Company Overview
Now:Pensions Ltd. is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 07 September 2011, so this is a well established company. Now:Pensions Ltd. has been in business for 14 years and 6 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

6 Bevis Marks, London, EC3A 7BA
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameNOW:PENSIONS LTD.
Company Number07766398
Registered Office Address6 Bevis Marks
 EC3A 7BA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/09/2011
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date05/10/2016
Returns Last Made Up Date07/09/2015
Directors & Members
Show Resigned
Patrick Luthi - Director
(Swiss,Irish, 61 years old, born September 1965)
Appointed 13 February 2019
 Active
Philip Parkinson - Director
(British, 41 years old, born October 1985)
Appointed 01 January 2026
 Active
David Williams - Director
(British, 55 years old, born February 1971)
Appointed 01 January 2026
 Active
Secretaries
Show Resigned
Jamie Warren - Secretary
Appointed 06 August 2014
 Active
Other Company Directorships
Patrick Luthi
CARDANO HOLDING LIMITED
CARDANO RISK MANAGEMENT LIMITED
NOW:INVESTMENTS LTD.
NOW:MANAGEMENT LTD.
NOW:PENSIONS INVESTMENT LTD.
NOW:PENSIONS MANAGEMENT LTD.
NOW:SAVINGS LTD.
Philip Parkinson
MERCER ALTERNATIVES LIMITED
MERCER LIMITED
David Williams
A WILLS & CO LTD
DARWIN TECHNOLOGIES HOLDINGS LIMITED
ENGLISH PENSION TRUSTEES LIMITED
JELF FINANCIAL PLANNING LTD
JIB GROUP HOLDINGS LIMITED
JIB GROUP LIMITED
JIB OVERSEAS HOLDINGS LIMITED
JIB UK HOLDINGS LIMITED
JLT INSURANCE GROUP HOLDINGS LIMITED
KEPLER ASSOCIATES LIMITED
MARSH & MCLENNAN COMPANIES UK LIMITED
MERCER AFRICA LIMITED
MERCER CONSULTING LIMITED
MERCER EMPLOYEE BENEFITS LIMITED
MERCER LIMITED
MERCER TECHNOLOGY ACQUISITIONS LIMITED
MERCER TRUSTEES LIMITED
MMC INTERNATIONAL LIMITED
MMC UK GROUP LIMITED
NUTLEY DEAN (RESIDENTS) MGMT. CO. LTD
PENSION TRUSTEES LIMITED
PFT LIMITED
SEDGWICK FINANCIAL SERVICES LIMITED
SEDGWICK NOBLE LOWNDES (UK) LIMITED
SEDGWICK NOBLE LOWNDES GROUP LIMITED
SEDGWICK NOBLE LOWNDES LIMITED
SEDGWICK TRUSTEES LIMITED
SETTLEMENT TRUSTEES LIMITED
SIROTA CONSULTING UK LIMITED
THE BENEFIT EXPRESS HOLDINGS LIMITED
THE POSITIVE AGEING COMPANY LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 278,561 278,561 174,486
Current Assets 27,208,007 27,208,007 2,456,647
Creditors Due Within One Year 1,136,318 1,136,318 392,522
Working Cap 26,071,689 26,071,689 2,064,125
Total Assets Less Current Liabilities 26,350,250 26,350,250 2,238,611
Long-term Liabilities 0 0 13,652,727
Net Assets 26,350,250 26,350,250 -11,414,116
Share Capital & Reserves
Share Cap 16,667,666 16,667,666 1,000
Profit & Loss Reserves -23,650,748 -23,650,748 -11,415,116
Other Reserves 33,333,332 33,333,332 0
Shareholders Funds 26,350,250 26,350,250 -11,414,116
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - - -
Fixed Assets 1.0% 1.0% 6.6%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 7.3% 7.3% 40.7%
Current Assets 99.0% 99.0% 93.4%
Creditors Due Within One Year 4.1% 4.1% 14.9%
Net Current Assets Liabilities 94.9% 94.9% 78.5%
