Company Overview
Swift Lawyers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 23 June 2011, so this is a well established company. Swift Lawyers Limited has been in business for 14 years and 9 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 June 2027.
Registered Address

Tymark House, 47 Breightmet Street, Bolton, BL2 1BR
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Companies House Data
Company NameSWIFT LAWYERS LIMITED
Company Number07680861
Registered Office AddressTymark House
 47 Breightmet Street
 BL2 1BR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/06/2011
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2027
Accounts Last Made Up Date30/09/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date21/07/2017
Returns Last Made Up Date23/06/2016
Directors & Members
Show Resigned
Nazira Adam - Director
(British, 46 years old, born March 1980)
Appointed 09 March 2017
 Active
Fozia Bibi - Director
(British, 36 years old, born July 1990)
Appointed 21 February 2023
 Active
Robert Lewis - Director
(British, 41 years old, born September 1985)
Appointed 30 June 2021
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Nazira Adam
HADI LAW LIMITED
Fozia Bibi
No companies found
Robert Lewis
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Balance Sheet
Fixed Assets 13,412 13,412 17,819
Current Assets 820,026 820,026 326,453
Creditors Due Within One Year 462,871 462,871 299,405
Working Cap 357,155 357,155 27,048
Total Assets Less Current Liabilities 370,567 370,567 44,867
Long-term Liabilities 282,453 282,453 222,798
Net Assets 88,114 88,114 -177,931
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 88,114 88,114 -177,931
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Tangible Fixed Assets - - -
Fixed Assets 1.6% 1.6% 5.2%
Stocks Inventory - - -
Debtors 5.8% 5.8% 2.7%
Cash Bank In Hand 0.6% 0.6% 1.8%
Current Assets 98.4% 98.4% 94.8%
Creditors Due Within One Year 55.5% 55.5% 87.0%
Net Current Assets Liabilities 42.9% 42.9% 7.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 10.6% 10.6% -51.7%
Capital Employed - - -
Total Assets Less Current Liabilities 44.5% 44.5% 13.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Liquidity Ratio 1.8 1.8 1.1
Solvency Ratio 1.1 1.1 0.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Assets 833,438 833,438 344,272
Debt 745,324 745,324 522,203
Net Assets/Debt 88,114 88,114 -177,931

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 13 April 2025 with updates
Confirmation statement made on 13 April 2024 with updates
Director's details changed for Mr Robert Lewis on 12 April 2024
Confirmation statement made on 13 April 2023 with updates
Change of details for Miss Nazira Adam as a person with significant control on 13 April 2023
Change of details for Miss Nazira Adam as a person with significant control on 11 April 2023
Director's details changed for Miss Nazira Adam on 11 April 2023
Appointment of Mrs Fozia Bibi as a director on 21 February 2023
Confirmation statement made on 13 April 2022 with no updates
Registered office address changed from 42 Mawdsley Street Bolton Greater Manchester BL1 1LF England to Tymark House 47 Breightmet Street Bolton BL2 1BR on 22 April 2022
Termination of appointment of Heather Louise Bailey as a director on 30 June 2021
Appointment of Mr Robert Lewis as a director on 30 June 2021
Appointment of Mrs Heather Louise Bailey as a director on 18 June 2021
Termination of appointment of Heather Louise Bailey as a director on 18 June 2021
Confirmation statement made on 13 April 2021 with updates
Director's details changed for Miss Nazira Adam on 13 April 2021
Change of details for Miss Nazira Adam as a person with significant control on 13 April 2021
Confirmation statement made on 13 April 2020 with no updates
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