Company Overview
Cms Wealth Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 29 May 2012, so this is a well established company. Cms Wealth Ltd has been in business for 13 years and 10 months. The accounts status is total exemption full and the accounts are next due on Monday 31 May 2027.
Registered Address

Courtyard Office 3, Upper Aynho Grounds, Aynho, Oxfordshire, OX17 3AY
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Companies House Data
Company NameCMS WEALTH LTD
Company Number08087381
Registered Office AddressCourtyard Office 3
 Upper Aynho Grounds
 OX17 3AY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/05/2012
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2027
Accounts Last Made Up Date31/08/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date26/06/2017
Returns Last Made Up Date29/05/2016
Previous Company NameChanged Date
WRAP INVESTMENTS WEALTH MANAGEMENT LIMITED09 Nov 2020
Directors & Members
Show Resigned
Tammy Bloxham - Director
(British, 48 years old, born August 1978)
Appointed 01 October 2018
 Active
Ryan Carter - Director
(British, 34 years old, born April 1992)
Appointed 31 March 2025
 Active
David Marler - Director
(British, 59 years old, born May 1967)
Appointed 31 March 2025
 Active
Julie Wigg - Director
(British, 59 years old, born February 1967)
Appointed 01 October 2018
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Tammy Bloxham
ASSET WISE ASSOCIATES LIMITED
CHASE FINANCIAL HOLDINGS LTD
CMS CONSOLIDATED HOLDINGS LTD
CMS ESTATE PLANNING LTD
CMS FINANCIAL MANAGEMENT LIMITED
CMS MORTGAGES LTD
CMS WEALTH HOLDINGS LTD
HAYWARD MANNING LIMITED
KINGSBRIDGE WEALTH MANAGEMENT LTD
MG FINANCIAL SOLUTIONS LTD
MONENTI PARTNERS LTD
NEW ENGLAND FINANCIAL SOLUTIONS LIMITED
WOODLANDS (BANBURY) MANAGEMENT COMPANY 92 LIMITED
Ryan Carter
CHASE FINANCIAL HOLDINGS LTD
ENTOURAGE HOLDINGS LIMITED
David Marler
ASSET WISE ASSOCIATES LIMITED
CHASE FINANCIAL HOLDINGS LTD
CHASE FINANCIAL SERVICES LIMITED
CMS CONSOLIDATED HOLDINGS LTD
CMS FINANCIAL MANAGEMENT LIMITED
CMS HOSPITALITY LTD
CMS MORTGAGES LTD
CMS WEALTH HOLDINGS LTD
MONENTI PARTNERS LTD
Julie Wigg
ASSET WISE ASSOCIATES LIMITED
CMS CONSOLIDATED HOLDINGS LTD
CMS ESTATE PLANNING LTD
CMS HOSPITALITY LTD
CMS MORTGAGES LTD
CMS WEALTH HOLDINGS LTD
HAYWARD MANNING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2022 31-Aug-2021
Balance Sheet
Fixed Assets 193,947 193,947 232,034
Current Assets 586,031 586,031 589,967
Creditors Due Within One Year 353,357 353,357 435,595
Working Cap 232,674 232,674 154,372
Total Assets Less Current Liabilities 426,621 426,621 386,406
Long-term Liabilities 52,130 52,130 70,834
Net Assets 374,491 374,491 315,572
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 374,491 374,491 315,572
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2022 31-Aug-2021
Tangible Fixed Assets - - -
Fixed Assets 24.9% 24.9% 28.2%
Stocks Inventory - - -
Debtors 12.0% 12.0% 5.6%
Cash Bank In Hand 63.1% 63.1% 66.2%
Current Assets 75.1% 75.1% 71.8%
Creditors Due Within One Year 45.3% 45.3% 53.0%
Net Current Assets Liabilities 29.8% 29.8% 18.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 48.0% 48.0% 38.4%
Capital Employed - - -
Total Assets Less Current Liabilities 54.7% 54.7% 47.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2022 31-Aug-2021
Liquidity Ratio 1.7 1.7 1.4
Solvency Ratio 1.9 1.9 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2022 31-Aug-2021
Assets 779,978 779,978 822,001
Debt 405,487 405,487 506,429
Net Assets/Debt 374,491 374,491 315,572

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 29 May 2025 with no updates
Appointment of Mr David Keith Marler as a director on 31 March 2025
Appointment of Mr Ryan Adam Carter as a director on 31 March 2025
Termination of appointment of David Kenneth Carter as a director on 31 March 2025
Director's details changed for Mr David Kenneth Carter on 20 July 2024
Confirmation statement made on 29 May 2024 with no updates
Confirmation statement made on 29 May 2023 with no updates
Satisfaction of charge 080873810001 in full
Termination of appointment of David Keith Marler as a director on 26 October 2022
Confirmation statement made on 29 May 2022 with no updates
Resolutions
Memorandum and Articles of Association
Registration of charge 080873810001, created on 31 March 2022
Director's details changed for Mr David Kenneth Carter on 25 June 2021
Confirmation statement made on 29 May 2021 with updates
Director's details changed for Mr David Kenneth Carter on 10 December 2020
Director's details changed for Mr David Keith Marler on 10 December 2020
Director's details changed for Mrs Tammy Louise Bloxham on 10 December 2020
Director's details changed for Mrs Julie Joan Wigg on 10 December 2020
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