMITED
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CHRISTOPHER COLEY & ASSOCIATES LIMITED
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Document Filings
Confirmation statement made on 21 February 2026 with updates
Previous accounting period shortened from 31 March 2026 to 31 December 2025
Confirmation statement made on 8 January 2026 with updates
Termination of appointment of Durre Adan Mughal as a director on 1 January 2026
Notification of Khalid Anwar Chaudhry as a person with significant control on 1 January 2026
Cessation of Naveed Imran Mughal as a person with significant control on 1 January 2026
Appointment of Mr Khalid Anwar Chaudhry as a director on 1 January 2026
Confirmation statement made on 29 June 2025 with no updates
Confirmation statement made on 29 June 2024 with no updates
Confirmation statement made on 29 June 2023 with no updates
Amended micro company accounts made up to 31 March 2021
Change of details for Mr Naveed Imran Mughal as a person with significant control on 1 December 2021
Confirmation statement made on 29 June 2022 with updates
Cessation of Durre Adan Mughal as a person with significant control on 1 December 2021
Director's details changed for Mrs Durre Adan Mughal on 16 May 2022
Change of details for Mrs Durre Adan Mughal as a person with significant control on 16 May 2022
Registered office address changed from 3 Crescent Terrace Top Floor Cheltenham Gloucestershire GL50 3PE England to 5 Strand Court Bath Road Cheltenham GL53 7LW on 10 May 2022
Change of details for Mrs Durre Adan Mughal as a person with significant control on 1 April 2022
Change of details for Mr Naveed Imran Mughal as a person with significant control on 1 April 2022
Appointment of Mrs Durre Adan Mughal as a director on 1 April 2022
Termination of appointment of Durre Adan Mughal as a secretary on 1 April 2022
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