Company Overview
Complete Corporate Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 23 July 2012, so this is a well established company. Complete Corporate Finance Limited has been in business for 13 years and 8 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

20 Berrymoor Court Northumberland Business Park, Cramlington, Northumberland, NE23 7RZ
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Companies House Data
Company NameCOMPLETE CORPORATE FINANCE LIMITED
Company Number08152419
Registered Office Address20 Berrymoor Court Northumberland Business Park
 NE23 7RZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/07/2012
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2027
Accounts Last Made Up Date31/12/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date12/04/2017
Returns Last Made Up Date15/03/2016
Directors & Members
Show Resigned
Ian Hara - Director
(English, 50 years old, born March 1976)
Appointed 23 July 2012
 Active
Joseph Lloyd - Director
(British, 57 years old, born March 1969)
Appointed 23 July 2012
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Ian Hara
COMPLETE LEASING SOLUTIONS LIMITED
Joseph Lloyd
COMPLETE LEASING SOLUTIONS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2025 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 761,907 761,907 864,543
Creditors Due Within One Year 385,178 385,178 335,672
Working Cap 376,729 376,729 528,871
Total Assets Less Current Liabilities 376,729 376,729 528,871
Long-term Liabilities 120,932 120,932 218,816
Net Assets 255,797 255,797 310,055
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 255,797 255,797 310,055
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2025 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 80.7% 80.7% 93.4%
Cash Bank In Hand 19.3% 19.3% 6.6%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 50.6% 50.6% 38.8%
Net Current Assets Liabilities 49.4% 49.4% 61.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 33.6% 33.6% 35.9%
Capital Employed - - -
Total Assets Less Current Liabilities 49.4% 49.4% 61.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2025 31-Dec-2022 31-Dec-2021
Liquidity Ratio 2.0 2.0 2.6
Solvency Ratio 1.5 1.5 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2025 31-Dec-2022 31-Dec-2021
Assets 761,907 761,907 864,543
Debt 506,110 506,110 554,488
Net Assets/Debt 255,797 255,797 310,055

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 15 March 2026 with no updates
Confirmation statement made on 15 March 2025 with no updates
Confirmation statement made on 15 March 2024 with no updates
Confirmation statement made on 15 March 2023 with updates
Cancellation of shares. Statement of capital on 28 June 2022
Purchase of own shares.
Cessation of A Person with Significant Control as a person with significant control on 28 June 2022
Registered office address changed from Fleming Court Leigh Road Eastleigh Southampton Hampshire SO50 9PD England to 20 Berrymoor Court Northumberland Business Park Cramlington Northumberland NE23 7RZ on 7 July 2022
Notification of Ian Malcolm Hara as a person with significant control on 28 June 2022
Notification of Joseph Patrick Lloyd as a person with significant control on 28 June 2022
Director's details changed for Mr Joseph Patrick Lloyd on 28 June 2022
Director's details changed for Mr Ian Malcolm Hara on 28 June 2022
Termination of appointment of Zachary Lee Cogan as a director on 28 June 2022
Director's details changed for Mr Joseph Patrick Lloyd on 31 March 2022
Director's details changed for Mr Ian Malcolm Hara on 31 March 2022
Confirmation statement made on 15 March 2022 with updates
Change of details for Cahp Holdings Limited as a person with significant control on 24 March 2021
Change of details for Corporate Asset Holdings Limited as a person with significant control on 25 March 2021
Confirmation statement made on 15 March 2021 with no updates
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