Company Overview
Sa & Hm Radford Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 02 February 2012, so this is a well established company. Sa & Hm Radford Limited has been in business for 14 years and 2 months. The accounts status is total exemption full and the accounts are next due on Wednesday 24 December 2025.
Registered Address

Nuttree House, Swallowcliffe, Salisbury, SP3 5PW
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Companies House Data
Company NameSA & HM RADFORD LIMITED
Company Number07932960
Registered Office AddressNuttree House
 Swallowcliffe
 SP3 5PW
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date02/02/2012
Accounting Reference Date Day27
Accounting Reference Date Month12
Accounts Next Due Date24/12/2025
Accounts Last Made Up Date31/12/2023
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date02/03/2017
Returns Last Made Up Date02/02/2016
Previous Company NameChanged Date
SA & HM RADFORD LIMITED25 Nov 2025
WHOLE NUMBERS LIMITED26 Oct 2012
Directors & Members
Show Resigned
Eeva-Kaarina Kuisma - Director
(Finnish,British, 46 years old, born April 1980)
Appointed 29 September 2025
 Active
Stephen Radford - Director
(United Kingdom, 78 years old, born April 1948)
Appointed 25 October 2012
 Active
Helen Radford - Director
(British, 77 years old, born November 1949)
Appointed 25 October 2012
 Active
Nicholas Radford - Director
(British, 43 years old, born October 1983)
Appointed 01 June 2024
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Eeva-Kaarina Kuisma
No companies found
Stephen Radford
NADDER VALLEY INNS LIMITED
SALISBURY BUSINESS IMPROVEMENT DISTRICT LTD
SALISBURY CATHEDRAL ENTERPRISES LIMITED
SALISBURY CATHEDRAL WORKS DEPARTMENT LIMITED
THE ROYAL OAK INN SWALLOWCLIFFE LIMITED
Helen Radford
No companies found
Nicholas Radford
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2021 31-Dec-2020
Balance Sheet
Fixed Assets 1,272,145 1,272,145 374,979
Current Assets 416,182 416,182 764,471
Creditors Due Within One Year 285,456 285,456 825,234
Working Cap 130,726 130,726 -60,763
Total Assets Less Current Liabilities 1,402,871 1,402,871 314,216
Long-term Liabilities 296 296 223,908
Net Assets 1,402,575 1,402,575 90,308
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,402,575 1,402,575 90,308
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2021 31-Dec-2020
Tangible Fixed Assets - - -
Fixed Assets 75.3% 75.3% 32.9%
Stocks Inventory - - -
Debtors 0.1% 0.1% 6.3%
Cash Bank In Hand 24.5% 24.5% 58.0%
Current Assets 24.7% 24.7% 67.1%
Creditors Due Within One Year 16.9% 16.9% 72.4%
Net Current Assets Liabilities 7.7% 7.7% -5.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 83.1% 83.1% 7.9%
Capital Employed - - -
Total Assets Less Current Liabilities 83.1% 83.1% 27.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2021 31-Dec-2020
Liquidity Ratio 1.5 1.5 0.9
Solvency Ratio 5.9 5.9 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2021 31-Dec-2020
Assets 1,688,327 1,688,327 1,139,450
Debt 285,752 285,752 1,049,142
Net Assets/Debt 1,402,575 1,402,575 90,308

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SP3 5PW
PRIME BUSINESS FINANCE LTD
C/O J&S ACCOUNTANTS 6 NORTHLANDS ROAD, SOUTHAMPTON, HANTS, COUNTY, SP3 5PW
Document Filings
Notification of Eeva-Kaarina Kuisma as a person with significant control on 29 September 2025
Appointment of Dr Eeva-Kaarina Kuisma as a director on 29 September 2025
Confirmation statement made on 6 January 2026 with updates
Registered office address changed from Nuttree House Swallowcliffe Salisbury SP3 5PW England to White Horse Cottage Sutton Mandeville Salisbury SP3 5LX on 6 January 2026
Notification of Nicholas Michael Hector Radford as a person with significant control on 29 September 2025
Memorandum and Articles of Association
Resolutions
Certificate of change of name
Termination of appointment of Charlotte Helen Radford as a director on 24 September 2025
Registration of charge 079329600001, created on 29 September 2025
Previous accounting period shortened from 28 December 2024 to 27 December 2024
Confirmation statement made on 2 February 2025 with updates
Previous accounting period shortened from 29 December 2023 to 28 December 2023
Appointment of Charlotte Helen Radford as a director on 1 June 2024
Appointment of Nicholas Michael Hector Radford as a director on 1 June 2024
Confirmation statement made on 2 February 2024 with no updates
Previous accounting period shortened from 30 December 2022 to 29 December 2022
Confirmation statement made on 2 February 2023 with updates
Previous accounting period shortened from 31 December 2021 to 30 December 2021
Confirmation statement made on 2 February 2022 with updates
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