Company Overview
Phd Finance & Investments Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 01 March 2012, so this is a well established company. Phd Finance & Investments Limited has been in business for 14 years and 1 month. The accounts status is micro entity and the accounts are next due on Monday 29 December 2025.
Registered Address

29-31 St. Georges Drive, London, SW1V 4DG
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Companies House Data
Company NamePHD FINANCE & INVESTMENTS LIMITED
Company Number07972281
Registered Office Address29-31 St. Georges Drive
 SW1V 4DG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/03/2012
Accounting Reference Date Day29
Accounting Reference Date Month3
Accounts Next Due Date29/12/2026
Accounts Last Made Up Date29/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date29/03/2017
Returns Last Made Up Date01/03/2016
Previous Company NameChanged Date
PHD HOTEL INVESTMENTS LIMITED19 Sep 2014
RIDGENET LIMITED30 Mar 2012
Directors & Members
Show Resigned
Prital Patel - Director
(British, 43 years old, born December 1983)
Appointed 01 January 2024
 Active
Deenal Patel - Director
(British, 34 years old, born June 1992)
Appointed 01 March 2026
 Active
Harita Patel - Director
(British, 39 years old, born September 1987)
Appointed 01 March 2026
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Prital Patel
AARYAN CAPITAL LTD
AARYAN NORFOLK SQUARE LTD
ABBEY MANOR LIMITED
AMBA HOLDINGS LIMITED
AMBA HOTELS (OVAL) LIMITED
AMBA HOTELS LIMITED
GREYSBY LIMITED
GROSVENOR PBSA LTD
GROUP 365 LIMITED
S & N MANAGEMENT LLP
SHOBHNA PROPERTIES LIMITED
SHREEJI GROUP OF HOTELS LIMITED
SWAMI HOTELS LIMITED
Deenal Patel
S & N MANAGEMENT LLP
SHOBHNA INVESTMENTS LIMITED
SHOBHNA PROPERTIES LIMITED
Harita Patel
S & N MANAGEMENT LLP
SHOBHNA INVESTMENTS LIMITED
SHOBHNA PROPERTIES LIMITED
Balance Sheet Unlock full report
Accounts Date 29-Mar-2025 29-Mar-2022 29-Mar-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 3,915,843 3,915,843 3,614,835
Creditors Due Within One Year 3,473,231 3,473,231 3,172,019
Working Cap 442,612 442,612 442,816
Total Assets Less Current Liabilities 442,612 442,612 442,816
Long-term Liabilities 72,642 72,642 0
Net Assets 369,970 369,970 442,816
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 369,970 369,970 442,816
Common Size Financial Analysis Unlock full report
Accounts Date 29-Mar-2025 29-Mar-2022 29-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - 98.3%
Cash Bank In Hand - - 1.7%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 88.7% 88.7% 87.8%
Net Current Assets Liabilities 11.3% 11.3% 12.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 9.4% 9.4% 12.2%
Capital Employed - - -
Total Assets Less Current Liabilities 11.3% 11.3% 12.2%
Financial Ratio Analysis Unlock full report
Accounts Date 29-Mar-2025 29-Mar-2022 29-Mar-2021
Liquidity Ratio 1.1 1.1 1.1
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 29-Mar-2025 29-Mar-2022 29-Mar-2021
Assets 3,915,843 3,915,843 3,614,835
Debt 3,545,873 3,545,873 3,172,019
Net Assets/Debt 369,970 369,970 442,816

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SW1V 4DG
WHRL ESTATES LIMITED
47 St Georges Drive, London, SW1V 4DG
KEW INSURANCE AGENCIES LIMITED
33 St.George's Drive, London, SW1V 4DG
GREY MARLIN LIMITED
33 St Georges Drive, London, SW1V 4DG
43 ST. GEORGES DRIVE MANAGEMENT LIMITED
43 ST.GEORGES DRIVE, LONDON, SW1V 4DG
DE VILLERMONT LLP
41 St Georges Drive, Pimlico, London, SW1V 4DG
Document Filings
Termination of appointment of Nalinkumar Manibhai Patel as a director on 1 March 2026
Appointment of Mrs Harita Patel as a director on 1 March 2026
Appointment of Ms Deenal Patel as a director on 1 March 2026
Confirmation statement made on 14 February 2026 with no updates
Confirmation statement made on 14 February 2025 with no updates
Confirmation statement made on 14 February 2024 with no updates
Appointment of Mrs Prital Patel as a director on 1 January 2024
Cessation of Prital Patel as a person with significant control on 27 September 2023
Termination of appointment of Prital Patel as a director on 27 September 2023
Termination of appointment of Harita Patel as a director on 27 September 2023
Termination of appointment of Deenal Patel as a director on 27 September 2023
Notification of Nalinkumar Manibhai Patel as a person with significant control on 27 September 2023
Appointment of Mr Nalinkumar Manibhai Patel as a director on 27 September 2023
Confirmation statement made on 14 February 2023 with no updates
Confirmation statement made on 14 February 2022 with no updates
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Confirmation statement made on 14 February 2021 with no updates
Change of details for Mr Prital Patel as a person with significant control on 1 March 2021
Notification of Prital Patel as a person with significant control on 1 March 2021
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