Company Overview
Rtp Independent Financial Advice Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 26 June 2012, so this is a well established company. Rtp Independent Financial Advice Limited has been in business for 13 years and 9 months. The accounts status is micro entity and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Lower Ground Floor, St. Georges Street, Macclesfield, SK11 6TG
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Companies House Data
Company NameRTP INDEPENDENT FINANCIAL ADVICE LIMITED
Company Number08119368
Registered Office AddressLower Ground Floor
 St. Georges Street
 SK11 6TG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/06/2012
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date24/07/2017
Returns Last Made Up Date26/06/2016
Directors & Members
Robert Patten - Director
(British, 61 years old, born September 1965)
Appointed 26 June 2012
 Active
Tracey Patten - Director
(British, 53 years old, born September 1973)
Appointed 26 June 2012
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Robert Patten
INDIVIDUAL FINANCIAL SERVICES LIMITED
LINKLINE LEISURE SERVICES LIMITED
QUICK COVER LTD
R T P PROPERTIES LIMITED
Tracey Patten
R T P PROPERTIES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 7,381 7,381 6,780
Current Assets 103,411 103,411 48,880
Creditors Due Within One Year 45,850 45,850 47,560
Working Cap 57,561 57,561 1,320
Total Assets Less Current Liabilities 64,942 64,942 8,100
Long-term Liabilities 29,610 29,610 20,613
Net Assets 35,332 35,332 28,713
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 35,332 35,332 28,713
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 6.7% 6.7% 12.2%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 93.3% 93.3% 87.8%
Creditors Due Within One Year 41.4% 41.4% 85.4%
Net Current Assets Liabilities 52.0% 52.0% 2.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 31.9% 31.9% 51.6%
Capital Employed - - -
Total Assets Less Current Liabilities 58.6% 58.6% 14.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 2.3 2.3 1.0
Solvency Ratio 1.5 1.5 2.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 110,792 110,792 55,660
Debt 75,460 75,460 26,947
Net Assets/Debt 35,332 35,332 28,713

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SK11 6TG
AVA CAD/CAM GROUP LIMITED
1ST FLOOR KING EDWARD HOUSE, 1 JORDANGATE, MACCLESFIELD, CHESHIRE, SK11 6TG
KE WAIN CATERING CONSULTANCY SERVICES LIMITED
24 St Georges Street, Macclesfield, SK11 6TG
Document Filings
Registered office address changed from 29 Park Street Macclesfield Cheshire SK11 6SR to Lower Ground Floor St. Georges Street Macclesfield SK11 6TG on 4 December 2025
Confirmation statement made on 26 June 2025 with no updates
Confirmation statement made on 26 June 2024 with no updates
Confirmation statement made on 26 June 2023 with no updates
Compulsory strike-off action has been discontinued
Confirmation statement made on 26 June 2022 with no updates
First Gazette notice for compulsory strike-off
Confirmation statement made on 26 June 2021 with no updates
Previous accounting period extended from 30 March 2020 to 31 March 2020
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Confirmation statement made on 26 June 2020 with no updates
Previous accounting period shortened from 31 March 2019 to 30 March 2019
Confirmation statement made on 26 June 2019 with no updates
Confirmation statement made on 26 June 2018 with no updates
Notification of Robert Victor Patten as a person with significant control on 6 April 2016
Amended micro company accounts made up to 31 March 2017
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