Creditors Due After One Year 0.0% 0.0% 518.9%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 95.9% 95.9% -433.8%
Called Up Share Capital 60.6% 60.6% 0.0%
Share Capital Allotted Called Up Paid 60.6% 60.6% 0.0%
Profit Loss Account Reserve -86.0% -86.0% -433.8%
Shareholder Funds 95.9% 95.9% -433.8%
Capital Employed - - -
Total Assets Less Current Liabilities 95.9% 95.9% 85.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Liquidity Ratio 23.9 23.9 6.3
Solvency Ratio 24.2 24.2 0.2
Reserves to Assets -0.9 -0.9 -4.3
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Assets 27,486,568 27,486,568 2,631,133
Debt 1,136,318 1,136,318 14,045,249
Net Assets/Debt 26,350,250 26,350,250 -11,414,116

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC3A 7BA
BEAULY FINANCIAL SERVICES LIMITED
6 BEVIS MARKS, LONDON, EC3A 7BA
ELDER DEMPSTER LINES (UK) LIMITED
C/O BROWNE JACOBSON LLP, 6 BEVIS MARKS, LONDON, EC3A 7BA
JAMES HAMPDEN INTERNATIONAL INSURANCE BROKERS LIMITED
6 Bevis Marks, London, EC3A 7BA
AXIS GLOBAL BUSINESS UK LIMITED
C/O Buzzacott Llp, 130 Wood Street, London, EC3A 7BA
CAVIDALE LIMITED
C/O Browne Jacobson Llp, 6 Bevis Marks, London, EC3A 7BA
MANAGEMENT SOLUTIONS EUROPE UK LIMITED
3rd Floor 6 Bevis Marks, London, EC3A 7BA
113 JEROME DREYFUSS LIMITED
C/O Browne Jacobson Llp, 6 Bevis Marks, London, EC3A 7BA
SCHMIDT GROUPE UK LIMITED
11 OLD JEWRY, 8TH FLOOR SOUTH, LONDON, EC3A 7BA
HARTFORD MANAGEMENT (UK) LIMITED
6 BEVIS MARKS, 8TH FLOOR, LONDON, EC3A 7BA
FENDI U.K. LIMITED
C/O BROWNE JACOBSON LLP, 6 BEVIS MARKS, LONDON, EC3A 7BA
Document Filings
Director's details changed for Mr Patrick Oliver Luthi on 1 January 2026
Notification of Mercer Limited as a person with significant control on 1 January 2026
Cessation of Cardano Holding Limited as a person with significant control on 1 January 2026
Appointment of Mr Philip Anthony James Parkinson as a director on 1 January 2026
Appointment of Mr David Nicholas Williams as a director on 1 January 2026
Termination of appointment of Fiona Jane Page as a director on 31 December 2025
Termination of appointment of Michael Georges Jules De Lathauwer as a director on 31 December 2025
Termination of appointment of Claire Lisa Bowyer as a director on 12 December 2025
Confirmation statement made on 7 September 2025 with no updates
Registered office address changed from 6 Bevis Marks London EC3A 7BA England to 1 Tower Place West Tower Place London EC3R 5BU on 5 September 2025
Termination of appointment of Paul Howard Smee as a director on 2 July 2025
Confirmation statement made on 7 September 2024 with no updates
Confirmation statement made on 7 September 2023 with no updates
Appointment of Mrs Claire Lisa Bowyer as a director on 18 April 2023
Confirmation statement made on 7 September 2022 with no updates
Appointment of Mr Paul Howard Smee as a director on 1 August 2022
Termination of appointment of Laurence Michael Edmans as a director on 31 July 2022
Confirmation statement made on 7 September 2021 with no updates
Appointment of Miss Fiona Jane Page as a director on 18 January 2021
Termination of appointment of John Rowland as a director on 1 December 2020
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free