Company Overview
Vertical Financial Services Limited is listed at the official companies registry as in Liquidation Private Limited Company. The company was incorporated on Wednesday 10 October 2012, so this is a well established company. Vertical Financial Services Limited has been in business for 13 years and 5 months. The accounts status is total exemption full and the accounts are next due on Monday 31 March 2025.
Registered Address

Suite 3 Regency House, 91 Western Road, Brighton, BN1 2NW
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Companies House Data
Company NameVERTICAL FINANCIAL SERVICES LIMITED
Company Number08247189
Registered Office AddressSuite 3 Regency House
 91 Western Road
 BN1 2NW
Company CategoryPrivate Limited Company
Company StatusLiquidation
Country of OriginUnited Kingdom
Incorporation Date10/10/2012
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2025
Accounts Last Made Up Date30/06/2023
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date07/11/2016
Returns Last Made Up Date10/10/2015
Directors & Members
Show Resigned
Philip Elder - Director
(British, 63 years old, born February 1963)
Appointed 15 April 2016
 Active
Nicholas Francis - Director
(British, 67 years old, born October 1959)
Appointed 15 April 2016
 Active
Norman Kenvyn - Director
(British, 69 years old, born January 1957)
Appointed 10 October 2012
 Active
Robert Norman - Director
(British, 70 years old, born October 1956)
Appointed 10 October 2012
 Active
Secretaries
Show Resigned
Neil Spanbok - Secretary
(British)
Appointed 28 June 2013
 Active
Other Company Directorships
Philip Elder
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Balance Sheet Unlock full report
Accounts Date 30-Jun-2023 30-Jun-2020 30-Jun-2019
Balance Sheet
Fixed Assets 5,125 5,125 5,125
Current Assets 2,413,880 2,413,880 2,432,938
Creditors Due Within One Year 5,003 5,003 16,938
Working Cap 2,408,877 2,408,877 2,416,000
Total Assets Less Current Liabilities 2,414,002 2,414,002 2,421,125
Long-term Liabilities 0 0 0
Net Assets 2,414,002 2,414,002 2,421,125
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,414,002 2,414,002 2,421,125
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2023 30-Jun-2020 30-Jun-2019
Tangible Fixed Assets - - -
Fixed Assets 0.2% 0.2% 0.2%
Stocks Inventory - - -
Debtors 95.4% 95.4% 96.3%
Cash Bank In Hand 4.4% 4.4% 3.5%
Current Assets 99.8% 99.8% 99.8%
Creditors Due Within One Year 0.2% 0.2% 0.7%
Net Current Assets Liabilities 99.6% 99.6% 99.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 99.8% 99.8% 99.3%
Capital Employed - - -
Total Assets Less Current Liabilities 99.8% 99.8% 99.3%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2023 30-Jun-2020 30-Jun-2019
Liquidity Ratio 482.5 482.5 143.6
Solvency Ratio 483.5 483.5 143.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 5
Mortgages Outstanding 2
Mortgages Part Satisfied 3
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2023 30-Jun-2020 30-Jun-2019
Assets 2,419,005 2,419,005 2,438,063
Debt 5,003 5,003 16,938
Net Assets/Debt 2,414,002 2,414,002 2,421,125

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Registered office address changed from Suite 3 Regency House 91 Western Road Brighton BN1 2NW to Suite 3, Avery House 69 North Street Brighton BN41 1DH on 23 October 2025
Liquidators' statement of receipts and payments to 30 July 2025
Registered office address changed from Kingfisher House 21-23 Elmfield Road Bromley Kent BR1 1LT to Suite 3 Regency House 91 Western Road Brighton BN1 2NW on 12 August 2024
Statement of affairs
Appointment of a voluntary liquidator
Resolutions
Termination of appointment of Kathryn Thomson as a director on 21 February 2024
Confirmation statement made on 10 October 2023 with no updates
Termination of appointment of Rahul Bhupendra Thakrar as a director on 17 July 2023
Registration of charge 082471890005, created on 16 December 2022
Confirmation statement made on 10 October 2022 with updates
Satisfaction of charge 082471890001 in part
Satisfaction of charge 082471890003 in part
Satisfaction of charge 082471890002 in part
Registration of charge 082471890004, created on 27 September 2022
Statement of capital following an allotment of shares on 30 June 2022
Confirmation statement made on 10 October 2021 with updates
Confirmation statement made on 10 October 2020 with no updates
Director's details changed for Mrs Kathryn Thomson on 24 April 2020
Registration of charge 082471890003, created on 31 March 2020
Director's details changed for Mr Norman John Kenvyn on 14 October 2019
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