Company Overview
1Plus1 Loans Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 04 February 2013, so this is a well established company. 1Plus1 Loans Limited has been in business for 13 years and 1 month. The accounts status is small and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Yates Barn Netherley Road, Tarbock Green, Prescot, Merseyside, L35 1RG
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Companies House Data
Company Name1PLUS1 LOANS LIMITED
Company Number08387053
Registered Office AddressYates Barn Netherley Road
 Tarbock Green
 L35 1RG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/02/2013
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategorySMALL
Returns Next Due Date04/03/2017
Returns Last Made Up Date04/02/2016
Previous Company NameChanged Date
1PLUS1 LOANS LIMITED02 Sep 2025
Directors & Members
Show Resigned
Gary McKenna - Director
(British, 47 years old, born May 1979)
Appointed 04 February 2013
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Gary McKenna
CREDIT LABS 02 LIMITED
CREDIT LABS GROUP LIMITED
GPM MARKETING LIMITED
ODIN COMPUTER GRAPHICS LTD
PGST PROPERTIES LTD
RATE DROP LIMITED
SECRET EYE HOLDINGS LIMITED
SECRET EYE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2021 31-Mar-2020
Balance Sheet
Fixed Assets 16,859 16,859 13,966
Current Assets 3,489,947 3,489,947 3,909,717
Creditors Due Within One Year 1,864,961 1,864,961 1,849,570
Working Cap 1,624,986 1,624,986 2,060,147
Total Assets Less Current Liabilities 1,641,845 1,641,845 2,074,113
Long-term Liabilities 1,144,801 1,144,801 1,561,082
Net Assets 497,044 497,044 513,031
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 497,044 497,044 513,031
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2021 31-Mar-2020
Tangible Fixed Assets - - -
Fixed Assets 0.5% 0.5% 0.4%
Stocks Inventory - - -
Debtors 88.2% 88.2% 95.1%
Cash Bank In Hand 11.3% 11.3% 4.5%
Current Assets 99.5% 99.5% 99.6%
Creditors Due Within One Year 53.2% 53.2% 47.1%
Net Current Assets Liabilities 46.3% 46.3% 52.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 14.2% 14.2% 13.1%
Capital Employed - - -
Total Assets Less Current Liabilities 46.8% 46.8% 52.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2021 31-Mar-2020
Liquidity Ratio 1.9 1.9 2.1
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2021 31-Mar-2020
Assets 3,506,806 3,506,806 3,923,683
Debt 3,009,762 3,009,762 3,410,652
Net Assets/Debt 497,044 497,044 513,031

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around L35 1RG
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GLEBE BUSINESS PARK, LUNTS HEATH ROAD, WIDNES, CHESHIRE, L35 1RG
Document Filings
Confirmation statement made on 1 February 2026 with no updates
Memorandum and Articles of Association
Resolutions
Director's details changed for Mr Gary Paul Mckenna on 22 January 2026
Registration of charge 083870530004, created on 19 January 2026
Satisfaction of charge 083870530003 in full
Satisfaction of charge 083870530001 in full
Certificate of change of name
Registered office address changed from Yates Barn Netherley Road Tarbock Green Prescot Merseyside L35 1RG United Kingdom to 1st Floor Yorkshire House 18 Chapel Street Liverpool L3 9AG on 14 July 2025
Confirmation statement made on 1 February 2025 with no updates
Confirmation statement made on 1 February 2024 with updates
Cessation of Paul Mckenna as a person with significant control on 2 January 2024
Satisfaction of charge 083870530002 in full
Confirmation statement made on 1 February 2023 with updates
Change of details for 1Plus1 Loans (Holdings) Ltd as a person with significant control on 6 April 2016
Confirmation statement made on 1 February 2022 with no updates
Registered office address changed from The Old Tannery Eastgate Accrington Lancashire BB5 6PW to Yates Barn Netherley Road Tarbock Green Prescot Merseyside L35 1RG on 14 January 2022
Confirmation statement made on 1 February 2021 with no updates
Confirmation statement made on 1 February 2020 with no updates
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